Table of Contents As filed with the Securities and Exchange Commission on May 2, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 20-F ANNUAL REPORT PURSUANT TO SECTION 13 OfR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2021 Commission file number: 333-260701 Inter & Co, Inc. (Exact Name of Registrant as specified in its charter) The Cayman Islands (Jurisdiction of incorporation or organization) Av Barbacena, 1.219, 22nd Floor Belo Ho ...

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