South Plains Financial FORWARD-LOOKING STATEMENTS 2 Cory T. Newsom President | --- | |-----------------------------------------------------------| | | | Steven B. Crockett Chief Financial Officer & Treasurer | Fourth Quarter and Full Year 2022 Highlights | --- | --- | --- | --- | |----------------------------|-----------------------|-------------------------|-----------| | | | | | | Organic Loan Growth 12.7% | Net Income $58.2 M | ROAA 1.47% | NIM (1) | | Total Assets $3.94 B | EPS - Diluted $3.23 | Efficie ...

South Plains Financial, Inc. (NASDAQ:SPFI) Q3 2022 Earnings Conference Call October 21, 2022 11:00 AM ET Company Participants Steven Crockett - Chief Financial Officer and Treasurer Curtis Griffith - Chairman and Chief Executive Officer Cory Newsom - Director and President Conference Call Participants Brady Gailey - KBW Bradley Milsaps - Piper Sandler Presentation Operator Good morning, ladies and gentlemen. Welcome to the South Plains Financial Incorporated Third Quarter 2022 Earnings Conference Call. Duri ...

South Plains Financial Third Quarter 2022 Earnings Presentation October 21, 2022 Safe Harbor Statement and Other Disclosures FORWARD-LOOKING STATEMENTS This presentation contains, and future oral and written statements of South Plains Financial, Inc. ("South Plains" or the "Company" or "SPFI") and City Bank ("City Bank" or the "Bank") may contain, statements about future events that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forwar ...

South Plains Financial Second Quarter 2022 Earnings Presentation July 22, 2022 Safe Harbor Statement and Other Disclosures FORWARD-LOOKING STATEMENTS This presentation contains, and future oral and written statements of South Plains Financial, Inc. ("South Plains" or the "Company" or "SPFI") and City Bank ("City Bank" or the "Bank") may contain, statements about future events that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward- ...

South Plains Financial, Inc. (NASDAQ:SPFI) Q2 2022 Earnings Conference Call July 22, 2022 11:00 AM ET Company Participants Steven Crockett - Chief Financial Officer and Treasurer Curtis Griffith - Chairman and Chief Executive Officer Cory Newsom - Director and President Conference Call Participants Brady Gailey - KBW Bradley Milsaps - Piper Sandler Operator Good morning, ladies and gentlemen, and welcome to the South Plains Financial, Inc. Second Quarter 2022 Earnings Conference Call. [Operator Instructions ...

1 South Plains Financial Earnings Presentation First Quarter, 2022 Safe Harbor Statement and Other Disclosures FORWARD-LOOKING STATEMENTS This presentation contains, and future oral and written statements of South Plains Financial, Inc. ("South Plains" or the "Company") and City Bank ("City Bank" or the "Bank") may contain, statements about future events that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements ref ...

South Plains Financial, Inc. (NASDAQ:SPFI) Q1 2022 Earnings Conference Call April 26, 2022 5:00 PM ET Company Participants Steve Crockett – Chief Financial Officer and Treasurer Curtis Griffith – Chairman and Chief Executive Officer Cory Newsom – President Conference Call Participants Brady Gailey – KBW Brad Milsaps – Piper Sandler Operator Good afternoon, ladies and gentlemen, and welcome to the South Plains Financial, Inc. First Quarter 2022 Earnings Conference Call. [Operator Instructions] As a reminder, ...

1 South Plains Financial Earnings Presentation Fourth Quarter, 2021 Safe Harbor Statement and Other Disclosures FORWARD-LOOKING STATEMENTS This presentation contains, and future oral and written statements of South Plains Financial, Inc. ("South Plains" or the "Company") and City Bank ("City Bank" or the "Bank") may contain, statements about future events that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements re ...

South Plains Financial, Inc. (NASDAQ:SPFI) Q4 2021 Earnings Conference Call January 27, 2022 5:00 PM ET Company Participants Steve Crockett - Chief Financial Officer and Treasurer Curtis Griffith - Chairman and Chief Executive Officer Cory Newsom - President Conference Call Participants Brady Gailey - KBW Brad Milsaps - Piper Sandler Disclaimer*: This transcript is designed to be used alongside the freely available audio recording on this page. Timestamps within the transcript are designed to help you navig ...

1 South Plains Financial Earnings Presentation Third Quarter, 2021 Safe Harbor Statement and Other Disclosures FORWARD-LOOKING STATEMENTS This presentation contains, and future oral and written statements of South Plains Financial, Inc. ("South Plains" or the "Company") and City Bank ("City Bank" or the "Bank") may contain, statements about future events that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements ref ...