Zillow’s September 2025 housing market report reveals an unexpected surge of activity during what is typically real estate’s slow season. A dip in mortgage rates—combined with a strong stock market—sparked renewed energy among both buyers and sellers after a sluggish August. New listings climbed 3% year over year in September, reversing the 3% decline a month earlier. On a monthly basis, listings dipped 2%, outperforming the historical average of a 9% tumble heading into the fall. Total inventory slipped ju ...

What do major Southern cities Baltimore, Pensacola and Clarksburg have in common? Affordable cost of living aside, an in-house GOBankingRates study revealed these cities are among the top 20 hidden gem housing markets in the South. Read More: GOBankingRates Original Research Center Check Out: 6 Hybrid Vehicles To Stay Away From in Retirement GOBankingRates analyzed data from Zillow, AreaVibes and the Federal Reserve. Each city was weighted based on ranking in various categories, including livability index ...

Key Points The Fed chair said that economic growth in the U.S. is slowing. He also said he thinks the stock market is frothy. These 10 stocks could mint the next wave of millionaires › Is the current bull market, which began three years ago on Oct. 12, 2022, in trouble? If you've been listening to the most important economic policymaker on the planet lately, you might have come to that very conclusion. In a Sept. 23 speech to the Greater Providence Chamber of Commerce in Rhode Island, Federal Re ...

抵押贷款利率变动 - 30年期固定抵押贷款利率降至约6.49%，为近一年来最低水平，较前一周下降15个基点 [1][2] - 15年期固定抵押贷款和5/1可调利率抵押贷款利率均降至约5.7%，为近一年来最低水平 [2] 抵押贷款申请活动 - 抵押贷款申请量在截至9月5日的一周内环比增长9.2% [3] - 再融资活动环比增长12%，较去年同期大幅增长34% [3] - 此次利率下降刺激了自2022年以来最强劲的借款人需求周，购房和再融资申请均有所增加 [4] 市场背景与驱动因素 - 近期劳动力市场的疲软是推动利率下降和活动增加的主要因素 [3] - 市场预期美联储将降息以提振经济和支撑劳动力市场，这有助于推低作为长期抵押贷款利率基准的10年期美国国债收益率 [4] 房地产市场状况 - 较低的借贷成本为潜在购房者带来一线希望，这些购房者因库存缺乏和住房可负担性差而在过去几年中被边缘化 [8] - 市场出现改善迹象，卖家数量超过买家的速度达到十多年来最快 [9] - 第二季度房屋销售中位价小幅下降至410,800美元 [9]

房价表现 - 5月澳洲五大首府城市房价累计上涨0 5% 所有主要市场均录得稳健增长 [3] - 5月季度房价整体上涨1 2% 布里斯班以1 6%涨幅领跑 珀斯(1 4%)和阿德莱德(1 3%)紧随其后 墨尔本(1 1%)和悉尼(1 0%)涨幅放缓 [5] - 悉尼和墨尔本房价涨幅反弹尤为明显 [11] 拍卖市场动态 - 悉尼拍卖清空率达69% 中位价168万 墨尔本清空率70% 中位价94 3万 布里斯班清空率45% 中位价138万 阿德莱德清空率61% 中位价79 5万 [1] - 各首府城市拍卖清空率创2024年中期以来最高纪录 [12] - 自2024年春季最后一周1539处房产被拍卖以来 清空率表现最佳 [13] - 联邦大选后66%-67%待拍卖房屋通过拍卖售出 [15] 市场驱动因素 - 预期澳大利亚央行降息0 25%推动5月房价大幅上涨 [7] - 期货市场预测2025年将再降息三次(每次0 25%) 官方现金利率或降至3 10% [16] - 降息提升借贷能力 本周末成为买家"黄金周" [14] - 消费者信心回升 增强大额购房意愿 [9] 政策影响 - 澳洲政府5%首付计划将于2026年1月1日生效 预计提振首次购房者需求 [18] - 降息政策与首付计划叠加可能再次推高澳大利亚房价 [18] 市场趋势 - 新房源数量开始回升 [8] - 低利率和信心增强可能延续冬季市场势头 [10] - 价格反弹与拍卖市场表现同步 [12]