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Why being a good driver is great for your car insurance costs
Yahoo Finance· 2025-10-30 23:24
For better or worse, your driving skills affect your car insurance rates. If you’re careful behind the wheel, you can pay less for auto insurance and face fewer deductibles. If you drive fast and carelessly, you’re more likely to have tickets, accidents, and higher insurance costs. Fortunately, you can learn and adopt the habits of a good driver. And once you realize how much you can save on your car insurance costs, you’ll be motivated to become a good driver. Learn more: How does car insurance work? T ...
US gets hit with another credit downgrade — agency warns of ‘sustained deterioration’ of finances. What you need to know
Yahoo Finance· 2025-10-30 20:03
So here’s a look at a few ways to boost your own fiscal health in 2025 — and beyond.Washington’s fiscal woes may seem far removed from everyday life, but the underlying lesson is universal: bad money habits eventually catch up. And unlike the federal government, you can’t just keep raising your own debt ceiling.The downgrade comes just five months after Moody's cut its U.S. credit rating in May — following similar moves by S&P Global in 2011 and Fitch in 2023. It’s hardly a surprise, though. America’s natio ...
Out of work and driving less? Why reducing car insurance isn’t always smart.
Yahoo Finance· 2025-10-28 05:38
Whether you’ve been temporarily furloughed or permanently laid off, paying bills with no income is hard. You may feel like you’re playing a shell game, moving around what little money you have to keep the lights on. In that context, your car insurance premium may seem like an expense you can trim back. And it can be, depending on your circumstances. Here’s a look at the right ways to cut your car insurance costs after losing your job. Learn more: How does car insurance work? The basics explained. When ...
Everyone is waiting for Friday's big inflation report. Here's what to expect
CNBC· 2025-10-24 03:22
9月CPI报告的市场重要性 - 9月消费者价格指数报告是本月华尔街几乎唯一重要的数据发布 因政府停摆导致官方经济报告匮乏 使其可能成为影响市场的事件 [2] - 即使数据与近期水平相近 微小的偏差也可能因数据稀缺而产生超乎寻常的影响 [2] - 市场所有焦点和注意力都将集中于此份报告 这份报告的重要性空前 [3] 9月CPI的市场预期 - 道琼斯调查的经济学家预计月度整体CPI将上涨0.4% 与上月相同 将使12个月通胀率达到3.1% 较8月水平高出0.2个百分点 [4] - 核心CPI预计月度上涨0.3% 年率维持在3.1% 均与8月持平 年率将是自1月以来的最高水平 [4] - 高盛经济学家预计汽车价格变化不大 汽车保险价格上涨 机票价格下降 [7] 市场关注的具体细节 - 市场将寻找任何显示通胀高于或低于预期的读数偏差 [5] - 关注焦点还包括前总统特朗普的关税对价格产生的具体影响细节 [5] - 高盛预计关税将对通信、家居装饰和娱乐等类别带来上行压力 但对核心通胀数据的贡献仅为0.07个百分点 [7] 数据可靠性及宏观背景 - 政府停摆导致大量数据缺失 引发对CPI数据可靠性的质疑 [7] - 政府停摆导致市场依赖的重要数据点缺失 增加了不确定性 [8] - 地缘政治不确定性是担忧的根源 不断变化的关税格局引发价格上升可能减缓经济增长的忧虑 [9] 对美联储政策的影响 - 美联储将于下周举行政策会议 市场普遍预期将再次批准降息25个基点 [10] - 需要数据出现显著的上行惊喜 市场才会改变对额外降息的看法 [10] - 若数据高于预期可能导致市场波动 但可能被视为买入机会 因经济强劲、美联储开启降息周期、企业每股收益双位数增长且第四季度通常是季节性最强季度 [12]
Root, Inc. (ROOT): A Bull Case Theory
Yahoo Finance· 2025-10-23 20:51
We came across a bullish thesis on Root, Inc. on Rose’s Substack by Rose Celine Investments. In this article, we will summarize the bulls’ thesis on ROOT. Root, Inc.'s share was trading at $79.37 as of October 21st. ROOT’s trailing and forward P/E were 17.70 and 3.44 respectively according to Yahoo Finance. Brown & Brown (BRO) Falls 10% to New Low on Dismal Q2 Earnings Root, Inc. (ROOT) is a young car insurance company focused on simplifying the process of buying insurance, making it faster, easier, and ...
Best car insurance companies in 2025
Yahoo Finance· 2025-10-22 06:06
When it comes to buying car insurance, it’s important to get the best coverage for your money. However, with so many insurance companies claiming to offer affordable rates, trustworthy protection, and customer satisfaction, it can be hard to determine which truly is the best. To help you find the best car insurance companies, Yahoo Finance evaluated auto plans from over a dozen companies. Below are the top four that stood out for cost, coverage choices, discounts, and overall value. In this article: Ameri ...
I’m a Finance Expert: If You Don’t Negotiate Your Bills, You Could Be Overpaying Hundreds in 2026
Yahoo Finance· 2025-10-19 22:54
People’s budgets and paychecks are stretched especially thin as 2025 starts to slow to a close, accommodating the increased cost of necessities. Though the Federal Reserve is expected to cut rates, inflation may still increase into 2026, as could your bills. Check Out: 4 Moves to Make if You Can’t Pay All Your Bills this Month Read Next: Mark Cuban Tells Americans To Stock Up on Consumables as Trump's Tariffs Hit -- Here's What To Buy Consumer finance expert Andrea Woroch explained which bills you should ...
Cheapest car insurance after an accident
Yahoo Finance· 2025-10-17 06:20
Comparing car insurance quotes is a key step to finding the cheapest rates at the best of times — and after a car accident. We’ll show you some of the cheapest car insurance rates after one at-fault accident, explain how much your insurance will increase, how long it will stay elevated, and share how to protect yourself from being sued after an accident you cause. Learn more: How does car insurance work? The basics explained. Cheapest car insurance with one at-fault accident Even just one accident wil ...
Cheapest car insurance after a speeding ticket
Yahoo Finance· 2025-10-17 02:21
Your car insurance rate may go up after a speeding ticket, especially if the violation wasn’t your first in recent years. How much extra you pay depends on the insurer, so it’s smart to compare prices when your policy is up for renewal. Learn more: How does car insurance work? The basics explained. Cheap insurance after one speeding ticket Drivers with a recent history of speeding tickets typically pay more for car insurance than those with clean records, as speeding increases the risk of car acciden ...
This is how American car dealers use the '4-square method’ to make big profits off you
Yahoo Finance· 2025-10-08 17:19
四方格销售法 - 该方法指经销商在一张纸上画出四个方格 分别填写消费者的旧车置换价值、首付款、所购车辆价格和新车月供 [3][7] - 经销商通过涂改和重写方格内数字使消费者混淆 其核心策略是引导消费者仅关注月供金额而非车辆总成本 [3][4] - 该方法旨在通过延长贷款期限来降低月供表面数额 但实际导致车辆总成本增加和利息支出上升 [5] 行业销售策略 - 汽车经销商普遍采用引导消费者关注月供的销售策略 以模糊车辆真实总成本 [4] - 行业存在通过促成长期汽车贷款来提升整体利润的行为 导致消费者负债周期延长 [5] 保险成本趋势 - 由于对加拿大和墨西哥进口汽车及零部件征收新关税 预计至2025年底汽车保险费率将平均上涨8% 年保费从2313美元增至2502美元 [6]