投资策略 - 投资者追求通过股票、债券、ETF等金融投资组合获得高回报，而收入投资者更关注从流动性投资中产生持续现金流 [1] - 现金流来源包括债券利息、其他投资利息以及股息，股息作为公司盈利分配给股东的部分，通常以股息收益率衡量 [2] - 研究表明股息在长期回报中占很大比例，许多情况下股息贡献超过总回报的三分之一 [2] Civista Bancshares公司概况 - Civista Bancshares位于俄亥俄州桑达斯基，属于金融行业，今年以来股价上涨12.26% [3] - 公司当前每股派发股息0.17美元，股息收益率为2.88%，低于中西部银行行业平均的3.12%，但高于标普500指数的1.54% [3] - 公司年度股息为0.68美元，较去年增长6.3%，过去5年股息年均增长9.33% [4] 股息与盈利分析 - 公司股息支付率为30%，即过去12个月每股收益的30%用于派息 [4] - 2025年每股收益预期为2.84美元，同比增长41.29% [5] - 未来股息增长将取决于盈利增长和支付比率 [4] 行业与投资机会 - 大型成熟公司更倾向于派发股息，而科技初创公司或高增长企业很少派息 [7] - 利率上升时期高股息收益率股票可能表现不佳 [7] - Civista Bancshares不仅提供稳健股息，当前Zacks评级为3（持有） [7]

SANDUSKY, Ohio, June 27, 2025 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ:CIVB) ("Civista") announced today that it will issue its second quarter 2025 financial results prior to market open on Thursday, July 24, 2025.Civista Bancshares, Inc. will also host a conference call and webcast at 1:00 p.m. Eastern Time on Thursday, July 24, 2025, to discuss its financial results.  Analysts may participate in the question-and-answer session.Conference Call, Replay and Webcast Information:Date:  Thursday, July 2 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 For the transition period from to Commission File Number: 001-36192 Civista Bancshares, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended - March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 1 ...

I’m revising downward the earnings estimate for Civista Bancshares, Inc. (NASDAQ: CIVB ) because I’m reducing my loan growth estimate, raising my provision expense estimate, and increasing my non-interest expense estimate due to the tariff situation. On the other hand, I’m also revisingAnalyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expr ...

Here are three stocks with buy rank and strong momentum characteristics for investors to consider today, April 30th:Spotify Technology (SPOT) : This company which provides music streaming services, has a Zacks Rank #1(Strong Buy), and witnessed the Zacks Consensus Estimate for its current year earnings increasing 5.3% over the last 60 days.Spotify Technology’s shares gained 4.8% over the last three month compared with the S&P 500’s decline of 8.4%. The company possesses a Momentum Score of A.Sony (SONY) : T ...

Whether it's through stocks, bonds, ETFs, or other types of securities, all investors love seeing their portfolios score big returns. But for income investors, generating consistent cash flow from each of your liquid investments is your primary focus.While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its dividend ...

Civista Bancshares, Inc. (NASDAQ:CIVB) Q1 2025 Earnings Conference Call April 24, 2025 1:00 PM ET Company Participants Dennis Shaffer - President & Chief Executive Officer Rich Dutton - Senior Vice President & Chief Operating Officer Ian Whinnem - Senior Vice President & Chief Financial Officer Conference Call Participants Justin Crowley - Piper Sandler Brendan Nosal - Hovde Group Terry McEvoy - Stephens Manuel Navas - D.A. Davidson Emily Lee - KBW Operator Before we begin, I would like to remind you that t ...

Civista Bancshares (CIVB) Q1 2025 Earnings Call April 24, 2025 01:00 PM ET Company Participants Dennis Shaffer - President, CEO & Vice ChairmanIan Whinnem - Interim Principal Accounting Officer, Senior VP & CFOBrendan Nosal - Director - Equity ResearchTerry Mcevoy - Managing DirectorRichard Dutton - Senior VP & COO Conference Call Participants Justin Crowley - Research AnalystManuel Navas - MD & Senior Research AnalystEmily Lee - Analyst Operator Before we begin, I would like to remind you that this confere ...

Civista Bancshares (CIVB) Q1 2025 Earnings Call April 24, 2025 01:00 PM ET Company Participants Dennis Shaffer - President, CEO & Vice ChairmanIan Whinnem - Interim Principal Accounting Officer, Senior VP & CFOBrendan Nosal - Director - Equity ResearchTerry Mcevoy - Managing DirectorRichard Dutton - Senior VP & COO Conference Call Participants Justin Crowley - Research AnalystManuel Navas - MD & Senior Research AnalystEmily Lee - Analyst Operator Before we begin, I would like to remind you that this confere ...

Civista Bancshares (CIVB) reported $40.63 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 10.2%. EPS of $0.66 for the same period compares to $0.41 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $40.09 million, representing a surprise of +1.37%. The company delivered an EPS surprise of +32.00%, with the consensus EPS estimate being $0.50.While investors scrutinize revenue and earnings changes year-over-year and how they compare with ...