Heritage Financial Corporation (NASDAQ:HFWA) Q3 2022 Earnings Conference Call October 20, 2022 1:00 PM ET Company Participants Jeff Deuel - CEO Donald Hinson - CFO Tony Chalfant - Chief Credit Officer Bryan McDonald - President and COO Conference Call Participants Eric Spector - Raymond James Jeff Rulis - DA Davidson Eleanor Hagan - KBW Operator Good morning. Thank you for attending today's Heritage Financial Corporation Q3 2022 Earnings Call. My name is Bethany, I will be the moderator for today's call. [O ...

Heritage Financial Corporation (NASDAQ:HFWA) Q2 2022 Earnings Conference Call July 21, 2022 2:00 PM ET Company Participants Jeff Deuel - Chief Executive Officer Donald Hinson - Executive Vice President and Chief Financial Officer Tony Chalfant - Executive Vice President and Chief Credit Officer Bryan McDonald - President and Chief Operating Officer Conference Call Participants Adam Butler - Piper Sandler & Co. Kelly Motta - Keefe, Bruyette & Woods, Inc. Operator Good afternoon. Thank you for attending today ...

Heritage Financial CORPORATION INVESTOR PRESENTATION Q2 2022 FORWARD LOOKING STATEMENTS Factors that could cause the Company's actual results to differ materially from those described in the forward-looking statements, include, but are not limited to, the following: • the U.S. and global economies, and consumer and corporate customers, including economic activity, market liquidity, employment levels and labor shortages, including the effects of inflation, a potential recession or slowed economic growth caus ...

Heritage Financial Corporation (NASDAQ:HFWA) Q1 2022 Earnings Conference Call April 21, 2022 2:00 PM ET Company Participants Jeff Deuel - Chief Executive Officer Don Hinson - Chief Financial Officer Bryan McDonald - President and Chief Operating Officer Tony Chalfant - Chief Credit Officer Conference Call Participants Kelly Motta - KBW Matthew Clark - Piper Sandler * Operator Good afternoon. Thank you for attending today's Heritage Financial Corporation Q1 2022 Earnings Conference Call. My name is Hannah an ...

Heritage Financial Corporation (NASDAQ:HFWA) Q4 2021 Earnings Conference Call January 27, 2022 2:00 PM ET Company Participants Jeff Deuel - Chief Executive Officer Don Hinson - Chief Financial Officer Bryan McDonald - President and Chief Operating Officer Tony Chalfant - Chief Credit Officer Conference Call Participants Jeff Rulis - D.A. Davidson David Feaster - Raymond James Kelly Motta - KBW Andrew Terrell - Stephens Inc. Matthew Clark - Piper Sandler Tim Coffey - Janney Montgomery Scott Jeff Deuel Hello, ...

Heritage Financial Corporation (NASDAQ:HFWA) Q3 2021 Earnings Conference Call October 21, 2021 2:00 PM ET Company Participants Jeff Deuel - Chief Executive Officer Don Hinson - Chief Financial Officer Bryan McDonald - President and Chief Operating Officer Tony Chalfant - Chief Credit Officer Conference Call Participants Jeff Rulis - D.A. Davidson Matthew Clark - Piper Sandler Operator Good morning. Thank you for standing by and welcome to the Heritage Financial Corporation Third Quarter 2021 Earnings Call. ...

Heritage Financial Corporation (NASDAQ:HFWA) Q2 2021 Earnings Conference Call July 22, 2021 2:00 PM ET Company Participants Jeff Deuel - President and CEO Don Hinson - Chief Financial Officer Tony Chalfant - Chief Credit Officer Bryan McDonald - Executive VP & COO Conference Call Participants Jackie Bohlen - KBW Matthew Clark - Piper Sandler Tim Coffey - Janney Jeff Rulis - D.A. Davidson Andrew Terrell - Stephens Operator Ladies and gentlemen, thank you for standing by. Welcome to the Heritage Financial Ea ...

| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |---------|----------------------|-----------------------|-------|-------|-------|-------|-------|-------|-------| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Heritage CORPORATION | Financial | | | | | | | | | Q2 2021 | | INVESTOR PRESENTATION | | | | | | | | FORWARD LOOKING STATEMENTS The COVID-19 pandemic is adversely affecting us, our customers, counterparties, employees, and third-party service providers, and the ult ...

Heritage Financial Corporation (NASDAQ:HFWA) Q1 2021 Results Earnings Conference Call April 22, 2021 2:00 PM ET Company Participants Jeff Deuel - President and CEO Don Hinson - Chief Financial Officer Bryan McDonald - Executive VP & COO Tony Chalfant - Chief Credit Officer Conference Call Participants Matthew Clark - Piper Sandler Jeff Rulis - D.A. Davidson Jackie Bohlen - KBW David Feaster - Raymond James Andrew Terrell - Stephens Jackie Bohlen - KBW Operator Ladies and gentlemen, thank you for standing by ...

业绩总结 - 2021年第一季度净收入为2530万美元，较2020年第一季度增长107.4%[27] - 每股摊薄收益为0.70美元，较2020年第一季度的0.34美元增长[27] - 2021年第一季度净利差为3.51%[6] - 2021年第一季度净利息收入为52238千美元，较2020年第一季度增长5.5%[69] - 2021年第一季度的有形净收入为25974千美元，较2020年第一季度增长101.5%[69] 用户数据 - 截至2021年3月31日，存款总额为60.2亿美元，较上年同期增长29.7%[46] - 非利息需求存款占总存款的36.6%[29] - 2021年第一季度贷款与存款比率为76.3%[47] - 截至2021年3月31日，贷款组合中SBA PPP贷款占比从2020年12月31日的16.0%上升至25.1%[31] 未来展望 - 预计在太平洋西北地区将有进一步的银行合并，HFWA被定位为首选收购者[21] - HFWA的目标银行中，有8家资产在1.5亿到5亿美元之间，10家资产在5亿到10亿美元之间，8家资产在10亿到25亿美元之间[21] 新产品和新技术研发 - 2021年第一季度信用损失准备金的逆转为720万美元，较2020年第四季度有所改善[28] - 2021年第一季度的贷款收益率为4.47%，较2020年第一季度下降10.1%[68] 市场扩张和并购 - HFWA在波特兰大都市区拥有7个分支机构，2021年1月合并了两个分支[18] - 在过去的收购中，HFWA合并了资产为6.39亿美元的Puget Sound Bancorp和资产为4.4亿美元的Premier Commercial Bancorp[22] 负面信息 - 潜在问题贷款总额为163,813千美元，占贷款应收款的3.56%[70] - 2021年第一季度的非执行资产中仅包括不良贷款，涉及67笔贷款，总额为4670万美元[41] 其他新策略和有价值的信息 - 2021年第一季度的非利息支出占平均总资产的年化比例为2.22%，较2020年第四季度有所下降[28] - 2021年第一季度的股东回报率为80.0%[63] - 2021年第一季度的市场资本化为10.1亿美元[63]