Heritage Financial Corporation (NASDAQ:HFWA) Q4 2020 Earnings Conference Call January 28, 2021 2:00 PM ET Company Participants Jeff Deuel - President and CEO Don Hinson - Chief Financial Officer Tony Chalfant - Chief Credit Officer Bryan McDonald - Executive VP & COO Conference Call Participants Matthew Clark - Piper Sandler Jeff Rulis - D.A. Davidson Jackie Bohlen - KBW Operator Ladies and gentlemen, thank you for standing by. Welcome to the Heritage Financial Earnings Conference Call. At this time, your t ...

Investor Presentation Q4 2020 1 Forward – Looking Statement The COVID-19 pandemic is adversely affecting us, our customers, counterparties, employees, and third-party service providers, and the ultimate extent of the impacts on our business, financial position, results of operations, liquidity, and prospects is uncertain. Other factors that could cause or contribute to such differences include, but are not limited to: • the credit risks of lending activities, including changes in the level and trend of loan ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission File Number 000-29480 HERITAGE FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Was ...

Heritage Financial Corporation (NASDAQ:HFWA) Q3 2020 Earnings Conference Call October 22, 2020 2:00 PM ET Company Participants Jeff Deuel – President and Chief Executive Officer Don Hinson – Chief Financial Officer Bryan McDonald – Chief Operating Officer Conference Call Participants David Feaster – Raymond James Jeff Rulis – D.A. Davidson Matthew Clark – Piper Sandler Jackie Bohlen – KBW Operator Ladies and gentlemen, thank you for standing by, and welcome to the Heritage Financial Quarterly Earnings Call. ...

Investor Presentation Q3 2020 1 Forward – Looking Statement The COVID-19 pandemic is adversely affecting us, our customers, counterparties, employees, and third-party service providers, and the ultimate extent of the impacts on our business, financial position, results of operations, liquidity, and prospects is uncertain. Other factors that could cause or contribute to such differences include, but are not limited to: • the credit risks of lending activities, including changes in the level and trend of loan ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission File Number 000-29480 HERITAGE FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Washingt ...

Heritage Financial Corporation (NASDAQ:HFWA) Q2 2020 Earnings Conference Call July 23, 2020 2:00 PM ET Company Participants Jeffrey Deuel - Chief Executive Officer Donald Hinson - Chief Financial Officer Bryan McDonald - Chief Operating Officer Tony Chalfant - Chief Credit Officer Conference Call Participants David Feaster - Raymond James Financial, Inc. Jacquelynne Bohlen - Keefe Bruyette & Woods Inc. Matthew Clark - Piper Sandler Jeffrey Rulis - D.A. Davidson & Co. Operator Ladies and gentlemen, thank you ...

| --- | --- | |-------------------------------|----------------| | | | | Investor Presentation Q2 2020 | ge CORPORATION | 1 R: 20 G: 80 B: 155 R: 105 G: 149 B: 253 Forward – Looking Statement The COVID-19, pandemic is adversely affecting us, our customers, counterparties, employees, and third-party service providers, and the ultimate extent of the impacts on our business, financial position, results of operations, liquidity, and prospects is uncertain. Other factors that could cause or contribute to such di ...

Investor Presentation Q1 2020 Jeff Deuel, Chief Executive Officer Bryan McDonald, Chief Operating Officer Don Hinson, Chief Financial Officer 1 Forward – Looking Statement This presentation contains forward-looking statements that are subject to risks and uncertainties, including, but not limited to: • The effect of the COVID-19 pandemic, including on Heritage's credit quality and business operations, as well as its impact on general economic and financial market conditions and other uncertainties resulting ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission File Number 000-29480 HERITAGE FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) (State or other jurisdict ...