COLUMBUS, Ohio, Jan. 10, 2025 /PRNewswire/ -- Northwest Bancshares, Inc. (NASDAQ: NWBI) will host a conference call to review fourth quarter 2024 financial results on Friday, January 24 at 10:00 a.m. (EDT). The results are scheduled to be released at approximately 7:30 a.m. (EDT). The live audio webcast and presentation slides will be available on www.northwest.com under Investor Relations, Events & Presentations. Northwest will notify the public that financial results have been issued through a press rele ...

The Future Investor with Albert Anthony is an author concept launched on the Seeking Alpha platform, focusing on growing a diversified portfolio and unlocking future drivers of performance by covering stocks across multiple sectors.Albert Anthony is the pen name of a contributing analyst who has covered over +200 stocks on this platform since 2023, growing to over 1.07K followers. Based on this new article series, he is also working on a new book on Amazon to be called The Future Investor: Growing a Diversi ...

Northwest Bancshares (NWBI) appears an attractive pick, as it has been recently upgraded to a Zacks Rank #1 (Strong Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices.The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the syste ...

COLUMBUS, Ohio, Dec. 17, 2024 /PRNewswire/ -- Northwest Bancshares, Inc. ("Northwest") (NASDAQ: NWBI) the bank holding company for Northwest Bank, and Penns Woods Bancorp, Inc. ("Penns Woods") (NASDAQ: PWOD), the multi-bank holding company of Jersey Shore State Bank and Luzerne Bank,  jointly announced today that they have entered into a definitive Agreement and Plan of Merger ("Agreement") whereby Northwest will acquire Penns Woods in an all-stock transaction valued at approximately $270.4 million. Combini ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2024 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 001-34582 | --- | --- | --- | |----------------------------------------------------|------------------------------------- ...

财务数据和关键指标变化 - 公司在2024年第三季度报告的净收入为3360万美元，每股摊薄收益为0.26美元 [9] - 净利息收益率（NIM）较上季度提高了13个基点，达到3.33% [9][13] - 存款同比增长3.2%，贷款组合基本持平 [9][12] 各条业务线数据和关键指标变化 - 商业和工业贷款较上季度增长2.8%，同比增长25.7% [11] - 住宅抵押贷款较去年下降1.9亿美元，降幅为5.5% [11] - 非利息收入较上季度减少300万美元，主要由于股权投资损失和SBA贷款销售收益下降 [10][14] 各个市场数据和关键指标变化 - 存款成本仅上升2个基点，达到1.78%，在同行中处于最佳水平 [12] - 商业贷款集中度多样化，强有力的承销帮助公司避免了许多商业房地产特有的问题 [17] 公司战略和发展方向和行业竞争 - 公司致力于有机增长和通过收购实现负责任的增长，正在与其他银行领导和投资银行家进行频繁讨论，以为未来机会做好准备 [6][29] - 公司计划在哥伦布和印第安纳波利斯等快速增长市场进行分支扩展，并已招聘商业贷款专员 [30] 管理层对经营环境和未来前景的评论 - 管理层对当前的信贷质量环境表示乐观，预计未来将趋向于长期平均水平 [24] - 公司预计在商业领域，特别是商业和工业贷款方面将继续实现低个位数的贷款增长 [17] 其他重要信息 - 公司宣布将每股派发0.20美元的季度股息，记录日期为2024年11月8日 [7] - 公司在第三季度的效率比率改善至64.8%，反映出成本的减少 [15] 问答环节所有提问和回答 问题: 关于费用收入的指导 - 公司将在2025年全面第四季度结果时提供更多指导，目前预计费用收入将回归到正常水平 [21][22] 问题: 信贷方面的正常化净损失指导上升的原因 - 这是基于对长期正常水平的指导，当前信贷质量环境良好，预计将逐步回归长期平均水平 [24][25] 问题: M&A目标的财务标准和地理位置 - 公司关注其四州市场的机会，目标在10亿到30亿美元的收购规模，确保交易的高增值性 [28][29] 问题: C&I贷款的增长速度 - 公司计划继续增加C&I贷款的比例，尽管没有具体目标，但希望在未来实现更均衡的贷款组合 [43][46] 问题: 信贷质量的分类水平增加是否会导致拨备增加 - 目前不预计长期护理组合的拨备会有显著增加 [57]

Northwest Bancshares (NWBI) reported $139.14 million in revenue for the quarter ended September 2024, representing a year-over-year decline of 0.1%. EPS of $0.26 for the same period compares to $0.31 a year ago. The reported revenue compares to the Zacks Consensus Estimate of $140.8 million, representing a surprise of -1.18%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.26. While investors scrutinize revenue and earnings changes year-over-year and how they compare wit ...

Northwest Bancshares (NWBI) came out with quarterly earnings of $0.26 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.31 per share a year ago. These figures are adjusted for non-recurring items. A quarter ago, it was expected that this holding company for Northwest Savings Bank would post earnings of $0.23 per share when it actually produced earnings of $0.27, delivering a surprise of 17.39%. Over the last four quarters, the company has surpassed consensus EPS estimates ...

财务表现 - 第三季度净收入为3400万美元，每股摊薄收益为0.26美元[1] - 公司第三季度净收入为3361.8万美元[22] - 公司第三季度每股摊薄调整后经营收益为0.26美元[22] 净息差和利息收支 - 净息差扩大13个基点至3.33%，其中包括4个基点来自利息回收[1] - 2024年9月30日季度利息收入总额为1.71亿美元[19] - 2024年9月30日季度利息支出总额为6,008万美元[19] - 2024年9月30日季度净利息收入为1.113亿美元[19] - 2024年前三季度利息收入总额为4.98亿美元[20] - 2024年前三季度利息支出总额为1.77亿美元[20] - 2024年前三季度净利息收入为3.21亿美元[20] 存款和借款 - 平均存款增长1000万美元，资金成本保持稳定[1] - 平均贷款增长0.3%，主要来自商业银行组合的增长[4] - 平均投资下降5.6%，主要由于投资组合重组和现金流再投资[4] - 平均存款增长3.2%，主要来自定期存款的增加[4] - 平均借款大幅下降65.7%，主要由于偿还了大量批发借款[4] - 公司存款总额为12,071,079千美元，较上年末增加0.8%[17] - 公司存款组合中无担保存款占总存款的11.7%[29] - 公司最大的无担保存款客户存款余额为1960万美元，占总存款的0.16%[29] - 公司前10大无担保存款客户的存款余额合计为1.03亿美元，占总存款的0.85%[29] - 公司平均无担保存款账户余额为28.5万美元[29] - 公司存款组合中个人活期无息存款占10.9%，商业活期无息存款占10.5%[30] - 公司存款组合中个人活期计息存款占11.1%，商业活期计息存款占11.0%[30] - 公司存款组合中个人货币市场存款占11.6%，商业货币市场存款占4.6%[30] - 公司存款组合中储蓄存款占17.8%，定期存款占22.5%[30] - 公司平均存款账户余额为1.8万美元[30] - 公司受保存款余额为4.87亿美元[30] 费用管理 - 非利息支出下降200万美元，得益于严格的费用管理[1] - 公司第三季度非利息支出(不含摊销及并购重组费用)占平均资产的年化比率为2.50%[27] 资产质量 - 贷款损失准备金增加386.5%，主要由于商业贷款组合的增长和经济预测变化[8] 盈利能力 - 公司第三季度税前利润为43,493千美元，较上一季度增长632.0%，但较去年同期下降14.2%[13] - 第三季度净利润为33,618千美元，较上一季度增长608.2%，但较去年同期下降14.3%[13,14] - 公司第三季度平均股东权益为15.73亿美元[22] - 公司第三季度平均资产为143.52亿美元[22] - 公司第三季度年化平均股权收益率为8.50%[22] - 公司第三季度年化平均资产收益率为0.93%[22] 资本和流动性 - 公司拥有充足的流动性和资本水平[16] - 公司股东权益为1,591,325千美元，较上年末增加2.6%[17] - 公司每股净资产为12.49美元，每股有形净资产为9.47美元[17] - 公司第三季度有形普通股权益为12.07亿美元[23] - 公司第三季度有形资产为139.70亿美元[23] - 公司第三季度有形普通股权益/有形资产比率为8.64%[23] - 公司股票收盘价为13.38美元，较上一季度上涨7.2%[17] - 公司商誉为380,997千美元，未发生减值[17] - 公司总资产为14,354,325千美元，较上年末增加0.4%[17] - 公司有141家银行网点，员工人数为1,975人[17] 其他 - 连续120个季度派发0.20美元的现金股利[1,3] - 公司第三季度非利息收入为2,783万美元[19] - 公司第三季度非利息支出为9,077万美元[19] - 公司前三季度非利息收入为4,695万美元[20] - 公司前三季度非利息支出为2.73亿美元[20]

Net interest margin expands 13 basis points to 3.33%, inclusive of 4bps from an interest recovery Average deposits grew $10 million while cost of funds remained stable Noninterest expense declines $2 million due to disciplined expense management 120th consecutive quarterly dividend of $0.20 per share declared COLUMBUS, Ohio, Oct. 29, 2024 /PRNewswire/ -- Northwest Bancshares, Inc., (the "Company"), (NasdaqGS: NWBI) announced net income for the quarter ended September 30, 2024 of $34 million, or $0.26 per di ...