公司表现 - Pagaya Technologies Ltd (NASDAQ: PGY) 作为金融科技领域的的小盘股代表 今年表现出色[1] - 公司股价在今年迄今(YTD)的基础上 表现远超其他以色列科技领域的创新股票[1]

股价表现 - 联合信贷银行股价近期出现回调，从8月的高点69.54欧元跌至目前的63欧元 [1] - 尽管近期回调，当前股价仍比今年最低点高出约70% [1]

交易结构 - KBRA对Pagaya AI Debt Grantor Trust 2025-7和Pagaya AI Debt Trust 2025-7发行的13个级别票据授予初步评级 [1] - 该交易为无担保消费贷款ABS，初始硬信用增强水平从A-1级票据的82.79%到F级票据的1.36%不等 [1] - 信用增强由超额抵押、次级结构（F级票据除外）、交割时设立的现金储备账户和超额利差构成 [1] - 交易将发行总计5亿美元的14个级别票据，KBRA对除证书和FR级证券外的所有级别进行评级 [2] - 该交易为完全预融资交易，交割时没有基础资产入池 [2] 发行方信息 - 发起人和管理人为Pagaya Structured Products LLC，是Pagaya US Holding Company LLC的全资子公司，而后者由在纳斯达克上市的以色列公司Pagaya Technologies Ltd (PGY) 100%持有 [3] - Pagaya Technologies是一家金融科技公司，在贷款市场中使用人工智能驱动的信用分析技术 [3] - 此交易是由Pagaya Structured Products LLC发起的第51次公开评级证券化 [3] 评级分析方法 - KBRA应用了其消费贷款ABS全球评级方法论、全球结构化金融交易对手方法论和ESG全球评级方法论，作为分析交易拟议资本结构和Pagaya历史静态池数据的一部分 [4] - KBRA考虑了其对Pagaya及各平台销售方的运营审查，以及与公司和平台销售方的定期更新电话会议 [4] - KBRA近期对每个平台的KBRA评级证券化进行了持续监督，相关法律协议和意见书将在交割前进行审查 [4]

Key Takeaways Pagaya shares have soared 225.3% YTD, outpacing rivals LendingTree and Upstart.PGY's profitability stems from strong network volume, credit discipline and capital efficiency.Analysts raised PGY's 2025-2026 earnings and revenue estimates, signaling continued growth.Pagaya Technologies Ltd. (PGY) has performed remarkably well this year. So far in 2025, the stock has skyrocketed 225.3%. Its performance has also been better than its close competitors, LendingTree (TREE) and Upstart Holdings (UPST) ...

Key Takeaways Pagaya closes $400M ABS deal, backed by auto loans.This marks PGY's fifth auto ABS deal in 2025, bringing YTD auto ABS issuance to $1.7B.Pagaya's lean balance sheet helps minimize credit exposure and avoid significant loan write-downs.Pagaya Technologies Ltd. (PGY) closed Revolving Pool Master (RPM) 2025-5, a $400-million asset-backed securities (ABS) transaction, backed by auto loans originated through its lending partners. The transaction received AAA ratings on its senior tranches and featu ...

Pagaya Technologies Ltd (PGY) - 公司是一家为金融生态系统构建人工智能基础设施的技术公司 [1] - 公司获得Zacks排名第一（强力买入） [1] - 过去60天内，其当前年度盈利的Zacks共识预期上调了5.6% [1] - 公司股价在过去三个月上涨40.6%，同期标普500指数上涨7.4% [2] - 公司动量得分为A [2] BlackBerry (BB) - 公司为全球企业和政府提供智能安全软件和服务 [2] - 公司获得Zacks排名第一（强力买入） [2] - 过去60天内，其当前年度盈利的Zacks共识预期上调了40% [2] - 公司股价在过去三个月上涨15.2%，同期标普500指数上涨7.4% [3] - 公司动量得分为A [3] nVent Electric (NVT) - 公司是电气连接和保护解决方案提供商，从事设计、制造、营销、安装和服务，以连接和保护设备、建筑和关键流程 [3] - 公司获得Zacks排名第一（强力买入） [3] - 过去60天内，其当前年度盈利的Zacks共识预期上调了6.1% [3] - 公司股价在过去三个月上涨34.4%，同期标普500指数上涨7.4% [4] - 公司动量得分为A [4]

帕加亚技术有限公司 (PGY) - 公司为金融生态系统构建人工智能基础设施 [1] - 公司Zacks评级为1（强力买入） [1] - 过去60天内，公司当前年度盈利的Zacks共识预期上调5.6% [1] - 公司股价在过去三个月上涨80%，同期标普500指数上涨8.1% [2] - 公司动量得分为A [2] 康宁公司 (GLW) - 公司开发玻璃技术，生产用于多个市场广泛应用的高级玻璃基板 [2] - 公司Zacks评级为1（强力买入） [2] - 过去60天内，公司当前年度盈利的Zacks共识预期上调5.1% [2] - 公司股价在过去三个月上涨55.2%，同期标普500指数上涨8.1% [3] - 公司动量得分为A [3] 携程集团 (TCOM) - 公司为一站式旅行服务平台，提供移动应用、网站及24/7客服中心 [3] - 公司Zacks评级为1（强力买入） [3] - 过去60天内，公司当前年度盈利的Zacks共识预期上调3.9% [3] - 公司股价在过去三个月上涨30.4%，同期标普500指数上涨8.1% [4] - 公司动量得分为B [4]

Key Takeaways Pagaya reported $24.5M GAAP net income in 1H25, reversing a $96M loss last year.Revenues rose 24.4% Y/Y to $616.4M on strong network growth, monetization and cost control.PGY raised 2025 revenue outlook to $1.25-$1.325B and net income to $55-$75M.Pagaya Technologies Ltd. (PGY) delivered a strong first half of 2025, marked by two consecutive quarters of positive GAAP net income. This represented a dramatic turnaround from the substantial losses experienced in the previous years. PGY, which is o ...

Key Takeaways Pagaya posted two straight quarters of GAAP profit and raised the 2025 revenue guidance.LendingTree's Q2 adjusted EBITDA rose 35% and it lifted the 2025 revenue outlook.The PGY stock has skyrocketed 344.6% YTD, outpacing TREE's 88.8% surge, while trading at a lower P/B ratio.Pagaya Technologies Ltd. (PGY) and LendingTree, Inc. (TREE) are two financial technology firms operating in the lending space. While Pagaya’s primary focus is leveraging artificial intelligence (AI) and machine learning to ...

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to seven classes of notes issued by Research-Driven Pagaya Motor Asset Trust 2025-5 and Research-Driven Pagaya Motor Trust 2025-5 (collectively "RPM 2025-5†), an auto loan ABS transaction. RPM 2025-5 has initial credit enhancement levels of 91.90% for the Class A-1 notes to 9.41% for the Class E notes. Credit enhancement is comprised of overcollateralization, subordination of junior note classes (except for the Class E notes ...