Tero Vesalainen U.S. Bancorp (NYSE:USB) is a large regional banking company that has seen its share of struggles from the regional banking crisis. Back in October, I examined the 9% yielding Series A preferred shares, highlighting the great income opportunity they presented. While the preferred shares have rallied, the 8% yield is still higher than the bank’s other preferred offerings and I believe it is still an attractive income-producing investment. Additionally, investors can explore a second income ...

USB股票走势分析 - USB股票代表了一个买入机会[2] - USB股票在2022年1月至2023年5月之间下跌了55%[5] - USB股票在2023年5月开始上涨，形成了一系列高高低低的走势[5] - USB股票在最近的拉升中表现出多个重要发展[5] USB股票技术指标分析 - USB股票的PPO动量指标显示目前处于一个看涨的位置[6] - USB股票的相对强度趋势向上，高于其上升的30周EMA[8] USB股票投资建议 - 在考虑购买USB股票时，应制定风险管理计划[8] - USB股票是一个中期上涨趋势的买入机会[8]

U.S. Bancorp’s (USB) fourth-quarter 2023 adjusted earnings per share (excluding the impact of notable items) of 99 cents met the Zacks Consensus Estimate. However, the bottom line declined 17.5% from the prior-year quarter's level.Results have benefited from increased revenues supported by higher fee income. An improvement in credit quality was another positive. However, higher expenses and lower net interest income (NII) were major headwinds.Net income (GAAP basis) attributable to U.S. Bancorp was $847 mil ...

财务数据和关键指标变化 - 公司在第四季度报告每股收益0.49美元,其中包括0.50美元的特殊项目 [10] - 剔除特殊项目后,第四季度每股收益为0.99美元 [10] - 全年创下28.3亿美元的创纪录净收入 [11] 各条业务线数据和关键指标变化 - 贷款总额环比下降1.1%,反映了需求放缓,特别是企业贷款 [12] - 平均存款环比下降1.9%,公司在存款定价方面更加谨慎 [13][25] - 信用质量持续回归疫情前水平,公司增加了4900万美元的贷款损失准备 [14] 各个市场数据和关键指标变化 - 无具体披露 公司战略和发展方向及行业竞争 - 公司完成了对Union Bank的并购整合,实现了9亿美元的协同成本效益 [36] - 公司将继续专注于发展收费业务,并保持2024年的费用基本持平 [37] 管理层对经营环境和未来前景的评论 - 管理层预计2024年净息差将保持在第四季度的水平或略有上升 [29] - 管理层预计2024年非利息收入将保持中单位数增长 [58][59][60] - 管理层表示将继续保持严格的成本管控,并有望在下半年实现正的营运杠杆 [73][74] 问答环节重要的提问和回答 问题1 **Scott Siefers 提问** 对2024年净息收入的预期和走势 [44][45][46][47] **John Stern 回答** 公司对2024年净息收入的预期和驱动因素 [44][45][46][47] 问题2 **Ebrahim Poonawala 提问** 对公司非利息收入增长的预期 [57][58][59][60] **John Stern 回答** 公司对各项非利息收入业务的增长预期 [57][58][59][60] 问题3 **John Pancari 提问** 对贷款和存款增长的预期 [67][68][69] **John Stern 回答** 公司对贷款和存款增长的预期 [67][68][69]

About this content About Stephen Gunnion Stephen Gunnion is a senior financial journalist and broadcaster at Proactive Investors. He has more than 25 years of experience in television, radio and print media, anchoring on a number of television channels including South Africa's Business Day TV, CNBC Africa and the South African Broadcasting Corporation, where he was the economics editor. He has also worked for Daily Maverick, Bloomberg, the Business Day newspaper and Investors' Chronicle. Read more About ...

U.S. Bancorp (USB) came out with quarterly earnings of $0.99 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $1.20 per share a year ago. These figures are adjusted for non-recurring items.A quarter ago, it was expected that this company would post earnings of $1.04 per share when it actually produced earnings of $1.05, delivering a surprise of 0.96%.Over the last four quarters, the company has surpassed consensus EPS estimates two times.U.S. Bancorp, which belongs to the Z ...

业绩总结 - 4Q23调整后每股收益为$0.99，较3Q23增长20个基点[7] - CET1资本比率为9.9%，较3Q23增长7.0%[7] - 调整后净收入较去年同期增长12.1%[7] - 非利息收入较去年同期增长12.1%[7] - 净资产回报率为0.49%，较3Q23上升5个基点，较4Q22上升26个基点[9] - 不良资产比率为0.40%，较3Q23下降5个基点，较4Q22下降14个基点[9] - 总资产为6635亿美元，较上季度下降1.9%，较去年同期增长4.7%[10] - CET1资本比率为9.9%，较上季度增加20个基点，较去年同期增加150个基点[10] - 总贷款为3738亿美元，较上季度下降1.1%，较去年同期增长3.6%[10] - 总存款为5123亿美元，较上季度下降1.9%，较去年同期增长4.3%[10] 未来展望 - 联合银行收购实现了9亿美元的年度成本协同效益[38] - 平均总贷款由于遗留贷款组合的增长和联合银行收购而增长[41] 新产品和新技术研发 - 除了重要项目外，联合银行收购导致的合并和整合相关费用为本季度带来了171M美元的支出[29] 市场扩张和并购 - 从前一季度来看，信用卡净核销率为3.65%，30-89天和90+天逾期贷款率的增加反映了投资组合的正常化[54] - 从前一季度来看，其他零售业务的净核销率下降，而逾期贷款和不良贷款从上一季度增加[55]

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp reported its fourth quarter 2023 results today. The earnings release, earnings supplement and slide presentation can be accessed online at ir.usbank.com/investor-relations/financial-information. At 7 a.m. Central Time, Chairman, President and Chief Executive Officer Andy Cecere and Senior Executive Vice President and Chief Financial Officer John Stern will host a conference call to review the financial results. The conference call will be available online or by te ...

第四季度业绩预测 - 美国合众银行将于1月17日公布第四季度和2023年的业绩，预计季度营收将同比改善，而盈利预计将下降[1] - 第四季度盈利的Zacks Consensus Estimate为99美分，预计较去年同期下降了17.5%[4] - 季度营收的共识预期为68.3亿美元，较去年同期增长了7.7%[5] 盈利情况分析 - U.S. Bancorp在上个季度盈利超过了Zacks Consensus Estimate，但受到较高支出的影响，净利息收入和非利息收入增加是积极因素[2] - 公司拥有强大的盈利惊喜历史，过去四个季度中，盈利超过预期三次，平均超额为2.71%[3] 影响因素分析 - 贷款需求和NII是主要影响美国合众银行第四季度业绩的因素，贷款活动可能受到限制，整体贷款情况疲软[6]

Wall Street analysts expect U.S. Bancorp (USB) to post quarterly earnings of $0.99 per share in its upcoming report, which indicates a year-over-year decline of 17.5%. Revenues are expected to be $6.82 billion, up 7.7% from the year-ago quarter.Over the last 30 days, there has been a downward revision of 0.5% in the consensus EPS estimate for the quarter, leading to its current level. This signifies the covering analysts' collective reconsideration of their initial forecasts over the course of this timefram ...