Mastercard and Visa can feel the pulse of consumer spending – what are they seeing now?Mastercard (NYSE: MA) and Visa (NYSE: V) are two of the largest payments companies in the world. As a result, they have a great view on consumer spending that’s taking place. With both companies reporting their earnings results for the third quarter of 2025 earlier last week, the bottom line is that consumer spending remains strong in the USA and other parts of the world. Here’s what they are seeing.*What’s shown in itali ...

Fed Chair Jerome Powell acknowledged Wednesday that the soaring stock market is helping support consumer spending — and the overall economy — right now. If the market goes down, Powell said, it could hurt consumer spending. But spending wouldn't take a large hit unless the market plunged. "I think it's certainly a factor supporting consumption right now," Powell said in response to a question asked by Yahoo Finance about how much of consumer spending and the economy hinges on the stock market remaining s ...

Mastercard reported higher third-quarter profit and sales, citing strong consumer and business spending. ...

Hi, Victoria Guida from Politico. Um, on AI, I'm just wondering, you know, it seems like a lot of the economic growth that we've been seeing is fed by investments in AI. So, how worried are you about what a sudden contraction in tech investment would mean for the overall economy.Is there enough strength in other sectors. And um, specifically, are there are there any lessons that you take from the 1990s in in how you might uh approach what's happening right now. Yeah, this is this is different um in the sens ...

CONCLUDED Fed Meeting Today: Interest Rates, Quantitative Tightening, Powell Speech, and More Last Updated: 3 hours ago Higher-Income Consumers Are Spending, Lower- Income Households Are Hurting By Sabrina Escobar Saved Articles Watchlist Newsletters Video Center Spending is still powering the U.S. economy as consumer balance sheets remain healthy. "While some households are clearly under stress, in the aggregate, households are negotiating financially relatively manageable levels of debt,†Powell said. Yet, ...

Kraft Heinz reported lower third-quarter sales and trimmed its full-year outlook amid industry concerns about higher inflation and a pullback in consumer spending. ...

宏观消费背景 - 当前宏观背景对中高收入消费者非常有利 中高收入消费者是推动整体消费支出持续增长的主要动力[3] - 消费格局呈现两极分化 但决定公司表现的关键在于微观因素 如产品改进和价值感知 而非宏观因素[4] - 存在一种资产型经济或资本优于劳动力的趋势 这可能影响零售业格局[10] 零售业赢家分析 - 折扣零售商如TJX和Ross Stores表现优异 预计将持续良好势头[5] - 高端品牌如Ralph Lauren和Tapestry旗下的Coach品牌表现强劲[5] - 零售业的赢家遍布高端和低端市场 关键在于公司战略和领导力 以及疫情后的市场定位[6] 具体公司评论 - 看好梅西百货 其通过将门店数量削减一半等举措 正转型为有消费能力顾客的品牌目的地 并可能从Neiman Marcus和Bergdorf Goodman的整合中受益[8] - 对梅西百货与科尔士百货进行配对交易 做多梅西百货同时做空科尔士百货 这反映了行业内的整合趋势[8] - 对露露乐蒙持中性看法 其营销支出占销售额的比例仅为行业领先品牌如耐克、Coach和Ralph Lauren的一半 且面临产品创新不足的问题[13] - 露露乐蒙与美国国家橄榄球联盟的合作被视为偏离其核心优势 即面料、创新和新颖性 其战略有效性受到质疑[15] 行业趋势与催化剂 - 行业趋势和消费者行为在疫情后已发生改变 需要重新评估百货公司等业态[6] - 已知的刺激措施 如第一季度的大规模退税季 可能为零售业提供支撑[11] - 品牌营销与产品创新的结合是当前零售业成功的关键因素[13]

Visa reported a rise in fourth quarter adjusted profit on Tuesday, as strong consumer spending trends helped the global payments processing company's card transaction volumes. ...

三季度财报季主题 - 三季度财报季正全面展开 关键主题是关注消费者支出的表现情况[1] - 股市创下炽热纪录与经济不确定性形成对比 零售和服装品牌的表现受到关注[1] 分析师背景 - 分析师Gary Alexander拥有覆盖科技公司及在硅谷工作的综合经验[1] - 分析师担任多家种子轮初创公司的外部顾问 接触塑造行业的众多主题[1]

The first inflation data since the start of the October government shutdown offered the clearest signal in weeks on how prices continue to shape household behavior.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.He ...