Affirm wants the U.S. to find ways to cap late fees on pay-later loans.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.In an interview with the Financial Times (FT) published Tuesday (Oct. 21), Affirm co-founder/CE ...

Africa's financial technology sector is witnessing a historic surge in investor interest, with Moniepoint now emerging as one of the region's most influential players. The Lagos-based startup, which offers payments, banking, and remittance services, has secured a total of $200 million after its latest $90 million injection. The round, supported by global heavyweights including Visa ...

（来源：吴说） 吴说获悉，据加密记者 Eleanor Terrett，在今日举行的美联储支付创新大会上，美联储理事 Chris Waller 宣布，央行拟推出一种新类型的"有限访问主账户"（"精简版主账户"），允许所有法律上具备资格的机 构获得直接接入美联储支付系统的权限，而无需依赖中介银行。该账户并不具备完整主账户的所有功能 （例如不能从美联储借款），但任何法律上符合条件的机构都将有资格申请，且不会改变现有法律资格 标准。这项提案实质上是为创新型银行（包括金融科技公司、稳定币发行方、支付企业等）开辟了直接 接入美联储支付网络的路径。 来源：市场资讯 ...

Accessibility StatementSkip Navigation Increasing adoption of stablecoin generates positive outlook for the fintech sector SAN FRANCISCO, Oct. 21, 2025 /PRNewswire/ -- Despite promising use cases for AI, fintech founders are operating in one of the least saturated spaces for AI adoption, according to the 2025 Fintech report from Silicon Valley Bank (SVB), a division of First Citizens Bank. While AI has accounted for more than half (58%) of VC investments in 2025, AI-enabled fintech startups have accounted f ...

Chinese tech companies, including Ant Group and JD.com, have reportedly paused their plans to issue stablecoins in Hong Kong. This decision follows concerns raised by Beijing regarding the rise of currencies controlled by the private sector, reported Financial Times. The companies had initially planned to participate in Hong Kong's pilot stablecoin programme or issue virtual asset-backed products. The People’s Bank of China (PBoC) and the Cyberspace Administration of China (CAC) instructed these compani ...

Insiders show strong confidence and support for Everything Blockchain ahead of the launch of CloverMint, the company’s AI-powered finance platformJacksonville, Florida, Oct. 21, 2025 (GLOBE NEWSWIRE) -- Everything Blockchain Inc. (OTC: EBZT), a public company developing artificial intelligence powered financial technology that makes earning income from stablecoins simple and accessible, today announced two major initiatives to strengthen the company and accelerate the launch of its flagship platform, Clover ...

10月20日，支付宝发布《关于支付宝首页AQ广告下架的声明》。文中提到经审慎研究决定，自本周起，暂停AI健康管家AQ在支付宝首页的广 告投放，具体恢复时间将另行通知。 并将下架的原因公布：1、广告创意与用户理解存在显著偏差。2、AQ反思态度不佳。 值得注意的是，10月14日中午，支付宝官方微信一篇自带"火气"的推文"炸翻"朋友圈，文中直接痛批自家的AI健康应用AQ。 事情要从一个月前说起：支付宝把最重要的首页资源位给了 AQ——这个蚂蚁旗下力推的健康应用，本意是通过看图猜题的形式科普慢性病预防知识。 谁料，AQ不按常理出牌，把首页变成了 "谐音梗重灾区"，比如用"蛋糕、雪糕、棒棒糖"代表"高血糖"，用"衣服+下雨"表示"抑郁"。 更离谱的是，AQ还玩起了抽象风。比如用"心脏+红灯"暗示"心梗"，用数字"140/90"表示高血压。 问题之抽象，答案之惊人，让支付宝都忍不住吐槽："这谁看得懂？网友的奶奶都懵了！" 据悉，蚂蚁AQ是蚂蚁集团于2025年6月26日推出的AI健康应用，定位为全民健康管家，提供AI诊室、报告解读、健康档案等超100种服务，支 持多模态图文识别与智能追问功能。该应用依托蚂蚁医疗大模型，通过 ...

Los Angeles, Oct. 20, 2025 (GLOBE NEWSWIRE) -- Triller Group Inc. (“Triller”, “Triller Group” or “the Company”) today announced that on October 14, 2025, it received a delisting determination letter from the Listing Qualifications Staff of the Nasdaq Stock Market LLC (“Nasdaq”) indicating that, unless the Company timely requests a hearing before the Nasdaq Hearings Panel (the “Panel”), the Company’s common stock would be subject to suspension and delisting from the Nasdaq Capital Market at the opening of b ...

SecureLend this week announced the commercial launch of its AI-powered lending platform, designed to make loan origination up to 10 times faster and 60% more cost-efficient for community banks, factoring companies, and alternative lenders. The Delaware-based fintech said it is the first to introduce a large language model (LLM)-agnostic architecture, enabling institutions to switch between OpenAI, Anthropic, Google Gemini, DeepSeek, and others—eliminating vendor lock-in.Community banks face mounting pressur ...

X Financial (NYSE: XYF ), a fintech platform in China where borrowers connect with lenders, is still up for the year, but it is fair to say the stock has lost the strong momentum it had earlierWelcome to my author's site. As an avid follower of SeekingAlpha, I take great interest in articles posted as the subject matter is often something that appeals to me. However, I will sometimes encounter an article that I might not agree with. My purpose is to present an alternative view to readers that they may want ...