Federal Reserve (FED) Chair Jerome Powell spoke on Tuesday that the central bank’s three-year campaign to shrink its $6.6 trillion balance sheet could end within months, while keeping the door open for further interest rate cuts. Speaking at the National Association for Business Economics conference in Philadelphia, Powell warned Congress against eliminating the Fed’s ability to pay interest on bank reserves, stating such action would cause the central bank to “lose control over rates.” The announcement ...

Citigroup Inc. (NYSE:C) is one of the stocks Jim Cramer weighed in on. During the episode, a caller asked about the stock, and Cramer replied: “Oh, I like Citi. Now, Citi’s up a huge amount, but I think Citi is still an inexpensive stock. It’s got still a lower multiple than others. I think it can go higher. Yields 2.4% and what can I say? Jane Fraser’s doing an admirable job there.” Kiev.Victor / Shutterstock.com Citigroup Inc. (NYSE:C) delivers financial services, including consumer banking, wealth ...

美国国债市场流动性提升计划 - 美国监管机构计划放宽关键资本要求以增强29万亿美元国债市场流动性[1] - 美联储、FDIC和OCC考虑将大型银行的补充杠杆率(SLR)降低最多1.5个百分点[2] - 涉及银行包括摩根大通(JPM)、高盛(GS)、摩根士丹利(MS)和富国银行(WFC)[2][7] 现行与拟议资本规则对比 - 当前要求：所有银行需持有相当于总风险敞口3%的资本 全球性大行最低杠杆率为5%(3%基础+2%附加)[3] - 调整方案：银行控股公司SLR从5%降至3.5%-4.5% 子公司门槛从6%同步下调至相同区间[4] 规则放宽对银行业影响 - 美联储主席鲍威尔指出现行规则将国债与高风险资产同等对待 抑制银行持有意愿[5] - 监管副主席鲍曼认为过高杠杆率可能限制市场活动并降低流动性[6] - 资本释放将增强四大银行在贷款和国债交易领域的业务灵活性[7] - 降低资本缓冲可能通过释放投资资金提升银行盈利能力[8] 潜在市场效应 - 规则调整可能改善国债市场流动性并增加银行交易收益机会[9] - 具体效果取决于银行实际响应和后续监管改革[8]