FIRST QUARTER 2025 EARNINGS CONFERENCE CALL April 25, 2025 © 2025 Minerals Technologies Inc. All Rights Reserved. Forward-Looking Statements and Non-GAAP Measures This presentation may contain "forward‐looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements provide current expectations and forecasts of future events such as new products, revenues, and financial performance, and are not limited to describing historical or current facts. They ...

First Quarter 2025 Conference Call Safe Harbor This presentation contains "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements reflect the current views of First Western Financial, Inc.'s ("First Western") management with respect to, among other things, future events and First Western's financial performance. These statements are often, but not always, mad ...

业绩总结 - 2025年第一季度总收入为66.90亿美元，同比增长3%[4] - 调整后的净收入为1.84亿美元，同比下降3%[4] - 自由现金流为2.37亿美元，现金转化率为129%[21] - 2025年第一季度，净收入为175.5百万美元，较2024年同期的190.1百万美元下降了7.5%[33] - 调整后的每股摊薄收益为4.68美元，较2024年同期的4.49美元增长了4.2%[33] 用户数据 - 新车同店单位增长为7%，在AutoNation服务市场中份额增加[3] - 2025年第一季度，单位销售量为244.5千辆，较2024年同期的230.0千辆增长了6.5%[30] - 2025年第一季度，平均销售价格（ASP）为52.1千美元，较2024年同期的51.2千美元增长了1.8%[30] 毛利与盈利能力 - 二手车毛利同比增长12%，单位盈利能力提升[8] - 客户金融服务部门毛利为3.53亿美元，单位盈利能力持续强劲[9] - 售后服务毛利为5.68亿美元，毛利率扩张超过140个基点[3] - 2025年第一季度，毛利率为8.3%，较2024年同期的9.9%下降了1.6个百分点[30] 资本与现金流 - 2025年第一季度，现金及现金等价物为70.5百万美元，较2024年同期的60.3百万美元增长了19.7%[31] - 2025年第一季度，库存为3,231.6百万美元，较2024年同期的3,002.7百万美元增长了7.6%[31] - 经营活动提供的现金为（52.5）百万美元，较2024年同期的294.5百万美元下降了117.8%[36] - 2025年第一季度，调整后的自由现金流为236.8百万美元，较2024年同期的256.8百万美元下降了7.5%[36] 资本支出与回购 - 资本支出为7500万美元，同比下降20%[23] - 回购股份金额为2.25亿美元，股份数量减少3%[3] 杠杆与财务健康 - 2025年第一季度，杠杆比率为2.56倍，低于契约限制的3.75倍[32]

Planet MicroCap April 23, 2025 NASDAQ:IDN Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Although the forward-looking statements in this presentation reflect the good faith judgment of management, forward-looking statements are inherently subject to known and unknown risks and uncertainties that may cause actual results to be mat ...

First Quarter 2025 Earnings Conference Call April 25, 2025 Forward Looking Statements & Non-GAAP Measures This presentation contains certain "forward-looking statements" within the meaning of such term in the Private Securities Litigation Reform Act of 1995. We and our representatives may, from time to time, make written or oral statements that are "forward-looking" and provide information other than historical information. These statements involve known and unknown risks, uncertainties and other factors th ...

业绩总结 - 2025年第一季度GAAP净收入为1亿美元，较2024年第一季度的1.09亿美元下降8.26%[12] - 2025年第一季度GAAP稀释每股收益（EPS）为0.91美元，较2024年第一季度的1.08美元下降15.74%[12] - 2024年GAAP稀释每股收益为3.01美元，非GAAP稀释每股收益为3.14美元[15] 未来展望 - 2025年调整后的每股收益指导范围为3.13至3.33美元[16] - 2025年负荷增长预期为2.5%至3.5%[16] - 2025年会计回报率（ROE）预期为8.8%至9.3%[13] 资本支出与融资 - 2025年预计资本支出总额为13.4亿美元，涵盖发电、配电和战略项目等多个领域[20] - 2025年预计长期债务融资310百万美元，第三季度预计融资140百万美元[24] 流动性状况 - 截至2025年3月31日，公司总流动性为9.48亿美元，包括现金1100万美元和信用额度[23] 负面信息 - 2024年因1月风暴造成的非可延迟可靠性应急事件成本影响了比较收益[29]

-1- Financial Results First Quarter 2025 April 24, 2025 -2- AGENDA | 1 | 1Q 2025 – | Quarter Highlights | Aurelio Alemán, President and Chief Executive Officer | | --- | --- | --- | --- | | 2 | 1Q 2025 – | Results of Operations | Orlando Berges, | | | | | Executive Vice President and Chief Financial Officer | | 3 | 1Q 2025 – | Questions and Answers | | -3- FIRST QUARTER 2025 Financial Performance Highlights FORWARD LOOKING STATEMENTS This presentation contains "forward-looking statements" concerning the Cor ...

Exhibit 99.2 OceanFirst Financial Corp. 1Q 2025 Earnings Release Supplement(1) April 2025 (1) The 1Q 2025 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on April 24, 2025. . . . Legal Disclaimer . . . FORWARD LOOKING STATEMENTS. In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, which are ba ...

FORWARD-LOOKING STATEMENTS Certain statements in this Investor Presentation are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. These forward-looking statements often discuss our plans, strategies, intentions, markets, beliefs, forecasts and guidance, and may be identified by reference to a future period or periods or by the use of forward-looking terminology, such as "expects," "may," "will," "believes," "should," "would," "could," "appro ...

Investor Presentation April 2025 Confidential Content must not go below this line Forward Looking Statements This presentation contains forward-looking statements, which reflect the Firm's current views with respect to, among other things, its operations and financial performance. You can identify these forward-looking statements by the use of words such as "outlook," "believes," "expects," "potential," "continues," "may," "will," "should," "seeks," "target," "approximately," "predicts," "intends," "plans," ...