文章核心观点 2023年银行业受交易和公开发行低迷、银行危机影响进行大规模裁员，巴克莱等银行削减大量岗位，同时本周部分大银行不良贷款预计增加 [1][2][3] 银行裁员情况 - 巴克莱2023年作为成本削减活动一部分全球裁员约5000人，多数发生在支持部门，10月还裁减约3%美国消费银行业务岗位 [1] - 2023年全球最大银行共削减超6万个岗位，20家最大银行至少削减61905个岗位，是2007 - 2008年金融危机以来最糟糕年份之一 [1][2] - 瑞银收购瑞士信贷后合并银行减少13000个岗位，预计今年还有一轮裁员 [1] - 富国银行裁员12000人，第四季度遣散费预计达7.5亿至近10亿美元 [2] 银行业其他情况 - 本周几家大银行收益可能显示不良贷款增加，美国四大银行不良贷款预计升至244亿美元，较2022年底增加近60亿美元 [3]

BigCommerce and Marketplacer have partnered to enable BigCommerce customers to transform their online stores into multi-vendor marketplaces. With the BigCommerce Marketplace Connector enabled by this partnership, BigCommerce customers can allow third-party sellers to list and sell products from their stores, the companies said in a Monday (Jan. 8) press release. “The BigCommerce Marketplacer connected model allows customers to expand without boundaries — turning suppliers into sellers and adding hundreds or ...

文章核心观点 Coinbase计划收购一家塞浦路斯公司以在欧盟提供加密货币相关衍生品，同时在英国采取措施应对新政府监管要求 [1][8] 收购计划 - Coinbase计划收购一家塞浦路斯公司以获取MiFID许可证，在欧盟部分国家向符合条件的欧洲客户提供衍生品产品 [1][2][3] - 收购预计今年完成，但公司表示最终完成还有“很长的路要走” [5] 业务规划 - 全球加密货币衍生品市场占总交易量的75%，公司CEO在11月财报电话会议中提及推出衍生品产品的计划 [6] - 公司已获监管批准，可向非美国零售客户和符合条件的美国客户提供衍生品产品 [7] 英国监管应对 - 上周Coinbase等加密货币交易所在英国对用户进行风险评估和财务测试，以响应政府新监管要求 [8][9] - 从1月8日起，交易所客户需完成投资者概况声明，确定自己是高净值个人还是受限投资者 [10] - 这些措施遵循英国《金融服务和市场法案》，该法案将加密货币和稳定币公司纳入监管，与传统金融服务同等对待 [11]

亚马逊计划 - 亚马逊计划在Prime Video上推出广告，同时开发基于战锤40,000游戏的电影和电视系列[1][10][11][12][13] 沃尔玛与Unity合作 - 沃尔玛与Unity合作，允许游戏和应用开发者直接将沃尔玛的购物功能整合到其创作中，使得在20多个平台上的3D体验中可以销售真实物品[2][14][15][16][17][18][19] 消费者支出态度 - 消费者对未来的支出持谨慎态度，担忧通货膨胀带来的影响[3][4][5][6][7][8][9]

CVS Pharmacy, the retail division of CVS Health, simplified its loyalty program by consolidating it into one membership with two tiers.With both tiers of the ExtraCare program, CVS Pharmacy will offer in-store savings, online sales and personalized deals that will be emailed or texted to members, the company said in a Thursday (Jan. 4) press release.“ExtraCare is a long-standing leader in the loyalty program industry, and this evolution will allow us to provide even greater simplicity to our members while p ...

亚马逊快速交付投资 - 亚马逊在圣诞节前看到了快速交付投资的成果[1] - 亚马逊计划在未来几年内将同日交付中心数量翻倍[4] 亚马逊快递业务 - 亚马逊似乎已经超过UPS成为美国最大的快递业务[6][7]

Online sales reached a new record in 2023, thanks in part to buy now, pay later options.New data from Adobe, released Thursday (Jan. 4) showed that American consumers spent $222.1 billion between Nov. 1 and Dec. 31 last year, a 4.9% increase over 2022.More than half of that spending happened in November, thanks in part to a strong “Cyber Week,” in which shoppers spent $38 billion.While consumers were eager to spend online, they were also hesitant to break their budget, with buy now, pay later (BNPL) usage r ...

Walmart launched an “immersive commerce” partnership with 3D technology firm Unity.The collaboration lets Unity developers integrate Walmart’s commerce application programming interfaces (APIs) directly into their games and apps, which in turn lets creators sell physical items in real-time 3D (RT3D) across more than 20 platforms, according to a Thursday (Jan. 4) press release.The partnership unlocks new ways for developers and creators “to connect customers’ virtual and physical lifestyles and [establish] n ...

Peloton与TikTok合作 - Peloton与TikTok合作，在美国、英国和加拿大向TikTok用户提供Peloton的锻炼内容[1] - 在TikTok上创建一个名为TikTokFitness的新健身中心，Peloton将在其中拥有一个专门的、共同品牌的内容中心[2] - Peloton的健身中心将包括需要和不需要设备的现场Peloton课程、原创教练系列、持续的创作者合作、Peloton课程片段和名人合作[4]

Microsoft is putting its artificial intelligence Copilot tool at users’ fingertips.The tech giant said in a Thursday (Jan. 4) blog post it is adding a button to the Windows keyboard that will activate Copilot, a move that marks Microsoft’s first keyboard layout change in nearly 30 years.The change is also part of Microsoft’s goal of making AI “seamlessly woven into Windows from the system, to the silicon, to the hardware,” Microsoft Consumer Chief Marketing Officer Yusuf Mehdi wrote in the post. “This will ...