博克金融(BOKF)

搜索文档
BOK Financial(BOKF) - 2023 Q1 - Quarterly Report
2023-05-03 00:00
净收入和利息收入 - 2023年第一季度,BOK金融公司报告净收入为1.624亿美元,每股摊薄收益为2.43美元,较2022年第四季度的1.684亿美元或每股2.51美元有所下降[3] - 第一季度净利息收入为3.523亿美元,与上一季度持平,净利息率为3.45%,较上一季度的3.54%略有下降[4] 费用和佣金收入 - 佣金和手续费收入为1.86亿美元,较上一季度减少760万美元,其中经纪和交易收入减少1060万美元,抵消部分增加的抵押银行业务收入[5] - 公司认为多样化的费用和佣金收入来源是其业务战略的重要组成部分,占总收入的35%[37] 资产管理和股权 - 2023年第一季度资产管理或管理总额为1023亿美元,较2022年底的997亿美元增长[12] - 公司的有形普通股权益比率为2023年3月31日为8.46%,较2022年12月31日的7.63%有所增加[13] 股票回购和股利支付 - 2023年第一季度公司回购447,071股普通股,平均价格为98.64美元每股[16] - 公司在2023年第一季度支付了3600万美元的普通股现金股利,每股0.54美元[17] 营业收入和经纪交易收入 - 2023年第一季度其他营业收入为177.9百万美元,较去年同期减少19.2百万美元[35] - 2023年第一季度经纪和交易收入为52,396千美元,较去年同期减少10,612千美元[36] 贷款情况 - 期末未偿贷款余额为228亿美元,较2022年12月底增长1.93亿美元,主要由多户住宅和工业设施抵押贷款驱动[8] - 能源贷款在2023年3月达到34亿美元,占总贷款的15%[104] - 医疗保健部门的贷款总额为39亿美元,占总贷款的17%[106] - 服务部门的贷款总额为36亿美元,占总贷款的16%[107] - 商业地产贷款在2023年3月达到48亿美元,占总贷款的21%[111] 存款情况 - 平均存款账户中,73%来自存款账户,14%来自借款资金,11%来自股权[164] - BOKF, NA的平均存款额为33.5亿美元,较上一季度减少20亿美元[166] - 2023年3月31日,BOK Financial的存款总额为325.8亿美元,未保险存款总额为187亿美元,占总存款的57%[173] 风险管理 - 公司已经停止生产基于LIBOR的新敞口,现在提供各种替代参考利率的浮动利率产品,其中大部分交易量目前观察到的是Secured Overnight Financing Rate(SOFR)的简单或期限利率版本[197] - 公司的主要利率敞口包括联邦基金利率、影响短期借款的主要贷款利率、LIBOR和SOFR,这些是大部分浮动利率贷款定价的基础[198]
BOK Financial(BOKF) - 2023 Q1 - Earnings Call Transcript
2023-04-27 02:31
BOK Financial Corporation (NASDAQ:BOKF) Q1 2023 Earnings Conference Call April 26, 2023 10:00 AM ET Company Participants Martin Grunst - Executive Vice President and Chief Financial Officer Stacy Kymes - President and Chief Executive Officer Marc Maun - Executive Vice President, Regional Banks Scott Grauer - Executive Vice President, Wealth Management Conference Call Participants Jon Arfstrom - RBC Brady Gailey - KBW Timur Braziler - Wells Fargo. Thomas Wendler - Stephens. Peter Winter - D.A. Davidson Brand ...
BOK Financial(BOKF) - 2022 Q4 - Annual Report
2023-03-01 00:00
公司业务 - BOK Financial的主要业务包括商业银行、消费者银行和财富管理[12] 市场份额 - BOK Financial在俄克拉荷马州是最大的金融机构,市场份额分别为13%、31%和11%[13] - BOK Financial在德克萨斯州市场份额约为2%和1%[14] 公司员工 - BOK Financial的员工中,56%为女性,32%为有色人种[17] 社区支持 - BOK Financial在2022年向社区组织捐赠了总计610万美元[18] 监管机构 - BOK Financial作为金融控股公司受到联邦储备委员会的监管和检查[28] - BOKF, NA受到美国国家银行监督局(OCC)、联邦存款保险公司(FDIC)、美联储、消费者金融保护局(CFPB)等联邦和州级监管机构的监管[29] 风险管理 - 拒绝遵守消费者保护法规可能导致公司面临潜在的诉讼责任和监管制裁[40] 资本要求 - 强化审慎标准要求资产超过500亿美元的银行控股公司和系统重要性金融机构遵守更严格的监管要求[36] 公司治理 - 董事会已经颁布了关于激励薪酬的指导方针,以确保激励政策不会鼓励过度风险承担,涵盖所有能够对组织风险状况产生重大影响的员工[50] 法律合规 - 公司必须遵守消费者金融保护法律,包括ECOA、FCRA、TILA等,违规可能导致重大潜在责任[39] 资金流动性 - BOK Financial的资金流动性的关键来源是来自BOKF,NA的股息,受到各种银行监管规定的限制[52] 交易限制 - 联邦储备委员会规定了公司与其子公司之间的交易,限制了银行子公司及其子公司与关联方进行的“涵盖交易”[53] 法规要求 - 银行保密法(BSA)和2001年《爱国者法案》对金融机构施加了许多要求,以维护国家安全和执法利益[55]
BOK Financial(BOKF) - 2022 Q4 - Earnings Call Transcript
2023-01-26 04:28
BOK Financial Corporation (NASDAQ:BOKF) Q4 2022 Earnings Conference Call January 25, 2023 10:00 AM ET Company Participants Steven Nell - Chief Financial Officer Stacy Kymes - President and Chief Executive Officer Marc Maun - Executive Vice President, Regional Banks Scott Grauer - Executive Vice President, Wealth Management Martin Grunst - Incoming Chief Financial Officer Conference Call Participants Jared Shaw - Wells Fargo Securities Brady Gailey - KBW Jon Arfstrom - RBC Capital Markets Matt Olney - Stephe ...
BOK Financial(BOKF) - 2022 Q3 - Quarterly Report
2022-11-02 00:00
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to ______________ Commission File No. 001-37811 | --- | --- | --- | |----------------------------------------------------------------------- ...
BOK Financial(BOKF) - 2022 Q3 - Earnings Call Transcript
2022-10-27 01:24
BOK Financial Corporation (NASDAQ:BOKF) Q3 2022 Results Conference Call October 26, 2022 10:00 AM ET Company Participants Steven Nell - Chief Financial Officer Stacy Kymes - CEO Marc Maun - Executive Vice President, Regional Banking Scott Grauer - Executive Vice President, Wealth Management Conference Call Participants Jared Shaw - Wells Fargo Securities Brady Gailey - KBW Brett Rabatin - Hovde Group Jennifer Demba - Truist Securities Matt Olney - Stephens Operator I would now like to turn the conference ov ...
BOK Financial(BOKF) - 2022 Q2 - Quarterly Report
2022-08-03 00:00
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to ______________ Commission File No. 001-37811 | --- | --- | --- | |---------------------------------------------------------------------------- ...
BOK Financial(BOKF) - 2022 Q2 - Earnings Call Transcript
2022-07-28 05:11
BOK Financial Corporation (NASDAQ:BOKF) Q2 2022 Results Conference Call July 27, 2022 10:00 AM ET Company Participants Steven Nell - Chief Financial Officer Stacy Kymes - Chief Executive Officer Marc Maun - Executive Vice President, Regional Banking Scott Grauer - Executive Vice President, Wealth Management Conference Call Participants Brady Gailey - KBW Jared Shaw - Wells Fargo Securities Brett Rabatin - Hovde Group Peter Winter - Wedbush Securities Jon Arfstrom - RBC Matt Olney - Stephens Inc Gary Tenner ...
BOK Financial(BOKF) - 2022 Q1 - Quarterly Report
2022-05-04 00:00
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to ______________ Commission File No. 001-37811 | --- | --- | --- | |--------------------------------------------------------------------------- ...
BOK Financial(BOKF) - 2022 Q1 - Earnings Call Transcript
2022-04-28 02:52
BOK Financial Corporation (NASDAQ:BOKF) Q1 2022 Earnings Conference Call April 27, 2022 10:00 AM ET Company Participants Steven Nell - Chief Financial Officer Stacy Kymes - President & Chief Executive Officer Marc Maun - Executive Vice President, Regional Banking Scott Grauer - Executive Vice President, Wealth Management Conference Call Participants Jared Shaw - Wells Fargo Peter Winter - Wedbush Securities Jon Arfstrom - RBC Capital Markets Jennifer Demba - Truist Securities Brady Gailey - KBW Gary Tenner ...