Community Trust Bancorp (CTBI) could be a solid addition to your portfolio given its recent upgrade to a Zacks Rank #2 (Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change. The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate. Individual i ...

Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. But when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments. Cash flow can come from bond interest, interest from other types of investments, and of course, dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its d ...

Here are three stocks with buy rank and strong income characteristics for investors to consider today, August 23: Southside Bancshares, Inc. (SBSI) : This bank holding company for Southside Bank has witnessed the Zacks Consensus Estimate for its current year earnings increasing 9.6% the last 60 days. This Zacks Rank #1 company has a dividend yield of 4.5%, compared with the industry average of 0.7%. First Community Corporation (FCCO) : This bank holding company for First Community Bank has witnessed the Zac ...

资产和负债 - 公司总资产为58亿美元，总存款为50亿美元，股东权益为7.193亿美元[434] - 贷款总额为43亿美元，环比增长9.7%，同比增长10.4%[439] - 第二季度存款总额为50亿美元，环比下降4.6%，同比增长0.2%[442] - 第二季度平均盈利资产为54.639亿美元，环比增长0.2%，同比增长5.4%[454] - 2024年6月30日，公司总资产为58亿美元，环比下降3.2%，同比增长1.2%[464] - 2024年6月30日，贷款总额为43亿美元，环比增长9.7%，同比增长10.4%[464] - 2024年6月30日，投资组合减少2170万美元，环比下降7.8%，同比下降12.7%[464] - 2024年6月30日，存款和回购协议总额为50亿美元，环比下降4.6%，同比增长0.5%[464] - 2024年6月30日，股东权益为7193万美元，环比增长6.6%，同比增长4.9%[465] - 2024年6月30日，存款和回购协议总额中非利息存款减少260万美元，环比下降2.6%，同比下降1.5%[471] - 2024年6月30日，公司持有现金及现金等价物为1.617亿美元，未质押证券为1.575亿美元[477] - 2024年6月30日，公司可从联邦住房贷款银行获得的可用借款额度为5.659亿美元[477] 收入和支出 - 第二季度净利润为1950万美元，每股基本收益为1.09美元，相比上一季度增长4.3%，相比去年同期增长0.5%[436] - 第二季度净利息收入为4570万美元，环比增长4.8%，同比增长6%[437] - 第二季度非利息收入为1570万美元，环比增长3.8%，同比增长6.5%[444] - 第二季度非利息支出为3240万美元，环比增长0.6%，同比增长4.5%[445] - 2024年第二季度非利息收入为1570.8万美元，环比增长3.8%，同比增长6.5%[460] - 2024年第二季度非利息支出为3242.2万美元，环比增长0.6%，同比增长4.5%[463] - 2024年第二季度，非利息收入中银行自有生命保险收入增加50万美元，信托收入增加20万美元，经纪收入增加20万美元[460] - 2024年第二季度，非利息支出中员工福利增加90万美元，团体医疗和生命保险福利成本增加110万美元[463] 贷款和信贷 - 第二季度贷款与存款比率为84.5%，环比增长1.8%，同比增长3.3%[456] - 第二季度信贷损失准备金为300万美元，环比增长10%，同比增长50%[457] - 公司总不良贷款从2023年12月31日的1400万美元增加到2024年6月30日的1980万美元[472] - 逾期90天以上的应计贷款从2023年12月31日的990万美元增加到2024年6月30日的1470万美元[472] - 逾期30-89天的应计贷款从2023年12月31日的1530万美元增加到2024年6月30日的2410万美元[472] - 第二季度2024年净贷款损失为140万美元，占平均贷款的0.13%[474] - 六个月结束的2024年6月30日净贷款损失为300万美元，占平均贷款的0.15%[474] - 公司使用保守的信用风险管理策略，包括低于法定贷款限额的保守暴露限制和保守的承保、文件编制和收款标准[493] - 公司对超过100万美元的大型商业贷款进行个别评估，这些贷款显示出可能或已观察到的信用弱点[495] - 公司使用第三方ACL软件计算准备金估计，采用贴现现金流（DCF）模型进行所有贷款段的计算[496] - 公司预计信用损失模型考虑历史信用损失经验、同行数据、当前市场和经济状况以及合理且可支持的预测市场和经济变化[497] - 公司对未拨备承诺的准备金保持在管理层认为足以吸收与未拨备信用设施相关的预计预期信用损失的水平[500] 股息和回购 - 2024年6月30日，公司宣布季度现金股息为每股0.47美元，较上一季度增长2.2%[476] - 公司自1998年开始的股票回购计划已回购246.5294万股[487] 风险管理和模型 - 公司CBLR比率为13.90%[483] - 公司使用收益模拟模型分析净利息收入对利率变动的敏感性，预计在收益率曲线增加200个基点的情况下，净利息收入在一年内增加0.75%，两年内增加1.83%[505]

Cash flow can come from bond interest, interest from other types of investments, and of course, dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yield, a metric that measures a dividend as a percent of the current stock price. Many academic studies show that dividends make up large portions of long-term returns, and in many cases, dividend contributions surpass one-third of total returns. Headquartered in Pikeville, Community Trust ...

This quarterly report represents an earnings surprise of 4.81%. A quarter ago, it was expected that this bank holding company for Community Trust Bank would post earnings of $0.98 per share when it actually produced earnings of $1.04, delivering a surprise of 6.12%. Community Trust Bancorp, which belongs to the Zacks Banks - Southeast industry, posted revenues of $61.68 million for the quarter ended June 2024, surpassing the Zacks Consensus Estimate by 5.16%. This compares to year-ago revenues of $57.84 mil ...

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Adding Community Trust Bancorp, Inc. (CTBI) stock to your portfolio now seems to be a wise idea. The company's fundamental strength and growth prospects make it a good investment option. Analysts are optimistic about its earnings growth potential. Over the past 60 days, the Zacks Consensus Estimate for CTBI's 2024 earnings has been revised 2.7% upward. Thus, the company currently carries a Zacks Rank #2 (Buy). Its price performance also seems impressive. The stock has gained 2% over the past three months co ...

Community Trust Bancorp (CTBI) could be a solid choice for investors given its recent upgrade to a Zacks Rank #1 (Strong Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices. A company's changing earnings picture is at the core of the Zacks rating. The system tracks the Zacks Consensus Estimate -- the consensus measure of EPS estimates from the sell-side analysts covering the stock -- for the current and following years. ...

Here are three stocks with buy rank and strong income characteristics for investors to consider today, May 21st: Janus Henderson Group plc (JHG) : This asset management company has witnessed the Zacks Consensus Estimate for its current year earnings increasing 10.4% over the last 60 days. This Zacks Rank #1 company has a dividend yield of 4.5%, compared with the industry average of 2.6%. Community Trust Bancorp, Inc. (CTBI) : This bank holding company for Community Trust Bank has witnessed the Zacks Consens ...