Exhibit 99.2 4/19/2023 amended. These forward-looking statements reflect the current views of the management of Equity Bancshares, Inc. ("Equity", "we", "us", "our, "company") with respect to, among other things, future events and Equity's financial performance. These statements are often, but not always, made through the use of words or phrases such as "may," "should," "could," "predict," "potential," "believe," or other comparable words of a future or forward-looking nature. These forward-looking statemen ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-37624 EQUITY BANCSHARES, INC. (Exact name of registrant as specified in its charter) Kansas 72-1532188 (State or other jurisdiction of (I.R.S. E ...

Equity Bancshares Inc. (NYSE:EQBK) Q4 2022 Earnings Conference Call January 26, 2023 10:00 AM ET Company Participants Chris Navratil - Investor Relations Brad Elliott - Founder, Chairman and Chief Executive Officer Eric Newell - Executive Vice President and Chief Financial Officer John Creech - Chief Credit Officer Craig Anderson - Executive Vice President and President-Equity Bank Conference Call Participants Jeff Rulis - D.A. Davidson Andrew Liesch - Piper Sandler Damon DelMonte - KBW Terry McEvoy - Steph ...

业绩总结 - 公司在2022年第四季度实现了创纪录的全年收入为5,770万美元[13][13] - 净利润达到1,160万美元，调整后净利润为1,130万美元[13][13] - 贷款增长达到5,680万美元，年化增长率为6.9%[13][13] - 净息差为3.67%，比上一季度提高了5个基点[13][13] - 贷款收益率提高了50个基点至5.59%；利息支出成本为1.05%[13][13] 资产质量 - 资产质量趋势显示，截至2022年底，不良资产占比为1.36%，较2018年底的1.65%有所下降[76][76] - 净核销额/平均贷款比率在2022年底为0.67%，较2018年底的0.30%有所增加[78][78] - 总准备金比率在2022年底为0.58%，较2018年底的2.12%显著下降[80][80] - 分类资产占比在2022年底为10.0%，较2018年底的25.5%有明显下降[83][83] 资产情况 - 公司的有形账面价值每股增加了1.08美元[114][114] - 公司的每股净值在2022年12月31日为24.71美元，而每股有形净值为21.67美元[134][134] - 公司的有形公共股东权益占有形资产的比例在2022年12月31日为6.68%[134][134] - 公司的有形公共股东权益除去其他综合收益后占有形资产的比例在2022年12月31日为9.12%[134][134] - 公司的有形资产除去证券投资的未实现收益/损失后在2022年12月31日为5,030,245美元[134][134] ROA和ROE - 公司的ROATCE在2022年12月31日为14.74%，较上一季度有所增长[135][135] - 公司的ROAA在2022年12月31日为0.93%，较上一季度有所下降[137][137] - 公司的PTPP ROAA在2022年12月31日为1.22%，较上一季度有所增长[137][137] - 公司的PTPP ROAE在2022年12月31日为15.05%，较上一季度有所增长[137][137]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission File Number 001-37624 EQUITY BANCSHARES, INC. (Exact name of registrant as specified in its charter) Kansas 72-1532188 (State or othe ...

Exhibit 99.2 Third Quarter 2022 Earnings Presentation 10/19/2022 Forward Looking Statements This presentation contains "forward‐looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward‐looking statements reflect the current views of the management of Equity Bancshares, Inc. ("Equity", "we", "us", "our, "company") with respect to, among other things, future events and Equity's financial p ...

Equity Bancshares, Inc. (NYSE:EQBK) Q3 2022 Earnings Conference Call October 19, 2022 10:00 AM ET Company Participants Chris Navratil - SVP, Finance Brad Elliott - Founder, Chairman & CEO Eric Newell - EVP & CFO Gregory Kossover - EVP, COO & Director John Creech - EVP & Chief Credit Officer Conference Call Participants Jeffrey Rulis - D.A. Davidson & Co. Terence McEvoy - Stephens Damon DelMonte - KBW Andrew Liesch - Piper Sandler & Co. Operator Welcome to the Third Quarter 2022 Equity Bancshares Earnings Co ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission File Number 001-37624 EQUITY BANCSHARES, INC. (Exact name of registrant as specified in its charter) Kansas 72-1532188 (State or other jur ...

Exhibit 99.2 Second Quarter Earnings Presentation 7/20/2022 Forward Looking Statements This press release contains "forward‐looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward‐looking statements reflect the current views of Equity's management with respect to, among other things, future events and Equity's financial performance. These statements are often, but not always, made throu ...

Equity Bancshares, Inc. (NYSE:EQBK) Q2 2022 Earnings Conference Call July 20, 2022 10:00 AM ET Company Participants Chris Navratil - Investor Relations Brad Elliott - Chairman and Chief Executive Officer Eric Newell - Chief Financial Officer Greg Kossover - Chief Operating Officer John Creech - Chief Credit Officer Craig Anderson - President Conference Call Participants Terry McEvoy - Stephens Jeff Rulis - D.A. Davidson Andrew Liesch - Piper Chandler Damon DelMonte - KBW Operator Thank you for standing by a ...