The trend then extended to While part of this could be attributed to the RBI’s increasingly favourable stance toward foreign ownership in banks, the larger takeaway is a renewed global interest in India’s private banking space. This surge in inflows can be viewed from two distinct lenses — the short-term tactical and the structural long-term perspectives.In the short term, the sector had been underperforming for a while. Following the last quarter of FY25, concerns over slippages and rising credit costs in ...

Speaking at the ET Startup Awards, Vaidyanathan expressed concern over the low funding rate for new ventures and said even the most innovative ideas fail without adequate financial backing.“In a recent meeting with a venture capital firm, I was told that out of approximately 1,000 startups that pitch to a VC, only about 40-50 receive financing. This conversion rate is disturbing, and hundreds of viable, good ideas are likely going unfunded,” he said.Also Read: ET Startup Awards 2025: Maturing startups celeb ...

政府与市场环境 - 印度联邦工商部长Piyush Goyal表示在印度上市比在世界任何地方都更有利可图且令人兴奋许多印度人正寻求重新参与印度市场这是14亿人口创造的巨大需求[1][9] - 政府对该生态系统表现出浓厚兴趣例如部长办公室曾接待Chakr Innovation团队以展示其空气污染控制技术[9] 首次公开募股的意义与市场情绪 - IPO被视为一个重要里程碑但只是更长旅程中的一个中途站[3][9] - 公开市场的价值发现方式优于私人市场数百万人用他们的金钱而非意见来投票是更好的价值发现方式[3][9] - 目前有数十家公司在印度上市其强劲的上市首秀反映了零售和机构投资者对这些IPO的巨大需求[8][9] 创业生态与市场机会 - 随着已上市初创公司规模化运营市场上总会出现新的颠覆者使现有企业保持警惕创业者必须不断前进[4][9] - 印度市场机会巨大例如时尚领域是一个价值1200亿美元的市场并且拥有4亿Z世代消费者这些消费者正在重新定义时尚[5][9] - 部分创业者不将市场视为双头垄断或旨在颠覆而是看到巨大的市场机会并相信自身能更好地服务该市场[5][9] 奖项与行业认可 - Urban Company荣获2025年度初创公司奖其于2024年9月上市[6][9] - 其他重要奖项包括Peak XV Partners董事总经理Ashish Agrawal因早期投资预计以70亿美元估值上市的Groww而获得Midas Touch奖Qureai获得顶级创新者奖Minfy Technologies以91.3亿卢比收入获得Bootstrap Champ奖Capillary Technologies获得Comeback Kid奖[9] - 此类认可对创业者至关重要能为他们提供在充满质疑的孤独世界中所需要的周期性验证并庆祝初创公司达到的规模[7][9] - 设立校园初创公司、自筹资金、东山再起、女性企业家和社会企业等类别有助于关注常被忽视的草根创业精神[7][9] - 此类平台汇聚了创业者、投资者和政策制定者通过认可新人才和促进对话对于巩固印度作为包容性增长和全球创新中心的地位至关重要[7][9]

Bad loan ratios moderated and loan collections improved in the September quarter due to the return of borrower discipline, bankers said. However, profitability remains under pressure and growth still appears far. A key reason: Uneven recovery across states and lenders. Bandhan Bank, which has a large microfinance book, said it is seeing steady improvement in this microfinance portfolio, particularly across its key eastern markets. Its 30-day-plus delinquency ratio now stands at 3.8%, well below the indust ...

Equity benchmark indices witnessed a volatile trading session after a steady start on Friday amid lack of positive triggers. Sensex witnessed over 660 points intraday fall and Nifty 50 declined nearly 190 points. Sensex traded 191.44 points or 0.23 per cent lower at 84,213.02 at 1.05 pm, and Nifty 50 dropped by 66.65 points or 0.26 per cent to 25,811.20.Both the midcap and smallcap indices ended the session on a flat note. Among sectoral indices, most traded in negative territory, with notable weakness in m ...

HONG KONG SAR - Media OutReach Newswire - 31 October 2025 - Shanghai Commercial Bank today announced a partnership with HashKey Exchange, Hong Kong's largest licensed digital asset exchange to jointly explore new avenues for integrating traditional finance with digital assets. This collaboration marks a significant step forward in advancing Hong Kong's fintech infrastructure, accelerating the city's shift from conceptual digital finance innovations to large-scale implementation. Mr. Wallace LAM Wing-ted, ...

公司战略与股东诉求 - 公司管理层明确表示不专注于并购交易 而是聚焦于执行现有战略计划[2][3] - 公司未完全满足激进投资者HoldCo资产管理的全部要求 包括公开承诺将普通股一级资本充足率目标降至10.3%[5] - 公司计划使用超额资本继续回购股票 而非进行证券重组 已授权1.5亿美元回购计划 截至10月28日已回购约5720万美元（约180万股）[2][11] 业务运营与财务表现 - 公司第三季度净利润为7140万美元 同比增长28.6% 每股收益0.69美元 超出市场普遍预期的0.62美元[13] - 截至9月30日平均贷款总额为164亿美元 同比下降12% 预计第四季度平均贷款总额将降至155亿美元[14] - 公司正重新配置分支机构网络 已出售亚利桑那州和堪萨斯州12家分支机构以及内布拉斯加州11家分支机构 并计划在2026年第一季度关闭内布拉斯加州东部的4家分支机构[10][11] 行业背景与投资者动态 - 激进投资者HoldCo资产管理公司持有公司约3.8%的普通股 并批评公司董事会过去做出的价值破坏性决策 包括2021年收购Great Western Bancorp的交易[4][6] - HoldCo近期也对达拉斯Comerica银行 波士顿Eastern Bankshares和塔科马Columbia Banking System等多家银行施加压力 要求Comerica出售业务 后者已同意[7] - 公司管理层与HoldCo计划会面讨论潜在解决方案 但公司在业绩电话会上未提及该报告[8]

These partnerships would provide the smaller lenders, hitherto dragged down by balance sheet limitations, with the capital strength and scale needed to capture market share from established private and public sector giants, analysts said."This is a big positive for smaller lenders as it addresses their main impediments to scalability - including access to capital, market stature, which helps lower the cost of deposits and borrowings, and access to world-class systems, processes, and governance frameworks," ...

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Santander says sustained customer growth and ongoing digital transformation helped drive a record quarter.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.Management said in releasing earnings Wednesday (Oct. 29) th ...