Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. Of these, perhaps no stock market trend is more popular than value investing, which is a strategy that has proven to be successful in all sorts of market environments. Value investors rely on traditional forms of analysis on key valuation metrics t ...

贷款组合和资产质量 - 公司的贷款组合包括房地产贷款、消费贷款和商业贷款,分别占61.7%、25.8%和12.5%[288] - 公司在华盛顿、俄勒冈、加利福尼亚等地区为84家装修承包商提供了固定抵押贷款,其中5家承包商贡献了74.8%的贷款[289] - 公司在2024年第二季度共发放了约1500笔固定抵押贷款,金额为3260万美元[289] - 公司在2024年第二季度共发放了2.061亿美元的一至四户家庭住房贷款,其中1.645亿美元被出售给投资者[291] - 贷款净额增加5,570万美元至24.6亿美元,其中房地产贷款增加560万美元至15.4亿美元,商业贷款增加5,490万美元至3.11亿美元[322] - 持有待售贷款增加2,810万美元至5,380万美元,公司继续投资于房地产贷款业务并战略性管理产能[323] - 一至四户家庭贷款销售额增加5,410万美元至2.58亿美元,毛利率从3.06%提高至3.14%[326] - 贷款损失准备率从1.30%下降至1.26%,不良贷款率从0.45%上升至0.46%[327,328] 存款和借款 - 存款减少13.95亿美元至23.8亿美元,其中非零售定期存款减少10.11亿美元至2.734亿美元[330] - 借款增加8.81亿美元[329] - 2024年6月30日,未投保存款约5.866亿美元,占总存款的24.6%,2023年12月31日为6.065亿美元,占24.0%[334] - 2024年6月30日,借款增加8,810万美元至1.819亿美元,主要由于经纪人存款减少[335] 收益和盈利 - 公司的收益主要来自净利息收入、抵押贷款业务收费收入、信贷损失准备计提、服务费和资产出售收益[294,295] - 利息收入增加9.2%,主要由于贷款组合增加以及投资证券收益率上升[361] - 存款利息支出增加5.6百万美元,主要由于存款成本上升115个基点至2.97%[349] - 贷款损失准备金增加38.4万美元,主要由于贷款组合增加、不良贷款上升以及净核销增加[353,354] - 非利息收入增加100万美元,主要由于贷款销售收益增加51.6万美元和投资证券销售收益增加15.1万美元[355] - 非利息支出减少34.7万美元,主要由于贷款成本、FDIC保险费和薪酬福利等减少[356] - 效率比率改善至65.78%,主要由于非利息支出略有下降而总收入相对稳定[357] - 所得税费用增加12.2万美元,主要由于不可抵扣利息支出增加[358] 资产负债表 - 总资产减少3,130万美元至29.4亿美元,主要由于证券可供出售减少7,180万美元、现金及现金等价物减少3,270万美元和其他金融机构存款减少1,150万美元[321] - 2024年6月30日,交易账户(非计息支票、计息支票和托管账户)减少1.247亿美元至7.902亿美元,主要由于计息支票减少7,720万美元、非计息支票减少4,090万美元和与抵押贷款服务相关的托管账户减少660万美元[331] - 2024年6月30日,股东权益增加1,950万美元至2.84亿美元,主要由于净收益1,740万美元,部分被4,100万美元的现金股利和240万美元的股票回购所抵消[336] - 2024年6月30日,每股账面价值为37.15美元,2023年12月31日为34.36美元[337] 资本管理 - 公司作为银行控股公司需要自行提供流动性,资金来源包括从银行分配的利润和发行债务或股权证券[388] - 公司目前计划继续每季度支付0.27美元的现金股利,假设2024年继续按此支付,每季度总额约为210万美元[389] - 公司现有股票回购计划中尚有63万美元可用于未来回购,公司董事会批准了新的5000万美元股票回购计划[390] - 银行资本充足率指标均超过监管要求,被评为"资本充足"状态[391] - 公司作为银行控股公司也需满足联邦储备局的资本充足要求,即使按此计算公司也能达标[392] 内部控制和法律风险 - 公司的内部控制和信息披露控制在2024年6月30日有效运行[394][395] - 公司在正常业务过程中偶尔涉及法律诉讼,但管理层认为不会对公司业务和财务状况产生重大不利影响[397]

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. Of these, value investing is easily one of the most popular ways to find great stocks in any market environment. Value investors use fundamental analysis and traditional valuation metrics to find stocks that they believe are being undervalued by th ...

Here is a table that shows the new and old rates and the percentage increase. The table is sorted by ex-dividend day in ascending order and dividend streak in descending order. | --- | --- | --- | --- | |-------------|-----------------|---------------|------------------------| | | | | | | Ticker SRCE | Old Rate 0.34 | New Rate 0.36 | Increase Percent 5.88% | | NEP | 0.89 | 0.91 | 1.40% | | | | | | | FSBW | 0.26 | 0.27 | 3.85% | | ORRF | 0.2 | 0.23 | 15.00% | | MTG | 0.12 | 0.13 | 13.04% | | ODC | 0.29 | 0.3 ...

FS Bancorp (FSBW) reported $36.27 million in revenue for the quarter ended June 2024, representing a yearover-year decline of 0.3%. EPS of $1.13 for the same period compares to $1.25 a year ago. Here is how FS Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics a ...

FS Bancorp (FSBW) came out with quarterly earnings of $1.13 per share, beating the Zacks Consensus Estimate of $1.03 per share. This compares to earnings of $1.25 per share a year ago. These figures are adjusted for non-recurring items. Over the last four quarters, the company has surpassed consensus EPS estimates four times. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the ...

Exhibit 99.1 FS Bancorp, Inc. Reports Second Quarter Net Income of $9.0 Million or $1.13 Per Diluted Share and Previously Announced Share Repurchase Plan and 3.8% Increase in its Quarterly Dividend MOUNTLAKE TERRACE, WA – July 23, 2024 – FS Bancorp, Inc. (NASDAQ: FSBW) (the "Company"), the holding company for 1st Security Bank of Washington (the "Bank" or "1st Security Bank") today reported 2024 second quarter net income of $9.0 million, or $1.13 per diluted share, compared to $9.1 million, or $1.16 per dil ...

Mr. Mullet, a cum laude graduate of University of Washington, began his banking career in June 2000 as a financial examiner with the Washington State, Department of Financial Institutions, Division of Banks. In 2004, Matthew accepted a position at Golf Savings Bank in Mountlake Terrace. He served in a variety of capacities at Golf and was appointed Chief Financial Officer in 2007. After the Golf Savings Bank merger with Sterling Savings Bank, he held the position of Senior Vice President of the Home Loan Di ...

文章核心观点 - FS Bancorp公司宣布提高季度股息,并授权新的股票回购计划 [1][4] - 公司连续46个季度支付现金股息,目前派息率为22%,保留了足够的收益用于再投资和未来发展 [2] - 公司过去5年内股息年复合增长率达30.24%,股息收益率为2.9% [3] - 公司授权新的5百万美元股票回购计划,将持续至2025年7月31日 [4] - 公司资产负债表健康,流动性良好,资本充足率指标远高于监管要求 [6][7] - 公司过去一年股价上涨28% [8] 行业动态 - 其他银行如PNC金融服务集团和Bank OZK也宣布提高季度股息 [10][11][12][13] - PNC金融服务集团的股息增长率过去5年达8.84% [11] - Bank OZK连续56个季度提高股息 [13]

The repurchase program permits shares to be repurchased in open market or private transactions or pursuant to a trading plan adopted in accordance with Rule 10b5-1 of the Securities and Exchange Commission ("SEC"). About FS Bancorp Forward-Looking Statements In addition, the Company's Board of Directors authorized an additional repurchase of up to $5.0 million in shares of the Company's outstanding shares of common stock in the open market, in privately negotiated transactions or shares withheld upon the ex ...