公司业绩与财务指引 - 公司预计全年非调整后每股收益约为12.26美元，较此前预期的13.77美元大幅下调 [6] - 公司第三季度调整后每股收益为3.24美元，超出市场预期，营收为326.5亿美元 [6] - 公司重申全年调整后每股收益指引约为17.00美元 [6] 医疗保险优势业务表现 - 公司预计本财年医疗保险优势会员人数将减少约42.5万，优于此前预估的减少最多50万 [2] - 会员人数预期改善归因于更强的客户保留率和强劲的销售表现 [2] - 约20%（约120万）的会员参加了2026年评级为四星或以上的计划，其中14%在4.5星计划中，较前一年的3%大幅上升 [3] 医疗成本与监管风险 - 第三季度医疗成本比为91.1%，高于去年同期的89.9%，但符合预期 [5] - 公司面临与政府支持项目中医疗资源使用率升高相关的持续成本压力 [5] - 美国法院驳回了公司对2025年计划评级的质疑，这可能影响未来政府奖金支付 [4] - 公司预计2025年高评级计划数量将“显著下降”，若未能推翻裁决，2026年的质量奖金可能减少，进而影响营收、运营业绩和现金流 [5] 市场反应 - 公司股价在盘中交易时段下跌超过7% [1]

Key Takeaways Humana's Q3 adjusted EPS of $3.24 beat estimates but fell 22.1% year over year.Revenues grew 11.4% to $32.65B, driven by higher premiums and strong CenterWell performance.Humana reaffirmed 2025 EPS guidance of about $17 and expects 8.7% revenue growth for the year.Humana Inc. (HUM) reported third-quarter 2025 adjusted earnings of $3.24 per share, which beat the Zacks Consensus Estimate by 11.3%. The bottom line decreased 22.1% year over year. Adjusted revenues of $32.65 billion advanced 11.4% ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 1-5975 HUMANA INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation ...

Like an oasis in the desert, this morning’s Automatic Data Processing (ADP) private-sector payroll report for October is out ahead of today’s opening bell. If these were regular times, this would merely be the latest piece of data in a full Jobs Week. As it is, this may be the only jobs report we get until the government reopens.ADP Improves on Large-Firm Hiring: +42KOctober ADP private-sector jobs numbers posted a headline of +42K new positions filled. This is an improvement of +20K above expectations and ...

Humana ( HUM ) has outperformed the broader Healthcare sector so far this year, and it has topped the paltry 2% total return in the iShares U.S. Healthcare Providers ETF ( IHF ). Shares of the Managed Healthcare-industry company traded lowerFreelance Financial Writer | Investments | Markets | Personal Finance | RetirementI create written content used in various formats including articles, blogs, emails, and social media for financial advisors and investment firms in a cost-efficient way. My passion is putti ...

Humana ( HUM ) has outperformed the broader Healthcare sector so far this year, and it has topped the paltry 2% total return in the iShares U.S. Healthcare Providers ETF ( IHF ). Shares of the Managed Healthcare-industry company traded lowerFreelance Financial Writer | Investments | Markets | Personal Finance | RetirementI create written content used in various formats including articles, blogs, emails, and social media for financial advisors and investment firms in a cost-efficient way. My passion is putti ...

By Sriparna Roy and Sneha S K (Reuters) -Health insurer Humana's shares fell more than 7% after it did not provide performance commentary for 2026, disappointing investors even as it reported better-than-expected quarterly profit on higher revenues and in-line medical costs. The company did not provide membership or profit forecasts for 2026 in its quarterly results on Wednesday and at least two analysts said the lack of clarity on next year's performance could be weighing on sentiment. Lower quality ra ...

Humana Inc. (NYSE:HUM) released its third-quarter earnings report on Wednesday, with adjusted earnings of $3.24, exceeding the consensus estimate of $2.82.HUM stock is struggling to find support. Track the latest developments hereThe company reported sales of $32.65 billion, up from $29.39 billion a year ago, beating the consensus of $32.01 billion.Sales increased on higher per-member Medicare and state-based contracts premiums, with the Medicare increase primarily driven by an increased direct subsidy due ...

Humana (HUM) reported $32.65 billion in revenue for the quarter ended September 2025, representing a year-over-year increase of 11.4%. EPS of $3.24 for the same period compares to $4.16 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $31.98 billion, representing a surprise of +2.09%. The company delivered an EPS surprise of +11.34%, with the consensus EPS estimate being $2.91.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Str ...

Humana (NYSE:HUM) Q3 2025 Earnings Call November 05, 2025 08:00 AM ET Speaker3Good day, and thank you for standing by. Welcome to the Humana Third Quarter Earnings Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. To ask a question during this session, you'll need to press star 11 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press star 11 ...