Bank Ozk (NASDAQ:OZK) Q4 2018 Earnings Conference Call January 18, 2019 11:00 AM ET Company Participants Tim Hicks - Chief Administrative Officer & Executive Director, IR George Gleason - Chairman & CEO Gregory McKinney - CAO & CFO Tyler Vance - COO Conference Call Participants Kenneth Zerbe - Morgan Stanley Jennifer Demba - SunTrust Robinson Humphrey Stephen Scouten - Sandler O'Neill + Partners Arren Cyganovich - Citigroup Michael Rose - Raymond James & Associates Matthew Olney - Stephens Inc. Catherine Me ...