Growth investors focus on stocks that are seeing above-average financial growth, as this feature helps these securities garner the market's attention and deliver solid returns. But finding a great growth stock is not easy at all.By their very nature, these stocks carry above-average risk and volatility. Moreover, if a company's growth story is over or nearing its end, betting on it could lead to significant loss.However, it's pretty easy to find cutting-edge growth stocks with the help of the Zacks Growth S ...

动量投资策略 - 动量投资策略的核心是跟随股票近期趋势 无论是上涨还是下跌 在多头情境下 投资者会“买高 但希望卖得更高” 关键在于利用股票价格趋势 一旦股票确立方向 很可能会继续朝该方向移动 目标是及时且盈利的交易 [1] Grupo Supervielle (SUPV) 的动量表现 - Grupo Supervielle 目前的动量风格评分为 B 重点关注价格变化和盈利预测修正 这是动量风格评分的两个主要方面 [2] - 短期价格活动是衡量股票动量的有效方式 反映当前市场兴趣和买卖双方的力量对比 与行业比较有助于识别特定领域的顶级公司 [3] - 长期价格指标也具优势 过去一个季度 Grupo Supervielle 股价上涨 12047% 过去一年上涨 26307% 相比之下 标普 500 指数同期仅上涨 564% 和 2862% [4] 盈利前景 - 过去两个月 全年盈利预测有 2 次上调 无下调 共识预测从 134 美元增至 150 美元 下一财年也有 2 次上调 无下调 [5] - 基于这些因素 Grupo Supervielle 被评为“强力买入” 动量评分为 B 是短期内有潜力飙升的股票 [6] Zacks 动量风格评分 - Zacks 动量风格评分帮助解决动量指标选择的争议 是 Zacks 风格评分的一部分 [7] - 风格评分与 Zacks 排名相辅相成 Grupo Supervielle 目前 Zacks 排名为“强力买入” 研究表明 Zacks 排名为“强力买入”或“买入”且风格评分为 A 或 B 的股票在未来一个月内表现优于市场 [8] SUPV 的具体表现 - 过去一周 Grupo Supervielle 股价上涨 1657% 而 Zacks 外国银行行业下跌 268% 月度价格变化 3862% 也优于行业的 131% [10] - 过去 20 天的平均交易量为 1263646 股 上涨股票伴随高于平均交易量通常是看涨信号 [11] - Zacks 动量风格评分还考虑盈利预测修正趋势 这是 Zacks 排名的核心 近期 SUPV 在这方面表现良好 [12]

Investors might want to bet on Grupo Supervielle (SUPV) , as it has been recently upgraded to a Zacks Rank #2 (Buy). This rating change essentially reflects an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.A company's changing earnings picture is at the core of the Zacks rating. The system tracks the Zacks Consensus Estimate -- the consensus measure of EPS estimates from the sell-side analysts covering the stock -- for the current and following years.Individual ...

财务数据和关键指标变化 - 贷款总额环比增长15%，同比增长60%[4] - 存款总额环比增长17%，主要由美元存款推动，美元存款达到历史新高[4] - 净利息收入环比下降29%，主要受通胀下降和政府证券收益率下降影响[17] - 净费用收入环比增长25%，主要来自经纪和资产管理业务[17] - 贷款损失准备金环比下降22%，反映贷款质量良好[17] - 其他净损失环比下降35%，主要由于较低的周转税和战略性拨备[17] - CET1比率环比下降210个基点至19%，反映风险加权资产增加[23] 各条业务线数据和关键指标变化 - 零售贷款环比增长44%，其中汽车贷款翻倍，抵押贷款和个人贷款分别增长42%和41%[6] - 企业贷款环比保持稳定，同比增长54%[7] - 移动交易占交易总额的56%，成为主要渠道[6] - Invertironline活跃客户达到58万，环比增长14%，交易量增长21%[8] - 托管资产达到12亿美元，汽车保险季度增长36%[9] 各个市场数据和关键指标变化 - 美元存款占存款总额的28%，环比增长12个百分点[21] - 贷款/存款比率为58%[21] - 政府证券和央行回购占资产总额的23%，环比下降17个百分点[20] 公司战略和发展方向和行业竞争 - 重点推动零售贷款增长，特别是汽车贷款、抵押贷款和个人贷款[6] - 加强企业贷款，特别是美元计价贷款，重点支持石油和天然气等出口导向型行业[7] - 继续扩大Invertironline的市场领导地位，并探索新的增长机会，如美国证券业务[8][60] - 推出面向企业客户的数字保险解决方案，增强服务能力[9] - 预计2024年全年ROE达到15%，长期目标是通过数字化创新和运营效率提升市场渗透率[10] 管理层对经营环境和未来前景的评论 - 预计2024年通胀率降至120%，2025年进一步降至30%[26] - 预计2024年GDP下降2.9%，2025年增长4%-5%[26] - 预计2024年净利息收入将稳定在第三季度水平，2025年随着高利差贷款的增长而改善[27] - 预计2024年贷款/存款比率提高到70%，CET1比率降至16%-18%[27][35] - 预计2025年经济活动、就业和实际工资增长将带来更多增长机会[28] 其他重要信息 - 正式介绍新任Banco Supervielle CEO Gustavo Manriquez和Invertironline CEO Diego Pizzulli[11] - 强调数字化转型和技术创新对未来增长的重要性[10][63] 问答环节所有提问和回答 问题: 净利息收入何时恢复同比增长？ - 预计随着贷款组合向高利差产品转变和利率环境稳定，净利息收入将开始恢复增长[32] 问题: 2025年经济预测和资本需求？ - 预计2025年GDP增长4%-5%，通胀率30%，利率降至30%-31%[43][45] - 预计2025年不需要额外资本，现有资本足以支持高增长[46] 问题: 如何在市场竞争中继续增长？ - 重点发展高利差贷款，特别是零售贷款[52][54] - 制定详细的2025年增长计划，重点关注零售和企业业务[52][53] 问题: Invertironline的未来战略？ - 扩大美国证券业务，减少客户对美元储蓄的依赖[58][60] - 推出面向企业客户的数字服务，增强市场竞争力[60][61] - 探索与其他金融机构合作，扩大客户基础[63]

业绩总结 - 贷款总额环比增长15%，年初至今增长60%[3] - 存款总额环比增长17%，美元存款创历史新高，环比增长90%，年初至今增长170%[3] - 2024年第三季度净利为8,877百万比上年同期下降69.7%[103] - 2024年第三季度净金融收入为160,988百万，同比下降31.6%[103] - 2024年第三季度净利息收入为137,747百万，环比下降26.5%[103] - 2024年第三季度贷款损失准备为-10,290百万，同比下降23.4%[103] - 2024年第三季度总资产为3,997,607百万，环比增长6.7%[103] 用户数据 - 零售贷款占总贷款的比例从2Q24的35%提升至44%[3] - 贷款总额同比增长35.5%，其中零售贷款增长44%[57] - 不良贷款率稳定在0.8%，贷款损失准备覆盖率为282%[3] - 2024年第三季度不良贷款比率为0.8%[108] - 2024年第三季度的净服务费收入为40,977百万，同比增长7.1%[103] 未来展望 - 2024财年目标维持15%的股本回报率（ROE）[3] - 预计2024年零售贷款将以70%-80%的实际增长率增长[31] - 2024年末的普通股权一级资本比率（CET 1）预计在16%至18%之间[31] - 2024年预计阿根廷通货膨胀率为120%[32] - 2024年第三季度的流动性覆盖率为139.3%[107] 新产品和新技术研发 - 保险政策环比增长2%，汽车保险增长36%[5] 负面信息 - 2024年第三季度的效率比率为64%，主要受金融利润下降和遣散费用影响[78] - 贷款组合收益率在低利率环境下有所下降，2024年第三季度为61.3%[76] - AR$存款同比增长176.6%，而US$存款在税收特赦后环比增长76%[45] - 2024年第三季度的平均零售价格指数为209.0%[110]

Momentum investing revolves around the idea of following a stock's recent trend in either direction. In the 'long' context, investors will be essentially be "buying high, but hoping to sell even higher." With this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving that way. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades. Even though momentum is a popular stock cha ...

Grupo Supervielle (SUPV) appears an attractive pick, as it has been recently upgraded to a Zacks Rank #1 (Strong Buy). This rating change essentially reflects an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices. The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system ...

Momentum investing revolves around the idea of following a stock's recent trend in either direction. In the 'long' context, investors will be essentially be "buying high, but hoping to sell even higher." With this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving that way. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades. While many investors like to look for momen ...

Mindful Media/E+ via Getty Images Investment Thesis Following a nice rally since the election of Milei in the end of 2023, Argentinian bank stocks have had a nice run-up signaling the market's confidence in the newly appointed leader. Since then, the stocks have pulled back a bit, giving investors a chance to buy the dip in my view. The bull case for Argentinian bank stocks remains strong in my view as shock therapy and significant government spending cuts should reign in inflation, strengthening the econom ...

Grupo Supervielle (SUPV) could be a solid addition to your portfolio given its recent upgrade to a Zacks Rank #2 (Buy). This upgrade is essentially a reflection of an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices. A company's changing earnings picture is at the core of the Zacks rating. The system tracks the Zacks Consensus Estimate -- the consensus measure of EPS estimates from the sell-side analysts covering the stock -- for the current and following years. S ...