文章核心观点 - 文章分析了三家生命和健康保险公司Manulife、Prudential和Unum,认为Unum是最具投资价值的公司 [2][3] - 文章认为Unum在市场地位、财务实力、人口趋势和运营效率方面具有优势 [4][5] - 文章认为Unum的股息增长率和估值指标都优于同行 [10][11][18][19] 公司概况 - Unum是一家领先的福利产品提供商,主要业务包括团体和个人残疾保险、人寿保险和长期护理服务 [4] - Unum在美国市场占据主导地位,同时在英国和波兰也有业务,并有全球合作伙伴 [4] 财务表现 - Unum过去10年保持了稳定的每股收益增长,盈利能力指标也优于同行 [13][14][15] - Unum的财务健康状况良好,损失率和费用率都较低,资产负债表也较为稳健 [16][17] 股息分析 - Unum过去10年股息增长率接近10%,增长持续性强,派息率较低 [10][11][12] - 相比同行,Unum的股息增长更具吸引力 [10] 估值分析 - Unum当前估值水平低于历史平均水平和同行,分析师给出的目标价格较当前价格有11%的上涨空间 [18][19]

Cash flow can come from bond interest, interest from other types of investments, and of course, dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its dividend yield, a metric that measures the dividend as a percent of the current stock price. Many academic studies show that dividends make up large portions of long-term returns, and in many cases, dividend contributions surpass one-third of total returns. Based in Chattanooga, ...

Developed alongside the Zacks Rank, the Zacks Style Scores are a group of complementary indicators that help investors pick stocks with the best chances of beating the market over the next 30 days. Growth investors, on the other hand, are more concerned with a company's financial strength and health, and its future outlook. The Growth Style Score examines things like projected and historic earnings, sales, and cash flow to find stocks that will experience sustainable growth over time. The Zacks Rank is a pr ...

About Unum Group Visit the Unum Group newsroom for more information, and connect with us on LinkedIn, Facebook and Instagram. CHATTANOOGA, Tenn., July 12, 2024 /PRNewswire/ -- Effective July 12, 2024, the Unum Group (NYSE:UNM) Board of Directors declared a quarterly dividend of $0.420 per share on its common stock to be paid August 16, 2024, to stockholders of record as of July 26, 2024. Unum Group (NYSE: UNM), a leading international provider of workplace benefits and services, has been helping workers and ...

Stocks to Consider Amynta Group is a leading insurance services provider. Following its acquisition, the stop-loss business will operate as a full-service managing general underwriter under Amynta Risk Solutions. The addition of Unum's Medical Stop Loss business will enhance Amynta Group's product portfolio and help it serve clients better with comprehensive solutions. The Zacks Consensus Estimate for PRA's 2024 and 2025 earnings suggests 371.4% and 72.6% year-over-year growth, respectively. John Doucette, ...

"We are pleased to enter into an agreement to sell our Stop Loss operations to Amynta," said Marco Forato, senior vice president and chief strategy officer at Unum Group. "This transaction places the future of the Stop Loss business in capable hands and poised for strong growth while enabling Unum to continue its focus on key enterprise priorities." Piper Sandler & Co. served as financial advisor and Faegre Drinker Biddle & Reath LLP served as legal advisor to Unum Group. Visit theUnum Group newsroomfor mor ...

J. Michael Jones Seeking Alpha In my past analysis, I assumed $0 value for Closed Block and do not expect any financial benefits to accrue from the entity. This is an important to point to emphasize because Unum has a $68.73 book value excluding unrealized security losses that sit in accumulated other comprehensive income (AOCI). Unum US has $4.8 billion of equity ex-AOCI , Unum International has $870 million, Colonial Life has $2.05 billion, and the Closed Block has $5.05 billion. The Closed Block contribu ...

Recent advancements in both operations and technology have delivered a next generation experience for brokers that license Employee Navigator, building further upon the strong relationship between the carrier and benefits administration platform. Unum Broker Connect for Employee Navigator is the culmination of a decade-long partnership resulting in a best-in-class integration and service model for brokers. Streamlined implementation: Quick, accurate case setup and enrollment using top-tier integration teams ...

文章核心观点 - 联合保险公司（Unum）是有吸引力的投资机会，不仅是强劲的股息投资标的，当前还处于Zacks排名3（持有）[5] 公司概况 - 联合保险公司总部位于查塔努加，属于金融行业，年初以来股价变化为10% [1] 股息情况 - 公司目前每股派息0.37美元，股息收益率为2.94%，高于保险-意外与健康行业的2.25%和标准普尔500指数的1.57% [1] - 公司当前年化股息为1.46美元，较去年增长5%，过去5年有4次年同比增加股息，年均增幅为6.40% [2] - 公司派息率为18%，即过去12个月每股收益的18%用于支付股息 [2] 盈利预期 - 联合保险公司预计本财年盈利将增长，2024年Zacks共识预期每股收益为8.24美元，同比增长率为7.57% [3] 行业特点 - 科技初创企业或大型成长型企业很少向股东派发股息，更常见的是利润更稳定的大公司派发股息 [5] - 利率上升期间，高收益股票往往表现不佳 [5] 股息投资优势 - 股息能大幅提高股票投资利润、降低整体投资组合风险并具有税收优势 [4] - 股息是公司向股东分配的收益，投资者常通过股息收益率衡量，学术研究表明股息在长期回报中占很大比例，很多情况下超过总回报的三分之一 [7]

文章核心观点 公司完成4亿美元2054年到期高级票据发行，所得款项用于偿还债务及一般公司用途 [1] 分组1：高级票据发行情况 - 公司完成4亿美元2054年到期高级票据发行，年利率6% [1] - 高盛、汇丰、PNC和Truist为联席活跃账簿管理人 [2] 分组2：资金用途 - 所得款项用于全额偿还3.5亿美元高级无抵押延迟提取定期贷款，包括应计利息和费用 [1] - 剩余款项用于一般公司用途，可能包括赎回或回购未偿债务 [1] 分组3：公司概况 - 公司是领先国际职场福利服务提供商，有超175年历史 [4] - 旗下品牌提供多种保险及服务，2023年营收超120亿美元，支付福利约80亿美元 [4] - 公司是财富500强企业，被评为全球最具道德企业之一 [4] 分组4：文件获取 - 可通过美国证券交易委员会网站或公司投资者页面获取高级票据相关文件 [6]