Mortgage Rates
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US existing home sales edge up in November as mortgage rates ease
The Economic Times· 2025-12-20 17:15
The report from the "Big headwinds remain for Home sales increased 0.5% last month to a seasonally adjusted annual rate of 4.13 million units, the NAR said. Economists polled by Reuters had forecast home resales would rise to a rate of 4.15 million units. Sales surged 4.1% in the Northeast, which accounts for a small share of the housing market. They increased 1.1% in the densely populated South, but fell 2.0% in the Live Events Home sales declined 1.0% in November on a year-over-year basis. The rate on ...
Home sales ticked up for third straight month, but the market is still stuck in a deep slump
Yahoo Finance· 2025-12-19 23:13
Home sales notched their third straight month of gains in November, though 2025 sales are likely to finish the year at a 30-year low. Existing home sales rose 0.5% from October to a seasonally adjusted annual rate of 4.13 million, according to National Association of Realtors data released on Friday. Lower mortgage rates were likely a boost: Homes sold in November typically went under contract during September or October, around when mortgage rates began holding steady near year-to-date lows of 6.2%. Lea ...
November home sales struggle as supply stalls
CNBC· 2025-12-19 23:00
A ''For Sale'' sign is outside a residential home in Oro Valley, Arizona, on December 12, 2025.High home prices, stubbornly high mortgage rates and now less supply are all weighing on potential homebuyers. Sales of previously owned homes rose just 0.5% in November from October and were 1% lower than November 2024, according to the National Association of Realtors. Sales came in at an annualized rate of 4.13 million units.This count is based on closings, so it reflects contracts likely signed in September an ...
Mortgage rates hold steady, shrugging off weak jobs data and Fed rate cut
Yahoo Finance· 2025-12-19 01:00
Mortgage rates were essentially unchanged for another week as financial markets brushed off a weak November jobs report. Learn more: Why haven't mortgage rates fallen since the last Fed rate cut? The average 30-year mortgage rate was 6.21% this week through Wednesday, according to Freddie Mac data, from 6.22% a week earlier. The average 15-year mortgage rate was 5.47%, from 5.54%. The 10-year Treasury yield, which mortgage rates closely track, was little changed this week, even though delayed jobs dat ...
Mortgage and refinance interest rates today, December 18, 2025: Mortgage rates remain calm
Yahoo Finance· 2025-12-18 19:00
Mortgage rates remain calm, hovering just above 6% with only minor fluctuations week to week. According to Zillow, the average 30-year fixed mortgage rate is 6.05%. The 15-year fixed rate is 5.52%. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.05% 20-year fixed: 6.06% 15-year fixed: 5.52% 5/1 ARM: 6.31% 7/1 ARM: 6.30% 30-year VA: 5.61% 15-year VA: 5.21% 5/1 VA: 5.66% Remember, these are the national averages and rounded to t ...
Mortgage and refinance interest rates today, December 17, 2025: Stability welcomed by borrowers
Yahoo Finance· 2025-12-17 19:00
Mortgage rates are holding mostly steady for yet another week. According to Zillow, the average 30-year fixed rate is up one basis point to 6.09%. The 15-year fixed home loan rate is down six basis points to 5.52%. The stability of mortgage rates over the past several weeks is welcomed by borrowers looking to lock in a rate. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.09% 20-year fixed: 6.01% 15-year fixed: 5.52% 5/1 ARM: 6.19% ...
AMREP Stock Dips Post Q2 Earnings as Land Sales Slide, Margins Improve
ZACKS· 2025-12-17 02:16
Shares of AMREP Corporation (AXR) have lost 8.4% since the company reported earnings for the quarter ended Oct. 31, 2025, compared with a 1.2% decline in the S&P 500 Index over the same period. Over the past month, AMREP shares lost 3.7%, while the benchmark index advanced 2.6%.AXR’s Earnings SnapshotFor the second quarter of fiscal 2026, AMREP reported net income of $1.2 million, or $0.22 per diluted share, a 70.3% decline from $4 million, or $0.75 per diluted share, in the year-ago quarter. Revenue for th ...
Mortgage and refinance interest rates today, December 16, 2025: Little movement since mid-October
Yahoo Finance· 2025-12-16 19:00
Mortgage rates are drifting near where they've been since mid-October. According to Zillow, the average 30-year rate is 6.08%. The 15-year average rate is 5.58%. A calm rate environment allows for easier rate shopping among the best mortgage lenders. Today's mortgage rates Here are the current mortgage rates, according to our latest Zillow data: 30-year fixed: 6.08% 20-year fixed: 5.98% 15-year fixed: 5.58% 5/1 ARM: 6.28% 7/1 ARM: 6.22% 30-year VA: 5.63% 15-year VA: 5.16% 5/1 VA: 5.45% Remem ...
Mortgage and refinance interest rates today for December 15, 2025: Not much movement since the end of October
Yahoo Finance· 2025-12-15 19:00
Mortgage rates remain in a comfortable routine. According to Zillow data, the 30-year fixed mortgage rate is 6.13%, and the 15-year fixed rate is 5.53%. The Federal Reserve announced a third interest rate cut last week, and mortgage rates shrugged. The 30-year interest rate has barely moved since the end of October. Current mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.13% 20-year fixed: 6.08% 15-year fixed: 5.53% 5/1 ARM: 6.24% 7/1 ARM: ...
Hoping for lower mortgage rates? Don't hold your breath
Yahoo Finance· 2025-12-12 22:12
美联储降息与抵押贷款利率关系 - 抵押贷款利率的变动跟踪长期10年期国债收益率而非联邦基金利率[1] - 美联储本周降息是2025年连续第三次降息将联邦基金利率目标区间下调至35%-375%[2] - 尽管美联储降息但当前抵押贷款利率仍高于10月底的613%[3] 美联储货币政策动向 - 美联储降息主要因就业市场疲软并明确表示将暂停进一步降息[2] - 美联储预测2026年仅有一次25个基点的降息旨在抑制通胀并实现就业最大化[2] - 美联储主席鲍威尔因未更激进降息而面临来自特朗普总统及其盟友数月的激烈批评[4] 抵押贷款利率近期表现 - 根据Mortgage News Daily全国30年期固定利率平均值在美联储降息后周三降至63%较周二的635%下降[3] - 30年期利率周四进一步下降至626%[3] 经济政策与前景分析 - 特朗普政府的贸易战和高额关税预计将减缓经济增长并维持通胀高位[5] - 据税收基金会分析关税对消费者造成冲击相当于2025年每户家庭平均税负增加1100美元2026年增加1400美元[5] - 专家警告降低联邦基金利率是一个两难困境[5] 抵押贷款利率与经济数据的关联 - 前贷款官员指出要获得较低利率目前需要负面的经济数据例如更高的失业率和裁员[6] - 低利率可能使月供更可负担但经济不确定性可能使人们因担心失业或经济衰退而对大额财务承诺犹豫不决[6] 影响抵押贷款利率的因素 - 美联储控制短期利率影响信用卡汽车贷款储蓄账户房屋净值信贷额度和可调利率抵押贷款的利率[7] - 抵押贷款是通常为期15至30年的长期贷款其利率受就业市场通胀地缘政治事件以及贷款机构能力和借款人需求等不同经济因素影响[7]