Cigna (CI) came out with quarterly earnings of $6.72 per share, beating the Zacks Consensus Estimate of $6.42 per share. This compares to earnings of $6.13 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 4.67%. A quarter ago, it was expected that this health insurer would post earnings of $6.17 per share when it actually produced earnings of $6.47, delivering a surprise of 4.86%. Over the last four quarters, the company has s ...

财务业绩 - 总收入同比增长25%至605.23亿美元[9] - 调整后营业利润同比增长5%至19.09亿美元[14] - 2024年全年预计调整后收入至少为2.35亿美元[42] - 2024年全年预计调整后营业利润至少为8.065亿美元[42] - 2024年全年预计调整后每股营业利润至少为28.40美元[42] - 2024年第二季度总收入为605.23亿美元，同比增长24.6%[62] - 2024年第二季度调整后收入为604.7亿美元，同比增长24.4%[62] - 2024年第二季度调整后税前利润为23.72亿美元，同比增长3.4%[62] - 2024年第二季度调整后税后利润为19.09亿美元，同比增长4.9%[62] - 2024年第二季度每股调整后收益为6.72美元，同比增长9.6%[66] 客户数据 - 总医疗客户数为1,904.3万人，主要反映了个人和家庭计划客户的同比下降[21] - 行为健康客户数为2,381.6万人，同比下降主要由于已知的非续约补充行为健康保险合同[22] - 2024年Cigna Healthcare业务预计总医疗客户约1930万[43] 医疗费用 - 医疗保险业务的医疗费用率为82.3%，包括约5000万美元的不利前期收入影响[35] - 医疗保险业务的净医疗费用应付款为50.4亿美元，较上季度下降[36] - 2024年Cigna Healthcare业务预计医疗费用率为81.7%至82.5%[43] 成本管控 - 2024年全年预计调整后销售、一般及管理费用率约为6.1%[42] - 2024年全年预计调整后有效税率为20.5%至21.0%[42] 现金流和股票回购 - 2024年全年预计经营活动现金流至少为11亿美元[42] - 2024年全年预计加权平均股份数为2.82亿至2.86亿股[42] - 截至2024年7月31日，公司已回购1,470万股共计50亿美元[16] 业务分部表现 - 2024年第二季度Evernorth Health Services业务收入和调整后营业利润分别同比增长30%和7%[27] - 2024年第二季度Cigna Healthcare业务收入和调整后营业利润分别同比增长3%[33,34] - 2024年Evernorth业务预计调整后税前营业利润至少为70亿美元[43] - 2024年Cigna Healthcare业务预计调整后税前营业利润至少为47.75亿美元[43] - 2024年第二季度Evernorth Health Services业务调整后税前利润为16.19亿美元，同比增长6.8%[62] - 2024年第二季度Cigna Healthcare业务调整后税前利润为12.04亿美元，同比增长2.7%[62] - 2024年第二季度公司整体调整后税前利润率为3.9%[62] 风险提示 - 上述预测可能存在实际结果与预测不符的风险,公司不承担更新预测的义务[44]

The Cigna Group reported $1.5 billion in second quarter 2024 profits as the diversified provider of ... [+] health insurance and services reaped new clients buying the company's medical and pharmacy benefits. In this photo is The Cigna Group headquarters in Bloomfield, Connecticut, US, on Friday, Oct. 27, 2023. Photographer: Joe Buglewicz/Bloomberg © 2023 Bloomberg Finance LP The Cigna Group reported $1.5 billion in second quarter profits as the diversified provider of medical insurance, pharmacy benefits a ...

文章核心观点 - 公司第二季度总收入同比增长25%至605亿美元 [1] - 公司第二季度调整后营业利润同比增长5%至19亿美元 [1] - 公司预计2024年全年调整后收入至少2350亿美元,调整后每股收益至少28.40美元 [20][21] 关于Evernorth Health Services - Evernorth Health Services第二季度调整后收入和调整后税前营业利润分别同比增长30%和7% [14] - 药品福利服务第二季度调整后收入增长41%,调整后税前营业利润增长3% [14] - 专科和护理服务第二季度调整后收入增长18%,调整后税前营业利润增长12% [14] 关于Cigna Healthcare - Cigna Healthcare第二季度调整后收入同比增长3%,调整后税前营业利润同比增长3% [16] - 医疗保险成本率为82.3%,包括约5000万美元的不利前期收入影响 [16] - 公司预计2024年Cigna Healthcare调整后税前营业利润至少47.75亿美元,医疗保险成本率81.7%-82.5% [23] 关于Corporate and Other Operations - 第二季度调整后税前营业亏损4.51亿美元,主要反映利息费用的影响 [19]

The Zacks Consensus Estimate for Cigna's second-quarter earnings per share is pegged at $6.42, which indicates growth of 4.7% from the prior-year quarter's reported figure. The estimate decreased 5 cents in the past 60 days. The consensus mark for revenues is pegged at $58.5 billion, indicating 20.3% growth from the year-ago quarter's reported number. Image Source: Zacks Investment Research The consensus mark for Evernorth's revenues indicates a 24% year-over-year jump, whereas our model predicts an 18.7% i ...

The U.S. health insurance industry, commonly referred to as the Health Maintenance Organization (HMO), benefits from a steady membership base through cost-effective plans and numerous contract wins from federal and state authorities. An aging U.S. population boosts the demand for Medicare plans, which insurers leverage to attract seniors and ensure premium flow. Technological advancements, which initially increase expenses, in telehealth enhance care delivery and operational efficiency, reducing healthcare ...

Commits $9M in Grants to Reduce Health Disparities beginning with the Houston, TX and Hartford, CT Communities BLOOMFIELD, Conn., July 22, 2024 /PRNewswire/ -- As part of its ongoing commitment to community health and vitality, global health company The Cigna Group (NYSE: CI) today announced the creation of The Cigna Group Health Equity Impact Fund, a community program in which The Cigna Group Foundation will commit $9 million over three years to reduce key health barriers by specifically targeting health d ...

Commits $9M in Grants to Reduce Health Disparities beginning with the Houston, TX and Hartford, CT Communities "We are committed to advancing health equity in Houston, as it has some of the starkest health disparities nationwide, especially among people of color," said Melissa Skottegaard, board chair of The Cigna Group Foundation. "We'll start by addressing those key social determinates of health – things like food, transportation and access to equitable care – to ensure that those who are underserved thro ...

The second-quarter 2024 earnings season for healthcare stocks is in full swing now. Per early reports, rising patient volumes, revenue per patient days, utilization, premium rate hikes coupled with rising demand for affordable healthcare plans and technological enhancements have led to growth in healthcare stocks, which is part of the broader Zacks Medical sector (one of the 16 broad Zacks sectors within the Zacks Industry). While there were positives, increasing expenses due to increased utilization partly ...

文章核心观点 - Cigna集团正在通过自动化、分析和人工智能来转型和改善医疗保健的交付方式 [5] - Cigna集团利用这些技术分析数据、发现模式和洞见,以帮助改善结果、增加患者和医疗系统之间的连接性、加快行政流程,并提高整体会员体验 [5] - Cigna集团成立了700万美元的战略企业风险投资基金,投资于在洞见和分析、数字健康和体验以及医疗交付和支持等三个战略领域取得进展的初创公司和成长期公司 [5] 公司概况 - Cigna集团是一家提供综合健康计划和服务的健康服务公司,主要服务包括商业医疗健康计划、政府健康计划以及医疗、行为、药品管理、牙科和视力等专业产品和服务 [3] - Cigna集团通过其国内销售办事处和国外分销商及被许可人提供产品 [3] 创新计划 - Cigna集团于2018年7月推出了行为卓越中心(BCoE),这是一个创新实验室,使Cigna团队能够解决其客户和员工面临的挑战 [4] - BCoE团队与Cigna各业务领导者和商业客户合作,采用数据驱动的方法进行创新,快速向市场推出满足医疗消费者需求的新服务 [4] 技术重点 - Cigna集团利用预测分析、机器学习和深度学习能力创造可操作的洞见,帮助医疗专业人员做出明智的决策 [5] - Cigna集团的数字解决方案将数据贯穿整个医疗服务过程,使个人能够根据个人偏好做出选择 [5] - Cigna集团的技术团队由约9,500名员工和外部合作伙伴组成,支持公司的各种关键信息系统,包括医疗保险理赔系统和专科及邮购药房系统 [5] - Cigna集团的药房技术平台使其能够安全、快速、准确地每年处理超过10亿张调整后的处方 [5] 投资与合作 - Cigna集团成立了700万美元的战略企业风险投资基金,投资于在洞见和分析、数字健康和体验以及医疗交付和支持等三个战略领域取得进展的初创公司和成长期公司 [5] - Cigna集团与多家公司建立了合作关系,包括Virgin Pulse、Amazon Alexa、NIB Holdings、Majesco、FINEOS、Shift Technology等 [7]