财务数据和关键指标变化 - 公司第二季度合并收入同比增长8%,主要由于TPV持续增长和客户付费能力提高 [25][26] - 调整后税前利润同比增长46%,主要由于收入增长和财务及管理费用效率提升 [27][28] - 调整后净利润同比增长54%,调整后基本每股收益同比增长57%达到R$1.61 [28] 各条业务线数据和关键指标变化 支付业务 - MSMB客户群同比增长30%,达到近390万活跃客户 [29] - MSMB TPV同比增长25%,其中卡交易TPV同比增长17.4%,PIX二维码交易增长2.6倍 [34] - MSMB支付平均费率同比提升7个基点至2.54% [34] 银行业务 - 银行活跃客户群同比增长62%,达到270万活跃客户 [35] - 客户存款同比增长65%,达到65亿雷亚尔 [35] - 每客户每月平均收入下降至R$25.7,主要由于平均CDI下降 [35] 信贷业务 - 信贷组合规模增至7.12亿雷亚尔,其中工资贷款组合增长28%至6.82亿雷亚尔 [36][37] - 工资贷款逾期90天以上不良贷款率为2.6% [37] - 工资贷款拨备费用下降至1.7亿雷亚尔,占组合的18% [38] 各个市场数据和关键指标变化 - 里约格兰德州的TPV受到负面影响,约150亿雷亚尔,对整体业绩影响约1亿雷亚尔 [153][154] 公司战略和发展方向及行业竞争 - 公司继续专注于支付、银行和信贷等战略重点,并在软件业务方面进行交叉销售 [11][24] - 公司认为行业整体增长将放缓,但公司仍有大量增长机会,尤其是在金融服务领域 [136][137][141] - 公司将继续优化销售团队和营销策略,以应对行业竞争环境的变化 [63][64][65][134][135][138][139] 管理层对经营环境和未来前景的评论 - 管理层对公司在2024年上半年的表现感到满意,并有信心实现全年目标 [21][55] - 管理层认为PIX二维码交易的快速增长给TPV带来一定挑战,但整体来看是积极的 [96][97][98][99][100][101][102] - 管理层对信贷业务的发展前景保持乐观,并计划推出更多信贷产品 [162][163][164][165][166][167] 其他重要信息 - 公司回购了约970万股,总金额达7.24亿雷亚尔,接近完成之前宣布的100亿雷亚尔回购计划 [20][53][54] - 公司还以2.95亿美元的价格回购了部分2028年到期的债券 [54] 问答环节重要的提问和回答 问题1 **Mario Pierry 提问** 询问公司在竞争环境和定价策略方面的变化 [58][59] **Pedro Zinner 和 Lia Matos 回答** - 公司会根据客户群体和市场情况动态调整定价策略,以保持盈利能力 [61][62] - 公司正在加大对中小企业客户的销售投入,以提升整体客户价值 [63][64][65][66][67] 问题2 **Eduardo Rosman 提问** 询问公司是否考虑出售软件业务的部分资产 [73] **Pedro Zinner 回答** - 公司目前专注于执行既定的软件业务战略,包括提升交叉销售和效率 [75][76] - 公司会持续评估各项资产的价值最大化,但目前没有出售软件业务的计划 [75] 问题3 **Gustavo Schroden 提问** 询问公司是否会上调全年业绩指引 [143][144] **Pedro Zinner 和 Mateus Scherer 回答** - 公司维持既定的全年指引,除非出现重大变化,否则不会中期调整 [145][146][147][148][149] - 公司预计部分指标如信贷和银行业务会超出目标,但支付业务的PIX交易增长可能会对TPV产生一定影响 [146][147]

The following transactions were carried out with associates related parties: Services provided to related parties include legal and administrative services provided under normal trade terms and reimbursement of other expenses incurred in their respect. | --- | --- | --- | |----------------------------------------|-------------------|---------------------| | | June 30, 2024 | December 31, 2023 | | Loans to associate | 714 | 2,512 | | Receivables from related parties | 714 | 2,512 | 12.1. Probable losses, pro ...

StoneCo (STNE) is slated to release second-quarter 2024 results on Aug 14. The consensus mark for earnings is pegged at 34 cents per share, down by a penny in the past 30 days. The company reported earnings of 19 cents in the year-ago quarter. StoneCo beat the Zacks Consensus Estimate in each of the last four quarters, delivering an average earnings surprise of 11.3%. The consensus mark for revenues is pegged at $590.7 million, indicating a decline of 1.1% from the year-ago quarter. Let's see how things hav ...

StoneCo Ltd. (STNE) is expected to deliver a year-over-year increase in earnings on lower revenues when it reports results for the quarter ended June 2024. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report, which is expected to be released on August 14, 2024, might help the stock move higher if these key numbers are better than ex ...

StoneCo Ltd. (STNE) closed the latest trading day at $12.11, indicating a -0.9% change from the previous session's end. The stock fell short of the S&P 500, which registered a gain of 1.04% for the day. Elsewhere, the Dow saw an upswing of 0.76%, while the tech-heavy Nasdaq appreciated by 1.03%. The the stock of company has fallen by 6.22% in the past month, leading the Computer and Technology sector's loss of 13.91% and the S&P 500's loss of 6.74%. The upcoming earnings release of StoneCo Ltd. will be of g ...

GEORGE TOWN, Cayman Islands, July 30, 2024 (GLOBE NEWSWIRE) -- StoneCo Ltd. (NASDAQ:STNE, B3: STOC31))) ("Stone" or the "Company") announces the release of its 2023 Sustainability Report, prepared based on indicators of the Global Reporting Initiative (GRI) and the Sustainability Accounting Standards Board (SASB). The Company also started reporting climate information according to the recommendations from the Task Force on Climate Related Financial Disclosures (TCFD). Click here to access the document. Abou ...

In the latest market close, StoneCo Ltd. (STNE) reached $13.58, with a +1.12% movement compared to the previous day. The stock outperformed the S&P 500, which registered a daily loss of 0.16%. Meanwhile, the Dow lost 0.14%, and the Nasdaq, a tech-heavy index, lost 0.06%. Furthermore, it would be beneficial for investors to monitor any recent shifts in analyst projections for StoneCo Ltd. These latest adjustments often mirror the shifting dynamics of short-term business patterns. Hence, positive alterations ...

华尔街分析师推荐相关 - 华尔街分析师的推荐常被投资者用于股票买卖决策 其评级变动的媒体报道会影响股价 但可靠性存疑 [1] - StoneCo公司的平均经纪推荐(ABR)为1.55 介于强烈买入和买入之间 该数值由11家经纪公司的推荐计算得出 其中8个为强烈买入 占比72.7% [3][4] - 仅基于ABR做投资决策不是好主意 多项研究表明经纪推荐在引导投资者选择最具价格升值潜力的股票方面几乎没有成功 [5] - 经纪公司在其所覆盖股票中的既得利益 导致分析师评级存在强烈的正向偏差 每一个强烈卖出推荐对应五个强烈买入推荐 [6] - 投资者最好用ABR信息来验证自己的分析或其他有效预测股价走势的工具 [7] Zacks Rank相关 - Zacks Rank是一种有效的股票评级工具 分为1到5级 与ABR不同 是一种定量模型 旨在利用盈利预估修正的力量 可有效预测近期股价表现 [8] - 经纪公司分析师的推荐往往过于乐观 而Zacks Rank的核心是盈利预估修正 实证研究表明盈利预估修正趋势与近期股价走势有很强的相关性 [11][12] - Zacks Rank的不同等级按比例适用于所有有经纪分析师提供当年盈利预估的股票 且在新鲜度方面与ABR有差异 Zacks Rank能及时反映经纪分析师对盈利预估的修正 可及时预测未来股价 [13][14] StoneCo公司相关 - StoneCo公司当前年度的Zacks共识预估在过去一个月增长了2.3% 达到1.46美元 [15] - 分析师对公司盈利前景日益乐观 这可能是该股近期飙升的合理原因 [16] - StoneCo公司的Zacks Rank为2(买入) 其ABR对投资者可能是有用的指南 [17]

The price-to-book (P/B) ratio is widely favored by value investors for identifying low-priced stocks with exceptional returns. The ratio is used to compare a stock's market value/price to its book value. P/B ratio = market price per share/book value of equity per share The P/B ratio helps to identify low-priced stocks with high growth prospects. General Motors Company (GM) , Park Hotels & Resorts (PK) , StoneCo (STNE) , EnerSys (ENS) and PayPal (PYPL) are some such stocks. What is Book Value? It is calculat ...

GEORGE TOWN, Grand Cayman, July 17, 2024 (GLOBE NEWSWIRE) -- StoneCo Ltd. (Nasdaq: STNE, B3: STOC31) ("Stone") today announces that it will host a conference call to discuss its second quarter 2024 financial results on Wednesday, August 14th, 2024 at 5:00pm ET (6:00pm BRT). A press release with second quarter 2024 financial results will be issued after the market closes that same day. About Stone Investor Relations investors@stone.co The Company also hereby informs that it will initiate its Quiet Period rel ...