WEX (NYSE:WEX) Q4 2025 Earnings call February 05, 2026 10:00 AM ET Company ParticipantsDarrin Peller - Managing DirectorJagtar Narula - CFOMelissa Smith - Chair and CEOMichael Infante - VP of Equity ResearchSteve Elder - SVP of Investor RelationsTrevor Williams - Managing Director in Payments/FinTech Equity ResearchConference Call ParticipantsDavid Koning - Senior Research AnalystMihir Bhatia - Director and Senior Equity Research AnalystNate Svensson - Senior Equity Research Analyst of Payments, Processors, ...

WEX (NYSE:WEX) Q4 2025 Earnings call February 05, 2026 10:00 AM ET Company ParticipantsDarrin Peller - Managing DirectorDavid Koning - Financial AdvisorJagtar Narula - CFOMelissa Smith - Chair and CEOMichael Infante - VP of Equity ResearchSteve Elder - SVP of Investor RelationsTrevor Williams - Managing Director in Payments/FinTech Equity ResearchConference Call ParticipantsMihir Bhatia - Director and Senior Equity Research AnalystNate Svensson - Senior Equity Research Analyst of Payments, Processors, and I ...

WEX (NYSE:WEX) Q4 2025 Earnings call February 05, 2026 10:00 AM ET Speaker2Hello and thank you for standing by. My name is Tiffany and I will be your conference operator today. At this time I would like to welcome everyone to the WEX Q4 2025 earnings call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks there will be a question and answer session. If you would like to ask a question during that time simply press star then the number 1 on your telephone keypad. ...

业绩总结 - 2025年第四季度总收入为6.918亿美元，较2024年第四季度增长了3.6%[12] - 2025年第四季度每股摊薄净收入为2.41美元，较去年同期增长50.6%[12] - 2025年第四季度调整后每股净收入为4.11美元，较去年同期增长15.1%[12] - 2025年第四季度的收入增长超出之前的指导，主要由于燃料价格高于预期[12] - 2025年全年，WEX的总收入为13.86亿美元，同比下降1.1%[13] - 2025年第四季度，移动业务部门的收入持平，受益于燃料价格上涨1.4%[16] - 福利部门的收入在2025年第四季度为2.05亿美元，同比增加9.6%[13] - 企业支付部门本季度收入为1.229亿美元，同比增长17.8%[28] 用户数据 - 平均SaaS账户在第四季度同比增长6.0%，达到2160万个[21] - 福利购买量同比增长7.1%[21] - 2025年第四季度，支付处理交易量同比下降4.3%[16] 未来展望 - 2026年第一季度净收入预期为650百万至670百万美元，较2025年中点增加69百万美元，增幅为3%[49] - 2026年调整后每股净收入预期为3.80至4.00美元，较2025年中点增加1.45美元，增幅为9%[49] - 2026年预计调整后营业收入率与2025年持平，受低燃料价格影响，预计调整后营业收入率下降约75个基点[51] 新产品和新技术研发 - 2026年预计在创新和产品开发方面投资，包含5000万美元的成本节约措施[51] 负面信息 - 信用损失较去年同期增加520万美元，达到支出量的15个基点[16] - 2023年全年调整后的净收入为6.458亿美元，较2022年下降约2.5%[72] - 2023年第四季度的未实现金融工具损失为1030万美元[72] 资本支出与收购 - 2024年第三季度资本支出为41.9百万美元，预计2025年第三季度为35.0百万美元[44] - 2024年第三季度收购支出为246.3百万美元，2025年第四季度预计为58.6百万美元[44] 现金流与财务状况 - 2025年调整后的自由现金流为2.61亿美元，过去12个月的调整后自由现金流为6.38亿美元[43] - 2025年第四季度可用流动资金为12.49亿美元，杠杆比率为3.1倍[36]

Exhibit 99.2 ____ . Forward-Looking Statements These earnings supplemental materials contain forward-looking statements including, but not limited to, statements about management's plans, goals, expectations, and guidance and assumptions with respect to future financial performance of the Company. Any statements in these supplemental materials that are not statements of historical facts are forward-looking statements. When used in these supplemental materials, the words "anticipate," "believe," "continue," ...

公司财务业绩 - WEX报告了截至2025年12月31日的第四季度及全年财务业绩 [1] - 公司第四季度业绩强劲，体现了其为加速增长和推动全年业绩持续走强所采取的战略行动 [1] - 公司实现了创纪录的营收 [1] 公司管理层评论 - WEX董事长、首席执行官兼总裁Melissa Smith表示，强劲的第四季度业绩证明了公司为加速增长和推动全年业绩持续走强所采取的战略行动 [1]

Wex (WEX) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended December 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on February 4. On th ...

PORTLAND, Maine--(BUSINESS WIRE)-- #WEX--WEX® (NYSE: WEX), the global commerce platform that simplifies the business of running a business, today introduced WEX Fleet card now with EV payment capabilities, giving fleet customers a single way to pay for both traditional fuel and public electric vehicle (EV) charging. WEX is the first fuel card provider to incorporate fueling and EV charging into one card, one account, and one invoice across its proprietary closed-loop fuel network. The new offering all. ...

New partnership to help enable faster, more efficient supplier payments while unlocking new revenue opportunities for travel merchants. MONTREAL, Jan. 27, 2026 /PRNewswire/ -- Nuvei today announced a partnership with ®WEX (NYSE: WEX), a global leader in virtual payment solutions, to bring WEX's virtual card technology to Nuvei's global merchant network. Through the partnership, travel merchants integrated into Nuvei's network can benefit from improved cash flows, stronger liquidity, reduced credit dependenc ...

公司财务信息发布安排 - WEX公司宣布将于2026年2月4日星期三市场收盘后发布2025年第四季度及全年财务业绩 [1] - 新闻稿及包含第四季度和全年业绩某些细节的补充材料包将于同日下午通过投资者渠道提供 [1]