Indonesia’s Financial Services Authority, known as OJK, has formally published a whitelist of 29 licensed crypto and digital financial asset trading platforms, officially noting a public record of companies that are legally allowed to operate in the country. The move is part of a broader regulatory effort to tighten oversight, strengthen consumer protection, and bring order to one of Southeast Asia’s fastest-growing crypto markets. Who Made the Cut? A list of crypto platforms that made the OJK Whitelist ...

The Bank of Japan raised interest rates to 0.75% on December 19, marking the highest borrowing costs in three decades and triggering immediate speculation about implications for global crypto markets. Bitcoin climbed 2.5% to approach $88,000 following the decision, which came as policymakers balanced inflation concerns against mounting fiscal pressures from Prime Minister Sanae Takaichi’s $117 billion stimulus package. Source: TradingView The central bank voted unanimously to lift short-term rates from ...

Bybit, the second-largest cryptocurrency exchange by volume traded, said it has returned to the U.K. two years after stricter rules around the promotion and marketing of crypto services forced it out. The company, which boasts some 80 million users worldwide, restarted U.K. services including spot trading on 100 currency pairs on Thursday, the company said . The Financial Conduct Authority (FCA) has been vigilant in regulating advertising and marketing of crypto services to British residents. Rules it i ...

The shares of Coinbase Global (Nasdaq: COIN), the largest U.S. crypto trading exchange, surged after the company received a nod from Indian authorities to acquire a minority stake in an Indian exchange. Brian Armstrong and Fred Ehrsam founded Coinbase in 2012 and turned it into a public company in 2021. The company, which operates crypto exchange platforms in more than 100 countries across the world, made it to the S&P 500 index in May this year. Related: Coinbase to re-enter India after nearly two year ...

监管态度重大转变 - 金融稳定监督委员会在其2025年度报告中已将加密货币从其系统性金融威胁名单中移除 这标志着一次戏剧性的监管转变 [1] - 最新的86页报告于12月11日获批 摒弃了往年对数字资产的主导性严厉警告 转而强调该行业的负责任增长和监管清晰度 [1] - 此次评估与2024年报告形成鲜明对比 当时报告警告稳定币在缺乏适当风险管理标准的情况下存在挤兑的严重脆弱性 [2] 对行业的新定位与认知 - 委员会现在将数字资产描述为通过分布式账本技术促进安全、高效交易的工具 而非将其定义为破坏稳定的力量 [3] - 报告承认加密货币在创新和经济发展中的作用 并指出近期的立法进展已解决了许多先前存在的担忧 [2] 关键立法进展 - 这一转变主要源于7月《GENIUS法案》的通过 该法案为支付稳定币建立了美国首个全面的联邦监管框架 [3] - 该立法要求持牌发行商必须持有高流动性资产（如美国国债）作为储备金 并禁止除有限目的外的再抵押行为 [4] - 财政部长在报告中指出 持续使用美元计价的稳定币支持了美元在国际金融中的角色 [4] 银行业准入改革 - 联邦机构已系统性地撤回了先前阻碍银行与加密公司开展业务的限制性指导 [4] - 美国证券交易委员会取消了提供数字资产托管服务的事先通知要求 [5] - 银行监管机构撤销了实际上将加密活动排除在传统金融之外的联合声明 [5] - 美联储终止了其“新型活动监督计划” 将监管恢复至正常的监督流程 [5] 对银行过往限制措施的审查 - 货币监理署的初步调查结果显示 在2020年至2023年间 所有九家最大的国民银行都对合法的加密业务施加了不适当的限制 [6] - 摩根大通、美国银行、花旗银行、富国银行等机构对数字资产公司设置了需要升级审批或一刀切的限制政策 将其与枪支和成人娱乐等行业同等对待 [6] - 审计长将这些做法描述为“对合法企业有害” 并且是对国民银行执照的不当使用 [7]

LONDON, Dec 16 (Reuters) - British regulator the Financial Conduct Authority (FCA) launched a wide-ranging consultation on a range of proposed ​rules for the crypto industry on Tuesday, a day ‌after the government said the industry would be regulated from October 2027. The FCA ‌set out its proposals alongside research that shows that the proportion of UK adults holding crypto has fallen by a third, from 12% to 8% in the past year. Watchdogs globally are playing catch-up ⁠on rules for the ‌crypto industr ...

监管动态与行业准入 - 美国货币监理署有条件批准五家加密货币公司成为国家信托银行 这是联邦监管机构准备将部分加密行业纳入传统金融框架的最明确信号之一 [1][2] - 获批公司包括Ripple、Circle、BitGo、Fidelity Digital Assets和Paxos 其中Ripple和Circle为新建 其余三家是将现有州信托牌照转换为国家牌照 [1][3][8] - 此次批准建立在2021年先例之上 当时Anchorage Digital成为首家获得国家信托牌照的加密公司 [5] 牌照性质与业务范围 - 国家信托银行不同于传统零售银行 不能吸收存款或发放贷款 但可在联邦监管下托管资产、处理支付并提供信托服务 [3][4] - 所有五家公司仍需满足资本、治理、合规和风险管理等条件后才能全面运营 [4] - 一旦完全满足监管要求 它们将加入OCC监管下约60家国家信托银行的行列 [3] 公司影响与战略意义 - 此举是寻求与银行系统深度融合的加密公司的一个重要监管里程碑 [7] - Ripple首席执行官认为这是“巨大的进步” 尤其有利于其美元稳定币RLUSD 该稳定币现在同时受OCC联邦监管和纽约州金融服务部州监管 [9] - 虽然批准不直接影响XRP 但Ripple的纳入可能逐步加强其机构影响力 [7] 行业反应与不同立场 - 加密货币公司普遍欢迎OCC此举 视其为期待已久的迈向监管清晰度的步骤 [6] - 传统银行团体则不那么热情 银行政策研究所警告称 该决定引发了关于监管一致性和监督方面未解决的问题 [9]

监管批准与公司进展 - 瑞波公司获得美国货币监理署有条件批准 成为国家信托银行 这是该公司寻求与美国银行体系深度融合的重要里程碑 [1] - 此次获批是国家信托银行牌照 该牌照通常用于资产托管、结算和信托服务 非常适合加密货币和代币化资产 [4] - 获得信托银行地位使公司受到联邦监管并获得合法性 同时避免了运营全面零售银行的风险 [4] 获批背景与行业影响 - 美国货币监理署在12月12日宣布 经过严格审查后 有条件批准了五份国家信托银行章程申请 [2] - 其他同时获批的公司包括BitGo、富达数字资产和Paxos [2] - 在满足监管条件后 这些新批准的机构将加入目前由联邦银行监管机构监管的约60家国家信托银行行列 [3] - 美国货币监理署审计长表示 新进入者加入联邦银行体系有助于促进竞争、创新和消费者获得金融服务 [3] 公司战略与产品规划 - 瑞波公司首席执行官表示 此举将首先支持其美元稳定币RLUSD 并使该稳定币同时接受美国货币监理署的联邦监管和纽约州金融服务部的州级监管 [5] - 首席执行官将此次批准视为对传统银行游说者批评的直接回应 并指责其反竞争策略 [5][6] - 公司认为 加密货币行业正在美国货币监理署的监督和标准下 优先考虑合规、信任和创新 以使消费者受益 [6] 市场反应 - 消息公布后 瑞波公司的原生代币XRP交易价格约为2美元 在过去一小时内上涨0.8% 隔夜涨幅为0.6% [6]

Paul Atkins, the chair of the US Securities and Exchange Commission, has embarked on a campaign to overhaul the agency’s crypto regulations. And he doesn’t want a future administration to promptly undo his hard work. “What is really important to me is that we future-proof what we’re doing,” Atkins said, “so that whatever happens down the road, we don’t have the pendulum swinging the other way, and then having a lot of our efforts washed away.” He did not say what steps the agency would take in its attem ...

A US national bank regulator has confirmed that banks can act as intermediaries in “riskless principal” crypto transactions, positioning them closer to broker-style roles in the digital asset market. In these deals, a bank buys crypto from one party and simultaneously sells it to another, holding little or no asset exposure on its own balance sheet except in limited cases. The Office of the Comptroller of the Currency (OCC) said such activities will not be treated as novel or presumptively unsafe, easing ...