Visa will allow US institutions to settle transactions using Circle's USDC token over the Solana blockchain. Cuy Sheffield, Head of Crypto at Visa discusses his outlook on this change and how on-chain settlement is already live and growing, with rising demand from global clients using stablecoins. He had the conversation on "Bloomberg Markets" with Scarlet Fu and Tim Stenovec. ...

Tassat Group, Inc. announced on Tuesday that it has secured a U.S. patent for its on-chain Yield-in-Transit (YIT) technology, marking an advancement in programmable interest-bearing settlement infrastructure. The patent is part of Tassat’s mission to modernize financial transaction systems for regulated institutions and supports the company’s role in allowing Lynq to deliver end-to-end integrated interest-bearing settlement at scale. Developed in collaboration with Arca Labs and tZERO Group and launched ...

USDC stablecoin issuer Circle has launched Circle StableFX, an institutional-grade foreign exchange engine that enables 24/7 stablecoin currency pair trading with on-chain settlement on its Arc blockchain network. The company simultaneously announced Circle Partner Stablecoins, a program supporting select regional stablecoin deployments on Arc, creating a unified infrastructure stack for global FX activity, according to a press release shared with Decrypt. The dual offerings is built on Arc’s Layer-1 blo ...

公司战略动向 - 花旗集团通过其风险投资部门Citi Ventures投资了英国公司BVNK [1][2] - 此举标志着公司从对投机性加密货币交易的怀疑转向对美元及金融工具进行实用代币化的重大战略转变 [4] - 公司首席执行官Jane Fraser表示正在探索推出花旗品牌稳定币旨在实现更快的全球结算并改善数字托管服务 [4] 行业市场前景 - 花旗内部研究部门将2030年稳定币发行的基准预测上调至19万亿美元反映了机构采用的巨大潜力 [5] - 作为对比当前全球稳定币供应量为2893亿美元主要由Tether和USD Coin主导 [5] - 整个代币化美元市场可能发展成为一个19万亿美元的市场 [1] 竞争格局与同业动态 - 花旗加入高盛和摩根大通等同行加速进入受监管的稳定币领域 [3][5] - 摩根大通的JPM Coin已处理每日数十亿美元的大额转账而高盛正在其数字资产部门内开发代币化现金结算工具 [6] 监管环境演变 - GENIUS法案于7月生效这是自多德-弗兰克法案以来对数字资产影响最深远的美国金融法 [7] - 该法案明确了受保存款机构如何发行支持和管理支付稳定币并受财政部监督为传统银行参与扫清了法律障碍 [3][7] - 美国财政部正在进行公开咨询阶段目标是在2026年前将稳定币正式纳入美国支付体系 [8] 行业意义与转型 - 稳定币正从加密货币的基础设施演变为全球金融的管道可能成为跨境资金流动的默认媒介与SWIFT竞争 [9] - 19万亿美元的预测不仅意味着增长更意味着国家、银行和公司之间价值流动方式的重塑 [9] - 如果华尔街一致支持此模式稳定币可能成为首个从边缘应用跃升为金融骨干的区块链用例 [9]