Apple shares reportedly dropped 2% after TF International Securities analyst Ming-Chi Kuo said the tech giant expects demand for iPhones to be lower in 2024.The analyst said Apple has lowered its shipments of key semiconductor components, suggesting that shipments of iPhones will drop by 10% to 15%, Bloomberg reported Tuesday (Jan. 30).Apple did not immediately reply to PYMNTS’ request for comment.Kuo wrote in a Tuesday post on Medium: “The iPhone faces structural challenges that will lead to a significant ...

文章核心观点 Yelp新增AI搜索工具并更新平台，Too Good to Go用AI改善食品管理和提升利润 [1][3] Yelp公司动态 - 新增AI搜索工具，利用大语言模型解析评论生成企业摘要，助用户速寻合适商家 [1] - 平台更新还包括对特定领域热情评论者的更多认可及优化服务专业人员搜索功能 [1] - AI企业摘要让餐厅、美食和夜生活页面访客基于用户评论了解商家特色，iOS用户已可用，安卓和桌面版今年晚些时候推出 [2] - 去年引入AI和大语言模型搜索功能，助平台理解客户搜索细微差别 [2] Too Good to Go公司动态 - 推出新平台用AI改善食品管理，为杂货店提供处理可能被丢弃产品的建议，提升利润 [3] - 公司美国董事认为此类解决方案对企业有益，可优化劳动力、配送和定价策略 [3]

合作内容 - 公司与BOK Financial扩大支付合作，成为其借记卡和商业投资组合的独家支付网络[1][2] - 合作扩展至BOK的TransFund处理业务[2] - 合作将利用公司的开放银行技术，实现无缝开户以及消费者和小企业贷款解决方案[4] - BOK客户将获得公司的网络安全和智能解决方案，包括数字身份和代币化技术以保障交易安全[5] 合作背景 - 尽管消费者对银行安全措施感到满意，但半数美国消费者认为金融机构需要进一步保护其资产和信息，特别是在非常规交易方面[6] - 研究显示，银行通常满足基本在线安全期望，但在提供消费者期望的安全选项和功能方面存在不足[7] - 近三倍消费者现在更倾向于使用智能手机而非电脑访问银行账户，安全性是这一转变的关键因素[8] - 许多消费者认为智能手机提供的生物识别认证措施是最安全的交易验证方式[8] 行业趋势 - 公司近期与The Clearing House (TCH)建立扩展合作，专注于实时支付(RTP)[9] - 合作计划整合新的即时支付用例，使金融机构能够以更优和可扩展的方式创新[10][11] - RTP基础设施将支持金融机构在新兴兴趣领域的能力建设[11]

UPS裁员和业务出售计划 - UPS计划裁员并考虑出售其业务以节省成本[2] - UPS将考虑出售其2015年收购的卡车经纪公司Coyote，因为该业务具有高度周期性和可观的收益波动[5] UPS业务状况 - UPS CEO Carole Tomé表示2023年是困难和令人失望的一年，公司各业务部门的运营都出现了下滑[3] - UPS计划在小型至中型企业(SMB)领域和医疗保健领域寻找机会[7] 快递行业竞争 - UPS和竞争对手联邦快递都遭受需求下降的困扰，导致公司在假日季节进行折扣促销[8] - 2023年亚马逊超越UPS成为美国最大的快递业务，此前在2020年已超越联邦快递[9] 亚马逊快递业务增长 - 亚马逊在去年感恩节前已在美国交付了超过48亿个包裹，公司预计年底将发货59亿个包裹，比前一年的52亿个增长[11]

文章核心观点 每月PYMNTS会追踪处方领域最受欢迎的移动应用并进行评分排名，GoodRx连续六个月领先，CVS Caremark、CenterWell Pharmacy和Nimble Rx得分上升，Publix Pharmacy得分下降 [2][3] 排名情况 前五名 - GoodRx得分92分排名第一 [5] - Rite Aid Pharmacy得分86分排名第二 [6] - CVS Caremark得分77分排名第三，较上月增加3分 [7] - SingleCare – Rx Coupons得分66分排名第四，较上月减少3分 [8] - Express Scripts得分63分排名第五，较上月增加2分 [9] 前十名 - OptumRx得分45分排名第六，较上月增加1分 [10] - CenterWell Pharmacy得分31分排名第七，较上月上升一名，增加3分 [11] - NimbleRx得分30分排名第八，较上月上升一名，增加3分 [12] - Publix Pharmacy得分29分排名第九，较上月下降两名，减少6分 [13] - RxSaver Prescription Discounts得分22分排名第十，较上月减少3分 [14]

PayPal Ventures invested in Mesh, an embedded finance platform for cryptocurrency transfers and payments.The funding was made almost entirely with PayPal USD and marks the first time PayPal Ventures has used PayPal’s in-house stablecoin for an investment, according to a Monday (Jan. 29) press release. (No dollar amounts were given).Founded in 2020, Mesh helps businesses integrate crypto transfers and payments directly into their platforms, saving users from having to switch between platforms.“As the world o ...

Dollar General is using artificial intelligence to optimize its fresh produce buying, as across the grocery industry, retailers are tapping automated solutions to improve their purchasing decisions and boost efficiency.The discount chain is expanding its use of AI from solution provider Shelf Engine, which offers demand forecasting capabilities and other inventory insights, to 3,000 stores by the end of the retailer’s 2023 fiscal year in early February, Progressive Grocer reported.“Adopting Shelf Engine’s A ...

BNY Mellon has unveiled its new cash management solution, called Virtual Account-Based Solutions.This offering aims to provide clients with enhanced access and control over their cash administration activities and reporting capabilities, the bank said in a Monday (Jan. 29) press release.The Virtual Account-Based Solutions provided by BNY Mellon use virtual accounts linked to physical accounts within the bank, according to the release. These virtual accounts enable real-time reflection of incoming and outgoi ...

Citing a tough regulatory environment, Amazon has called off its $1.7 billion purchase of iRobot.The tech giant announced Monday (Jan. 29) that its agreement to purchase the robot vacuum maker — first signed in 2022 — “has no path to regulatory approval” in the European Union (EU) and was therefore being canceled by the two companies.“We’re disappointed that Amazon’s acquisition of iRobot could not proceed,” David Zapolsky, Amazon SVP and General Counsel, said in a news release, calling it the result of “un ...

SoFi Technologies said in its latest earnings report that it had seen significant growth in cross-selling activity, and noted that the vast majority of its SoFi Money deposits came from direct deposit members.The company said Monday (Jan. 29) net new member adds of nearly 585,000 represented 44% growth for a total of over 7.5 million members at the close of the fourth quarter.New product additions came in at of nearly 695,000 and growth of 41% to over 11 million total products at period end.The company’s qu ...