Kevin Dietsch/Getty Images News With Apple (AAPL) appearing to announce an exit from the Buy Now, Pay Later space, Affirm (NASDAQ:AFRM) is looking like an increasingly attractive bet. The company has posted torrid top-line growth along with rapidly improving operating margins. The company has a net cash balance sheet and the Affirm Card is clearly gaining traction with consumers. The company’s solid execution over the last several years in the high interest rate environment may suggest that bearish fear ...

Nu, Upstart, and Affirm all look undervalued relative to their growth potential.Fintech stocks soared during the peak of the meme- and growth-stock rallies in 2021, but many of those stocks stumbled over the following two years as interest rates rose. Those higher rates curbed economic growth and lending, while higher yields on fixed-income investments like CDs pulled investors away from riskier growth stocks.But with interest rates expected to stabilize and potentially decline over the next few quarters, i ...

Affirm Holdings (AFRM) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.Over the past month, shares of this operator of digital commerce platform have returned +1.6%, compared to the Zacks S&P 500 composite's +3.2% change. During this period, the Zacks Business - Services industry, which Affirm Holdings falls in, has lost 2.5%. The key question now is: What could be ...

B4LLSBeing a bet on falling interest rates, Affirm Holdings, Inc. (NASDAQ:AFRM) has most recently disappointed expectations. The central bank’s decision to delay the rate cut timeline also set back my investment thesis with regard to the buy now, pay later company a little bit, but I think the value proposition, for long-term investors anyways, has improved here lately. I say this because Affirm Card adoption metrics and gross merchandise volume trends look healthy and the BNPL market opportunity remain ...

会议主要讨论的核心内容 - 公司宣布与Apple Pay达成合作,这是公司分销渠道拓展的又一重要举措 [5][6][7][8] - 公司认为此次合作将带来三大好处:1)为商户提供更无缝的集成体验 2)为消费者提供更多接触公司产品的机会 3)大幅扩大公司的潜在客户群 [6][7][8] - 公司表示,此次合作与Affirm卡的使用是分开的,消费者无需拥有Affirm卡也可在Apple Pay中使用Affirm产品 [17][18] - 公司认为,未来Affirm在各类分销渠道的拓展不会存在太多冲突,反而会相互促进,因为行业仍处于早期发展阶段 [20][21] - 公司表示,此次合作预计在2024年底前推出,但在2025财年不会对公司业绩产生重大影响 [33][34][35][36][37] - 公司表示,长期来看此次合作仍是公司重要的战略举措,有望成为公司未来增长的关键驱动力之一 [36][37][38] 问答环节重要的提问和回答 问题1 **Ramsey El-Assal 提问** 公司是否考虑将此次合作拓展至线下交易或海外市场 [28] **Michael Linford 回答** 公司目前正专注于推出线上交易的产品,未来再考虑拓展至线下和海外市场的计划 [29][30][31][32] 问题2 **Justin E. 提问** 公司是否担心消费者债务水平上升,以及信贷表现的变化 [51][52] **Michael Linford 回答** 公司认为其产品设计能快速帮助消费者偿还债务,不会加剧消费者债务问题。同时公司目前未发现信贷表现有任何重大变化 [52][53][54][55] 问题3 **Josiah H. 提问** 亚马逊等大型合作伙伴是否对公司的增长预期产生重大影响 [68] **Michael Linford 回答** 公司认为大型合作伙伴有助于验证产品在消费者中的认可度,并带来更多分销机会,从而促进公司整体增长,但公司仍有很大的增长空间去开拓新的分销渠道 [69][70][71][72][73][74][75]

Affirm Holdings, Inc. (NASDAQ:AFRM) CFO Fireside Chat June 14, 2024 12:00 PM ET Company Participants Zane Keller - Director of Investor Relations Michael Linford - Chief Financial Officer Conference Call Participants Ramsey El-Assal - Barclays Zane Keller Okay, it looks like we've got most of the people that registered for the event. So I think we'll go ahead and get started. So good day, everyone. Thank you again for dialing into our quarterly fireside chat with our Chief Financial Officer Michael Linford. ...

Affirm Holdings, Inc. (AFRM) recently joined forces with the hospitality management company, Brittain Resorts & Hotels, to enable approved guests to book stays at more than 15 hotels and resorts and make payments over time.By choosing to pay through Affirm’s flexible payment solutions at checkout, approved guests can divide the total cost of any purchase exceeding $150 into monthly payments for a period of up to 18 months. Customers will be aware of their total purchase cost and will not have to pay anythin ...

Fintech uncertainty has some innovators trading at jaw-droppingly low prices.Financial technology, or fintech, is crowded with many companies jockeying for market share. It's for a good reason. According to Fortune Business Insights, the global fintech market is worth approximately $300 billion today and will grow to over $1.1 trillion by 2032.The problem for investors is that since nobody can reliably tell you which companies will dominate the industry a decade from now, many promising stocks in the space ...

Investors are betting that Affirm's new expansion into Apple Pay will boost sales.Shares of Affirm Holdings (AFRM 5.74%), the buy now, pay later (BNPL) company, surged higher today as investors celebrated the expanded collaboration between the company and tech giant Apple.Apple recently announced that Affirm's BNPL payment service will be integrated into Apple Pay, making it easy for users to use buy now, pay later loans directly through their iPhones and iPads later this year.Affirm's stock was up 6.5% as ...

The first few days of Apple’s annual developer conference, stretching from Monday (June 10) to Friday (June 14), may seemingly be all about artificial intelligence.But a set of announcements Tuesday (June 11) highlights some key ways the tech giant is stretching the reach of Apple Pay and Apple Wallet beyond the iPhone or credit and debit. By doing so, Apple will be expanding its services ecosystem beginning this fall, coinciding with releases of iOS 18 and iPadOS 18.Expanding the HardwareThe payment functi ...