财务数据和关键指标变化 - 利润税前（不包括国债）同比增长11.8%，达到1408亿印度卢比 [6] - 核心经营利润同比增长11%，达到1541.2亿印度卢比 [6] - 税后利润同比增长14.6%，达到1105.9亿印度卢比 [23] 各条业务线数据和关键指标变化 - 国内贷款组合同比增长15.9%，环比增长3.3% [8] - 零售贷款组合同比增长17.1%，环比增长2.4% [8] - 商业银行贷款组合同比增长35.6%，环比增长8.9% [8] - 个人贷款同比增长24.9%，环比增长1.5% [11] - 信用卡组合同比增长31.3%，环比增长4.2% [11] 各个市场数据和关键指标变化 - 海外贷款组合以美元计价同比增长5.4% [12] - 对非印度关联企业的贷款组合同比下降9% [12] - 对非银行金融公司（NBFC）和住房金融公司（HFC）的总贷款余额为8541.2亿印度卢比，同比增长10.8% [26] 公司战略和发展方向及行业竞争 - 公司战略聚焦于通过360度客户中心化方法实现风险校准的盈利增长 [6] - 将继续投资于技术、人员、分销和品牌建设 [10] - 预计未来将面临较强的市场竞争，特别是在企业贷款领域 [33] 管理层对经营环境和未来前景的评论 - 印度经济持续强劲，制造业和服务业PMI扩张，税收增长，房地产市场活跃 [5] - 未来将继续关注客户需求，提升服务交付能力 [10] - 预计信贷成本将逐步正常化，但整体信用质量保持良好 [35] 其他重要信息 - 净不良贷款比率为0.43%，较去年同期的0.48%有所改善 [9] - 资本充足率保持强劲，核心一级资本比率为15.92% [9] 问答环节所有提问和回答 问题: 关于存款和贷款增长的看法 - 公司表示存款增长健康，贷款增长不受限制，未来将根据市场情况调整贷款和存款策略 [32] 问题: 信用卡组合的资产质量展望 - 公司认为信用卡组合占比小于5%，并将继续投资于该业务的增长 [38] 问题: 关于贷款收益率的变化 - 公司指出贷款收益率的下降主要是由于非应计利息的影响，整体竞争激烈 [41] 问题: 关于国债收益的变化 - 公司解释了国债收益的增加主要来自于正常的交易业务和新投资指南的影响 [42] 问题: 关于零售贷款的回收情况 - 公司预计零售贷款的回收速度可能会放缓，但整体信用成本仍在可控范围内 [35] 问题: 关于资本充足率的变化 - 公司解释了资本充足率的增加主要是由于新投资指南的实施和市场波动的影响 [64]

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On Jun 25, ICICI Bank (IBN) became the 18th largest bank globally in terms of market cap as it touched an all-time high of $28.84 per share. This Mumbai, India-based lender now has a market cap of approximately $101 billion, surpassing Switzerland's largest bank UBS Group AG (UBS) , which has a market cap of almost $96 billion. Last year, UBS acquired Credit Suisse to become the biggest Swiss bank. After a decent price performance last year, shares of ICICI Bank have soared 20.8% so far this year. The stock ...

LOS ANGELES, June 11, 2024 (GLOBE NEWSWIRE) -- via IBN – Nightfood Holdings Inc. ("Nightfood") (OTCQB: NGTF), a forward-thinking acquisition and development holding company, announces it has selected IBN, a multifaceted financial news and publishing company for private and public entities, to assist with its corporate communications initiatives as the Company continues expanding operations through value-added acquisitions in high-growth categories. Nightfood is focused on identifying and capitalizing on exp ...

LOS ANGELES, June 03, 2024 (GLOBE NEWSWIRE) -- IBN, a multifaceted communications organization engaged in connecting public companies to the investment community, is pleased to announce the release of the latest episode of The Stock2Me Podcast as part of its sustained effort to provide specialized content distribution via widespread syndication channels. The Stock2Me Podcast features a fascinating array of companies and individuals, many of whom are actively revolutionizing age-old business practices within ...

ICICI Bank Ltd. (IBN) remains well-poised for revenue growth on the back of strong loan balances, digitization efforts, high interest rates and low-cost deposits. However, an elevated expense base and weak asset quality remain headwinds.IBN’s efforts to enhance its digital banking experience for its retail and corporate clients are encouraging. These enable the bank to provide seamless digital services, personalized offerings and value-added features in order to further its cross-sell and up-sell opportunit ...

ICICI Bank Ltd’s (IBN) net income for the fourth quarter of fiscal 2024 (ended Mar 31) was INR 107.1 billion ($1.3 billion), up 17.4% from the prior-year quarter.Results were driven by a rise in net interest income (NII), non-interest income and growth in loans and deposits. The company reported lower provisions during the quarter. However, higher operating expenses were an undermining factor.In fiscal 2024, net income of INR 408.9 billion ($4.9 billion) jumped 28.2% from the prior year.NII & Fee Income Imp ...

财务数据和关键指标变化 - 利润总额(不含财务投资收益)同比增长23.4%,达到1,355.1亿卢比 [8] - 核心营业利润同比增长10.3%,达到1,460.1亿卢比 [35] - 净利润同比增长23.6%,达到1,027.2亿卢比 [38] 各条业务线数据和关键指标变化 - 零售贷款组合同比增长21.4%,季度增长4.5% [10] - 企业银行业务组合同比增长31.9%,季度增长6.5% [10] - 中小企业组合同比增长27.5%,季度增长6.7% [10] 各个市场数据和关键指标变化 - 境外贷款组合(美元计)同比增长9.8% [22] - 非印度关联的企业贷款组合同比下降30.4% [22] 公司战略和发展方向及行业竞争 - 公司战略重点是通过360度客户中心方法和生态系统机会,实现风险可控的盈利性增长 [7] - 持续加强数字化和技术在各业务中的应用,提升客户体验和运营效率 [11][39-43] - 保持稳健的资产质量和充足的资本水平 [14][16] 管理层对经营环境和未来前景的评论 - 印度经济保持韧性,央行上调全年GDP增长预期 [6] - 关注流动性和利率环境的变化,密切监控 [6] - 看好未来增长机会,将继续投资于技术、人才和品牌建设 [15][16] 问答环节重要的提问和回答 问题1 **Mahrukh Adajania 提问** 询问未来的营业费用增长情况 [54] **Anindya Banerjee 回答** 预计未来员工人数增加将放缓,非员工费用将与业务增长保持一致 [55][56] 问题2 **Abhishek Murarka 提问** 询问资产质量变化的原因 [67][68] **Anindya Banerjee 回答** 零售和中小企业贷款的不良贷款新增有所上升,但整体水平仍在可控范围内 [68][69] 问题3 **Kunal Shah 提问** 询问贷款收益率变化的原因 [80][81] **Anindya Banerjee 回答** 部分是由于农业贷款的利息收入确认减少,同时贷款组合结构变化也有一定影响 [81][82]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN ISSUER PURSUANT TO RULE 13a -16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2023 Commission File Number: 001-15002 ICICI Bank Limited (Translation of registrant's name into English) ICICI Bank Towers, Bandra-Kurla Complex Mumbai, India 400 051 (Address of principal executive office) Table of Contents Items: ICICI Bank Limited ICICI Bank Towers Bandra-Kurla Complex Mumbai 400 05 ...

Company Participants Mahrukh Adajania - Nuvama Saurabh Kumar - JPMorgan Chintan Joshi - Bernstein Hardik Shah - Goldman Sachs Kunal Shah - Citigroup Manish Shukla - Axis Capital Sameer Bhise - JM Financial Ashish Sharma - ENAM AMC Param Subramanian - Nomura Sandeep Bakhshi ICICI Bank Limited (NYSE:IBN) Q2 2024 Earnings Call Transcript October 21, 2023 8:00 AM ET Conference Call Participants Ladies and gentlemen, good day, and welcome to the ICICI Bank Q2 FY '24 Earnings Conference Call. [Operator Instructio ...