文章核心观点 公司2024年第二季度财务表现出色，营收和盈利均超预期，各业务板块呈现增长态势，国际业务表现亮眼，公司还推进了债务管理和技术转型工作，并上调了2024年财务指引 [10][11]。 第二季度财务结果 营收情况 - 总营收达10.41亿美元，同比增长8%（按固定汇率计算也为8%） [9] - 美国市场营收8.09亿美元，同比增长6% [11] - 国际业务营收2.35亿美元，同比增长13%（按固定汇率计算为14%） [19] 盈利情况 - 归属于公司的净利润为8500万美元，2023年同期为5400万美元；摊薄后每股收益为0.44美元，2023年同期为0.28美元 [16] - 调整后净利润为1.93亿美元，2023年同期为1.66亿美元；调整后摊薄每股收益为0.99美元，2023年同期为0.86美元 [16] - 调整后EBITDA为3.77亿美元，同比增长11%（按固定汇率计算也为11%）；调整后EBITDA利润率为36.2%，2023年同期为35.0% [16] 各地区营收情况 - 加拿大营收3900万美元，同比增长10%（按固定汇率计算为12%） [1] - 拉丁美洲营收3400万美元，同比增长14%（按固定汇率计算为13%） [1] - 英国营收5700万美元，同比增长5%（按固定汇率计算为4%） [1] - 非洲营收1600万美元，同比增长9%（按固定汇率计算为10%） [1] - 印度营收6400万美元，同比增长25%（按固定汇率计算为27%） [1] - 亚太地区营收2600万美元，同比增长13%（按固定汇率计算为14%） [1] 各业务板块营收情况 - 金融服务营收3.59亿美元，同比增长11% [17] - 新兴垂直领域营收3.08亿美元，同比增长4% [17] - 消费者互动业务营收1.42亿美元，同比下降1% [17] 流动性和资本资源 现金情况 - 2024年6月30日现金及现金等价物为5.43亿美元，2023年12月31日为4.76亿美元 [2] - 2024年上半年经营活动产生的现金流量为3.49亿美元，2023年同期为2.93亿美元 [21] - 2024年上半年投资活动使用的现金为1.27亿美元，2023年同期为1.86亿美元 [21] - 2024年上半年融资活动使用的现金为1.50亿美元，2023年同期为2.54亿美元 [21] 债务情况 - 自愿提前偿还8000万美元债务并完成债务再融资，延长了到期日并降低了利息支出 [10] 2024年展望 - 上调2024年财务指引，预计全年营收增长7 - 8% [10][11] 非GAAP财务指标 调整后指标 - 调整后EBITDA、调整后EBITDA利润率、调整后净利润、调整后摊薄每股收益、调整后所得税拨备和调整后有效税率等非GAAP财务指标用于评估公司经营表现 [41] 排除项目 - 计算调整后指标时排除了股票薪酬、经营模式优化计划、加速技术投资、并购及业务优化费用、其他净调整等项目 [58][86][88] 其他信息 - 公司将举办电话会议和网络直播讨论本季度业务结果和前瞻性信息 [26] - 公司是全球信息和洞察公司，业务覆盖超30个国家，拥有超13000名员工 [27]

财务业绩 - 总收入为10.41亿美元，同比增长8%(8%按固定汇率计算)[2] - 净利润为8500万美元，每股摊薄收益为0.44美元，净利润率为8.2%[3] - 调整后净利润为1.93亿美元，调整后每股摊薄收益为0.99美元[3] - 调整后EBITDA为3.77亿美元，调整后EBITDA利润率为36.2%[3] - 公司总收入为10.408亿美元，较上年同期增加7.5%[34] - 公司营业利润为1.824亿美元，较上年同期增加15.1%[34] - 公司净利润为8.5亿美元，较上年同期增加57.7%[34] - 公司每股基本收益为0.44美元，较上年同期增加57.1%[35] - 公司每股摊薄收益为0.44美元，较上年同期增加57.1%[35] - 公司经营活动产生的现金流量净额为3.492亿美元，较上年同期增加19.3%[37] 分部业绩 - 美国市场收入为8.09亿美元，同比增长6%[7] - 国际市场收入为2.35亿美元，同比增长13%(14%按固定汇率计算)[9] - 公司总收入同比增长7.5%，其中美国市场增长6.0%，国际市场增长13.1%[54] - 金融服务业务收入同比增长10.8%，新兴垂直行业收入增长4.4%，消费者互动业务收入下降1.3%[55] - 国际市场中加拿大收入增长10.0%，拉丁美洲增长14.3%，英国增长4.8%，非洲增长8.8%，印度增长24.6%，亚太地区增长13.1%[55] - 公司总收入为10.45亿美元，其中美国市场收入为8.09亿美元，国际市场收入为2.35亿美元[58,59,60] - 美国市场收入为15.16亿美元，同比增长4.8%，调整后EBITDA利润率为37.6%[63] - 国际市场收入为4.72亿美元，同比增长19.3%，调整后EBITDA利润率为44.0%[63] 未来展望 - 预计2024年全年收入增长7-8%(7-8%按固定汇率计算)[14] - 预计2024年全年调整后EBITDA增长8-11%[17] - 预计2024年第三季度收入为10.44-10.60亿美元，全年收入为40.98-41.38亿美元[14] - 公司预计2024年第三季度净利润4.9-5.9亿美元,全年净利润26.7-29.1亿美元[5] - 公司预计2024年第三季度调整后EBITDA36.7-38亿美元,全年调整后EBITDA145.5-148.5亿美元[5] - 公司预计2024年第三季度调整后每股收益0.97-1.02美元,全年调整后每股收益3.78-3.9美元[7] - 公司2024年第三季度调整后EBITDA率为35.2%-35.8%,全年调整后EBITDA率为35.5%-35.9%[6] - 公司2024年第三季度净利润率为4.7%-5.5%,全年净利润率为6.5%-7%[6] - 公司2024年第三季度调整后每股收益为0.97-1.02美元,全年调整后每股收益为3.78-3.9美元[7] 财务状况 - 现金及现金等价物为5.43亿美元[11] - 公司现金及现金等价物为5.432亿美元，较上年同期增加6.7%[32] - 公司总资产为110.252亿美元，较上年同期减少0.7%[32] - 公司总负债为67.88亿美元，较上年同期减少3.0%[32] - 公司资产负债率为61.6%，较上年同期下降1.4个百分点[32] - 公司调整后的EBITDA为14.17亿美元(过去12个月)[95] - 公司净负债率为3.3倍[97] 其他调整 - 公司加速技术投资主要包括建立现代化软件架构、迁移应用程序和客户数据到新平台以及提供项目支持等[69] - 公司启动了优化运营模式的计划，涉及员工分离、场地退出和业务流程优化等[70] - 公司加速向云端迁移的技术投资包括建立现代化的API和服务导向的软件架构、将每个应用程序和客户数据迁移到新的企业平台以及停用旧系统等,总投资7.01亿美元[1] - 公司进行了员工裁减、关闭办公场所和业务流程优化等运营模式优化,总成本1.167亿美元[2] - 公司其他调整包括提前偿还贷款的延期贷款费用1.63亿美元、其他债务融资费用0.22亿美元、外币折算损失0.04亿美元和其他非经营收支-0.06亿美元,共计1.82亿美元[3] - 公司各业务部门的折旧和摊销费用分别为:美国市场2亿美元、国际市场0.647亿美元、企业职能0.02亿美元,合计2.669亿美元[4]

When looking at the last two reports, this credit reporting company has recorded a strong streak of surpassing earnings estimates. The company has topped estimates by 13.13%, on average, in the last two quarters. With this earnings history in mind, recent estimates have been moving higher for TransUnion. In fact, the Zacks Earnings ESP (Expected Surprise Prediction) for the company is positive, which is a great sign of an earnings beat, especially when you combine this metric with its nice Zacks Rank. Trans ...

TRU (TSXV:TRU) is on a mission to build long-term shareholder value through prudent natural resource property development and transactions. TRU is exploring for gold and copper in the highly prospective Central Newfoundland Gold Belt on its 100%-owned Golden Rose Project, originally optioned from TSX-listed Altius Minerals. Golden Rose is a regional-scale 264.25 km2 land package, including 45 km of strike length along the deposit-bearing Cape Ray - Valentine Lake Shear Zone, directly between Calibre Mining' ...

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"It's an honor to receive this recognition, and it's an affirmation that we're on the right track toward ensuring TransUnion associates feel a sense of belonging and have ample resources and programming to support their development," shared Susan Muigai, Chief Human Resources Officer, TransUnion. "At the same time, we're committed to raising the bar as we continue shaping our Workforce for Good." TransUnion has remained committed to building a workplace that's welcoming, inclusive and supportive for all its ...

CHICAGO, July 16, 2024 (GLOBE NEWSWIRE) -- TransUnion (NYSE:TRU) announced today it has been named one of the 100 Best Companies in 2024 by Seramount, a strategic professional services and research firm. The US-based list details corporations providing inclusive benefits for families, including paid genderneutral parental leave, subsidized childcare, bereavement leave after miscarriage, reimbursement for fertility expenses and increased mental health benefits for employees. "It's an honor to receive this re ...

TRU has recorded better-than-expected earnings and revenue performance in three of the past four quarters, driven by strength in the company's Financial Services and Emerging verticals that come under the U.S. Markets segment. Its International segment is also in good shape, boosted by increased volumes resulting from improving economic conditions in all regions and new product initiatives. U.S. Markets and International revenues increased 7% and 16% year over year, respectively, in the first quarter of 202 ...

JHVEPhoto Leveraging 50 years of consumer data, TransUnion stands at the cusp of expanding its presence internationally. With global credit markets thriving, TransUnion(NYSE:TRU) offers services that include credit reporting, fraud prevention, and marketing solutions for businesses in the United States and internationally. In the past quarter, we saw TransUnion exceed expectations for revenue and EPS. Market forecasters who predicted a slowdown for TransUnion were surprised at the resilience displayed even ...

The complete Consumer Pulse study can be viewed here. TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries, including Canada, where we're the credit bureau of choice for the financial services ecosystem and most of Canada's largest banks. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this by providing an actionable view of consumers, stewarded with care. For more information or to request an ...