Some housing markets are so expensive that they would still be unaffordable even if rates plummeted. In other areas, a small decline in rates would be enough to make homeownership possible for many buyers. A 2025 Zillow report found that mortgage rates nationwide would need to fall more than. 4% to make the typical home affordable for a median-income family. Currently, the average mortgage rate on a 30-year, fixed- interest loan is around 6.18%. The study assumed a 20% down payment and defined affordability ...

Although the program has low utilization, the majority of taxpayers held a favorable view of it. Almost three- fourths of tax filers were interested in using Direct File, according to a December 2024 survey by the Urban Institute. Of the taxpayers who used Direct File this year, 94% said their experience was 'Excellent' or 'Above Average' in the IRS 2025 filing season report. KEY TAKEAWAYS A free tax preparation program used by thousands of taxpayers will not be available in the upcoming filing season. The ...

While most Americans stop working once they claim Social Security benefits, many still need to work to keep up with their expenses, a new report found. In 2022, approximately 40% of Social Security recipients worked at some point after claiming benefits, according to an analysis from the Center for Retirement Research at Boston College. Some of these workers began receiving Social Security benefits before they retired. But others had to return to work to supplement their benefits to make ends meet. Lawmaker ...

Stock futures pointed higher Friday to ring in the new year after major equities indexes ended 2025 on four-session losing streaks. After markets were closed yesterday for New Year's Day, Nasdaq 100, S&P 500, and Dow Jones Industrial Average futures were up a respective 0.9%, 0.5%, and 0.4%, with AI-related stocks leading advances. The tech-heavy Nasdaq, benchmark S&P 500, and blue-chip Dow Jones Industrial Average finished lower for a fourth straight session Wednesday following a five-session winning ...

Key Takeaways Many federal student loan borrowers have faced difficulties accessing forgiveness this year due to ongoing court cases and changes to the student loan system. However, as the new year begins, the Department of Education has resumed several forgiveness programs that were delayed in 2025. Firstly, before former President Joe Biden left office in January 2025, his administration approved billions of dollars in forgiveness to borrowers through various forgiveness programs, including income-based r ...

BLAQclouds, Inc. Begins Marketing ApolloCASH – A Faster, Cheaper and More Secure Global Remittance Platform Looking To Disrupt The $1.2 Trillion Global Remittance Market BLAQclouds launches ApolloCASH, delivering near-instant, low-cost global remittances with privacy-first, real-time settlementTakeways:BLAQclouds positions ApolloCASH as a next-generation remittance platform built for speed, privacy, and capital efficiency.ApolloCASH uses single-use liquidity, zero-knowledge proofs, and a digital dollar to ...

CANBERRA, Australia, Jan. 2, 2026 /PRNewswire/ -- Seeing Machines, a global leader in vision-based monitoring technology, has established a dedicated Future Mobility Group to support increasing demand from the autonomous driving sector and to advance new commercial opportunities as automated vehicle programs scale globally. Autonomous vehicle programs worldwide are now beginning to transition from large-scale development into commercial deployment, leading the industry into a new phase, which now requires ...

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