文章核心观点 - 文章作者披露其通过股票、期权或其他衍生品持有耐克公司的多头头寸 [1] - 文章表达作者个人观点，作者未因撰写此文获得除Seeking Alpha平台外的任何报酬 [1] - 作者与文中提及的任何公司均无业务关系 [1] 相关披露与免责声明 - 本文仅供信息和教育目的，不构成任何投资建议 [2] - 读者不应将文中任何观点视为具体的投资建议或策略，而仅应视作一种观点表达 [2] - 文章提供方没有义务更新或更正本文中的任何信息 [2] - 遵循文中讨论的任何策略或投资均存在实际损失风险，投资涉及风险 [2] - 本文不能替代独立判断的行使，投资者在做出投资决策前应获取独立的财务建议并了解相关风险 [2] - 过往表现不能保证未来结果，文中未就任何投资是否适合特定投资者给出推荐或建议 [3] - 所表达的观点或意见可能不代表Seeking Alpha整体的观点 [3] - Seeking Alpha不是持牌的证券交易商、经纪商、美国投资顾问或投资银行 [3] - 其分析师为第三方作者，包括可能未经任何机构或监管机构许可或认证的专业投资者和个人投资者 [3]

Some investments work wonders during the “wealth accumulation” phase of your life. But as you near and enter retirement, your mindset and strategy should shift to wealth preservation and income. Watch out for these investments retirees should avoid — and a few stock investments to keep holding on Social Security. Read More: This ‘Boring’ Investment Could Be the Secret to Never Running Out of Retirement Income Find Out: 6 Safe Accounts Proven To Grow Your Money Up To 13x Faster Indexed Universal Life Pol ...

市场预期与波动性展望 - 金融市场在2025年末的定价反映出对2026年“金发姑娘”经济情景的预期[1] - 该预期被认为是不合理的[1] - 市场波动性在2026年1月可能增加[1] 分析师持仓披露 - 分析师通过股票持有、期权或其他衍生品对SPX（标普500指数）持有空头头寸[2]

FS KKR Capital Corp ( FSK ) is down 33% YTD from $21.72 to $14.51 and now has a listed forward yield of around 20% with a deep discount to NAV. For this reason, it's on many investors' radars.I focus on thematic investing, crisis investing, systematic options trading through both premium selling and long-vol positions, and discretionary global macro. I have experience with private M&A along with many years of publicly-traded equities and equity-based derivatives trading experience.Analyst’s Disclosure:I/we ...

With less than half of Americans on track for retirement, according to the latest Vanguard Retirement Outlook, many people feel the need to catch up. Much of the advice online can feel too generic, and manually scouring sources is time-consuming. That’s where ChatGPT comes in. The artificial intelligence tool can quickly scan the internet for recommendations geared to specific ages, income levels and more, giving you a better idea of what might work for you. Here’s what it said. The Classic Catch-Up Con ...

公司表现与投资者预期 - 可口可乐公司正在提供其投资者所期望的回报 [1] 分析师投资方法论 - 投资方法论专注于寻找具备完美定性属性的公司 以基于基本面的有吸引力的价格买入并永久持有 [2] - 投资组合高度集中 旨在避免亏损并最大化对赢家的敞口 [2] - 即使对于优秀的公司 若其增长机会低于阈值或下行风险过高 也可能仅给予“持有”评级 [2]

“Jim watched a YouTube video featuring Warren Buffett and Charlie Munger at a Berkshire Hathaway annual meeting and fully funds his 401(k) with stock index funds,” Johnson said. “He also has a separate brokerage account in which he dollar-cost averages into Berkshire Hathaway Class B shares. Jim doesn’t concern himself with market volatility and is well on his way to a comfortable retirement.”Hypothetically fast-forwarding, the couple not only earns a comfortable living but also bought a home in Austin befo ...

Key Points The S&P 500 is on the verge of doing something unprecedented. However, history may provide clues about how the stock market will perform in 2026. Past precedents look encouraging for the new year, but investors' best strategy is to focus on the long term. These 10 stocks could mint the next wave of millionaires › There's a first time for everything. And some firsts come with significant repercussions. Investors may soon witness a significant first for the stock market unfold before t ...

2026年科技与AI行业展望 - 预计2026年市场将出现巨大波动 当前AI投资主题已被市场充分理解 但基础设施建设的速度远超企业实际应用 这是核心问题[2] - 未来几年AI基础设施支出将以40%的速度增长 半导体指数年内迄今上涨近48% 而软件指数(IGV)表现滞后 仅上涨7.8%[3] - 企业级AI应用的全面铺开预计将延迟至2027或2028年 目前全球2000强企业中仅有约30%准备好转向生成式AI 其余70%仍在进行数据云迁移和数据清洗工作[5][6] 企业AI采纳的信号与关键领域 - 企业AI采纳的关键信号将体现在软件领域 特别是“智能体”应用 例如CRM、ServiceNow、HubSpot等 以及整个安全行业向AI的转型[7] - 强劲的净新增年度经常性收入将是企业AI采纳的一个非常重要的指标[7] - 云巨头将通过令牌增长和整体云增长来体现AI采纳的成效[7] 资本支出与财务压力 - 当前周期的基础设施建设资本密集度极高 只有像微软和谷歌这样拥有强大业务支撑的公司才有能力为资本支出提供资金 谷歌股价年内迄今上涨87%[7] - 市场倾向于回避自由现金流为负的公司 客户不希望投资这类标的[7] - 债务市场已难以满足如Anthropic、OpenAI或SpaceX等下一代公司的融资需求 不足以支撑其基础设施建设的庞大资金需求[8] - 预计将有四到五家大型科技公司需要筹集巨额资本 OpenAI据传需要1000亿美元 担忧在于它们可能在2026年同期上市 从而耗尽股市流动性 迫使投资组合经理出售现有赢家股票以配置资金到这些新公司[9] 供应链与成本压力 - 组件成本(如内存和网络设备)上涨是当前一个被市场低估的风险[10] - 根据美光科技上周的报告 用于数据中心的高性能带宽内存DRAM 其上季度平均销售价格环比上涨了20% 这种幅度的涨价在分析师生涯中前所未见[11] - 戴尔公司首席执行官表示 其第四季度虽有足够组件 但预计将出现短缺并因此提高产品价格[12] - AI支出极其巨大 将导致PC供应链和手机领域难以获得所需的大量内存 价格上涨可能导致需求出现很大弹性[13] 地缘政治与国防科技 - 市场通常低估地缘政治风险 但中美关系若在AI领域进展不顺 将危及经济发展和国防[15] - 国防预算正迅速向AI领域倾斜 涵盖无人机及相关AI武器系统[15][16] - 中美双方制裁对方被视为具有竞争力的实体 这本质上是经济战 且其影响被市场低估 若贸易上的“相互保险”机制无法恢复 双方可能步入某种形式的“新冷战”[16][17]

The national average home equity line of credit interest rate continues to fall. For 2026, the year will begin with the lowest HELOC rates in more than three years. That's a hugh advantage that homeowners looking to access the value in their homes will have in the new year. HELOC rate: Sunday, December 28, 2025 According to Curinos data, the average monthly HELOC rate is 7.44%. This rate is based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of 70%. ...