Two decades after its founding, Klarna has gone public, and its investors are finally seeing a windfall.The Swedish "buy now, pay later" company listed on the New York Stock Exchange on Wednesday. Its stock popped 30% on its debut, jumping above its $40-per-share IPO price to $52 a share. That IPO price gave Klarna a $15.1 billion valuation and netted Klarna $1.37 billion. Per Pitchbook, Klarna had raised $3.85 billion in its history before the public listing.Klarna's IPO has been a long time coming. Fou ...

The hits keep coming for adtech firm The Trade Desk. Netflix on Wednesday said it had entered a partnership with Amazon to let advertisers use the Amazon DSP to buy ads on Netflix starting in the fourth quarter. The Amazon DSP, or demand-side platform, is a self-service software that lets advertisers plan and buy ads across Amazon's properties and other apps and websites.The Amazon DSP is a direct competitor to The Trade Desk, a pure-play public adtech company. The rivalry between the pair has been heating ...

The frozen housing market just flashed one of its most promising signs yet that its deep freeze may be ending: mortgage rates are finally coming down, and not just by a small amount. The rate on the 30-year fixed mortgage dropped to its lowest level in about a year in the last week, according to data from the Mortgage Bankers Association.The MBA estimates that the 30-year fixed rate fell 15 basis points to around 6.49% in the week ending September 5. Freddie Mac data also shows that the 30-year fixed rate ...

One analyst has come up with a unique way of explaining Elon Musk's vision of a future dominated by robots — comparing it to Christopher Nolan's 2006 science-fiction classic "The Prestige." "I was watching 'The Prestige' with my sons last Saturday night. Set in the late Victorian Era, I found many quotes by the character of Nikola Tesla (played by David Bowie) elegantly capture the zeitgeist of today's era of scientific discovery," Morgan Stanley's Adam Jonas wrote in an analyst note on Monday. The note wa ...

Alphabet's life sciences unit, Verily, plans to restructure its business as it anticipates a fresh round of investment. In a town hall meeting on Monday, Verily CEO Stephen Gillett told staff that Verily would transform from a Limited Liability Company to a C-corp, a business structure generally considered more investor-friendly, according to a person who heard the remarks and asked to remain anonymous because they were not permitted to speak to the press.Gillett told employees the change was happening as ...

联邦法官阻止特朗普解雇美联储理事 - 联邦法官Jia Cobb批准了临时限制令 阻止特朗普解雇美联储理事Lisa Cook 该决定将持续有效直至进一步诉讼完成或被更高法院推翻[1] - 特朗普于8月在Truth Social发布声明 以"正当理由"解雇Cook 理由是联邦住房金融局局长Bill Pulte发现其抵押贷款文件存在异常[2] - Cook起诉特朗普阻止解雇 其律师Abbe Lowell主张在因"正当理由"解雇前应享有正当程序权利 并指控Pulte选择性审查特朗普政治对手的抵押文件[3] 美联储理事解雇的法律争议 - 司法部律师认为特朗普引用Pulte的抵押欺诈指控满足"正当理由"解雇标准 称此类人员不应监管影响全国抵押贷款的利率[10] - 最高法院近期倾向支持特朗普无正当理由解雇独立机构成员 周一首席大法官John Roberts允许特朗普解雇联邦贸易委员会唯一民主党任命成员[11] - 但最高法院5月未签署意见书中多数法官表示将区别对待美联储 称其为"独特结构的准私人实体 遵循美国第一和第二银行的独特历史传统"[12] 美联储的独立性和历史背景 - 美联储作为独立机构 总统传统上罢免其成员的能力有限 Cook由拜登任命并经参议院两次确认 最近一次是2023年获得14年任期至2038年 她是首位黑人女性美联储理事[5] - 在特朗普试图解雇Cook之前 未有总统尝试解雇美联储理事 尽管有些总统曾试图向央行施压[5] - 特朗普已考虑接替Cook的提名人选 但尚未正式提名 目前有一名待任提名人Stephen Miran(经济顾问委员会主席)填补央行董事会另一个空缺[13] 特朗普与美联储的政策互动 - 特朗普敦促美联储降低利率作为重塑美国经济计划的一部分 美联储董事会已表示可能在9月开始降息[4] - Pulte对民主党参议员Adam Schiff和纽约总检察长Letitia James提出类似抵押文件指控 Schiff曾领导特朗普第一次弹劾 James曾对特朗普及其组织提起成功的民事诉讼 指控其在财产贷款文件中误导银行[3]

公司投资计划 - Meta首席执行官宣布公司计划在2028年前于美国投资至少6000亿美元 [2] - 该投资涵盖数据中心基础设施及支持美国业务运营的全部投资包括人员招聘 [4] 财务表述差异 - 公司创始人视角与财务官视角存在表述方式差异 创始人被称为"硅谷科技远见者"而财务官侧重精确表述 [3] - 6000亿美元是2023年至2028年美国投资计划的"总预算范围" 但未来存在不确定性 [4] 投资构成说明 - 投资计划包含所有美国数据中心基础设施建设项目 [4] - 投资范围同时涵盖支持美国业务运营的全部相关投入 [4]

核心观点 - 社交媒体用户行为从公开分享转向私密互动 导致Snapchat和Instagram等平台调整产品策略 重点发展内容分享和对话功能 [1][4][8] Snapchat战略调整 - 公司CEO指出Friend Stories功能衰退对平台造成挑战 该功能曾是重要对话启动器 [1] - 用户更多使用Spotlight短视频内容作为对话起点 而非自有内容 [2] - Spotlight已成为重要增长引擎 第二季度月活用户超5.5亿 占总内容使用时长的40%以上 [3] - 公司将调整排名系统 优先展示可分享内容 并开发游戏和滤镜等社交功能 [8] - 计划推出新"状态更新"功能以促进用户连接 [9] Instagram功能更新 - 经历与Snapchat类似的范式转变 用户更倾向私密分享而非公开分享 [4] - 平台加倍投入 messaging功能 近期发布一系列新私信功能 [4] - 新增内容转发功能 提供与朋友分享内容的新方式 [10] - 扩展"朋友标签"功能 显示朋友动态并支持直接私信回复 [11] - 引入社交地图功能 借鉴Snapchat的产品策略 [11] 行业趋势 - 社交媒体平台普遍面临用户行为从公开分享向私密互动转变的趋势 [4][8] - 平台正通过产品调整来适应用户行为变化 优先发展内容分享和对话功能 [8][10] - 短视频内容成为重要对话启动器和用户增长驱动力 [2][3]

Cracker Barrel's cluttered, antique-filled walls are the latest feature of the restaurant to see a revival. The chain said Tuesday that it would halt its plans to remodel some stores. It marks the latest backtracking from Cracker Barrel: Last month, the restaurant rolled back a new logo after backlash from customers and President Donald Trump."You've shared your voices in recent weeks not just on our logo, but also on our restaurants," the chain said Tuesday as it suspended its renovation plans. Cracker B ...

Was it shorthand, or a Freudian slip? Last Friday, Google filed court documents as it battles a breakup of its advertising technology business. In the filing, Google said the open web "is already in rapid decline."It seemed like a startling admission for a company that has been arguing that the web is healthier than ever. But when Business Insider contacted Google for comment Monday, a spokesperson said the filing was referring to "open-web display advertising" market — the ads that appear on websites and ...