UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018, or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number 001-13901 AMERIS BANCORP (Exact name of registrant as specified in its charter) GEORGIA 58-1456434 (State of incorporation) (IRS Employer ID No.) ...

Ameris Bancorp (NYSE:ABCB) Q4 2018 Earnings Conference Call January 25, 2018 10:00 AM ET Company Participants Nicole Stokes - Chief Financial Officer Dennis Zember - President, Chief Executive Officer Jon Edwards - Chief Credit Officer Conference Call Participants Tyler Stafford - Stephens Inc. Brady Gailey - KBW Jennifer Demba - SunTrust Casey Whitman - Sandler O'Neill Operator Good morning and welcome to the Ameris Bancorp Fourth Quarter 2018 Financial Results Conference Call. All participants will be in ...