Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended March 31, 2025 Wisconsin 39-1506125 (State or Other Jurisdiction of Incorporation or Organization) (I. R. S. Employer Identification No.) 600 N. Vel R. Phillips Avenue, Milwaukee, WI 53203 (Address of Principal Executive Offices and zip code) (262) 879-5000 (Registrant's Telephone Number, In ...

财务数据关键指标变化 - GAAP指标 - 2025年第一季度GAAP收入增长5%至51.3亿美元，其中商户解决方案部门增长5%，金融解决方案部门增长6%[2] - 2025年第一季度GAAP每股收益为1.51美元，较2024年第一季度增长22%[3] - 2025年第一季度GAAP运营利润率为27.2%，2024年同期为24.2%；商户解决方案部门为34.2%，金融解决方案部门为47.5%，2024年同期分别为34.1%和44.1%[3] 财务数据关键指标变化 - 调整后指标 - 2025年第一季度调整后收入增长5%至47.9亿美元[8] - 2025年第一季度调整后每股收益增长14%至2.14美元[8] - 2025年第一季度调整后运营利润率增加200个基点至37.8%；商户解决方案部门增加10个基点至34.2%，金融解决方案部门增加340个基点至47.5%[8] 财务数据关键指标变化 - 现金流指标 - 2025年第一季度经营活动提供的净现金为6.48亿美元，上年同期为8.31亿美元[3] - 2025年第一季度自由现金流为3.71亿美元，上年同期为4.54亿美元[8] - 2025年第一季度和2024年第一季度公司净现金提供的经营活动现金流分别为6.48亿美元和8.31亿美元[30] - 2025年第一季度和2024年第一季度公司自由现金流分别为3.71亿美元和4.54亿美元[39] 财务数据关键指标变化 - 收入与营收对比 - 2025年第一季度和2024年第一季度公司总营收分别为51.3亿美元和48.83亿美元，调整后营收分别为47.89亿美元和45.43亿美元[27] 财务数据关键指标变化 - 运营利润率对比 - 2025年第一季度和2024年第一季度公司运营利润率分别为27.2%和24.2%，调整后运营利润率分别为37.8%和35.8%[27] 财务数据关键指标变化 - 总资产变化 - 2025年3月31日和2024年12月31日公司总资产分别为804.02亿美元和771.76亿美元[33] 财务数据关键指标变化 - 有机收入变化 - 2025年第一季度有机收入增长7%，其中商户解决方案部门增长8%，金融解决方案部门增长6%[8] - 2025年和2024年公司整体有机收入分别为48.55亿美元和45.38亿美元，增长率为7%[35] 各条业务线数据关键指标变化 - 商户解决方案业务有机收入 - 2025年和2024年商户解决方案业务有机收入分别为24.33亿美元和22.53亿美元，增长率为8%[35] 各条业务线数据关键指标变化 - 金融解决方案业务有机收入 - 2025年和2024年金融解决方案业务有机收入分别为24.22亿美元和22.85亿美元，增长率为6%[35] 财务数据关键指标变化 - 公司收入增长预期 - 公司预计2025年有机收入增长10% - 12%，调整后每股收益为10.10 - 10.30美元，增长15% - 17%[6] - 2025年公司收入增长预期为10% - 12%，调整后收入增长预期为9.5% - 11.5%，有机收入增长预期为10% - 12%[45] 财务数据关键指标变化 - 调整项税率 - 2025年第一季度和2024年第一季度调整项的税率分别为19.5%和20%[25] 财务数据关键指标变化 - 总摊销 - 2025年第一季度和2024年第一季度公司总摊销分别为6.25亿美元和6.39亿美元[39] 财务数据关键指标变化 - 影响因素 - 2025年邮资报销影响为 -0.5%，货币影响为1.5%，收购调整为 -1.0%，剥离调整为0%[45] 财务数据关键指标变化 - 收购无形资产摊销费用 - 2025年公司预计收购无形资产摊销费用较2024年减少约5%[45] 财务数据关键指标变化 - 2024年净收入与每股收益 - 2024年GAAP归属费哲金融的净收入为31.31亿美元，调整后净收入为51.23亿美元[49] - 2024年GAAP摊薄后每股收益为5.38美元，调整后每股收益为8.80美元[49] 财务数据关键指标变化 - 2025年调整后每股收益展望 - 2025年调整后每股收益展望为10.10 - 10.30美元，调整后每股收益增长展望为15% - 17%[49] 财务数据关键指标变化 - 2024年合并与整合成本 - 2024年合并与整合成本为8100万美元，包括第三方专业服务费2300万美元、股份支付费用2200万美元和法律和解费用1400万美元[49][51] 财务数据关键指标变化 - 2024年遣散费 - 2024年遣散费为1.57亿美元[49] 财务数据关键指标变化 - 2024年收购相关无形资产摊销 - 2024年收购相关无形资产摊销为14.2亿美元[49] 财务数据关键指标变化 - 调整的税收影响 - 调整的税收影响按20%的税率计算，不包括某些权益法投资减值和终止养老金计划结算费用总计1.96亿美元的实际税收影响[51]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 1-38962 Fiserv, Inc. (Exact Name of Registrant as Specified in Its Charter) (State or Other Jurisdiction of Incorporation or Organ ...

Exhibit 99.1 News Release For more information contact: Media Relations: Sophia Marshall Senior Vice President, Communications Fiserv, Inc. 470-351-9908 sophia.marshall@fiserv.com Investor Relations: Julie Chariell Senior Vice President, Investor Relations Fiserv, Inc. 212-515-0278 julie.chariell@fiserv.com For Immediate Release Fiserv Reports Fourth Quarter and Full Year 2024 Results GAAP revenue growth of 7% both in the quarter and for the full year; GAAP EPS increased 13% in the quarter and 8% for the fu ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to Commission File Number 1-38962 FISERV, INC. (Exact Name of Registrant as Specified in Its Charter) Wisconsin 39-1506125 (State or Other Jurisdic ...

Exhibit 99.1 News Release Investor Relations: Julie Chariell Head of Investor Relations Fiserv, Inc. 212-515-0278 julie.chariell@fiserv.com For Immediate Release Fiserv Reports Third Quarter 2024 Results GAAP revenue growth of 7% both in the quarter and year to date; GAAP EPS decreased 37% in the quarter and increased 6% year to date; Operating cash flow increased 24% to $4.41 billion year to date; Organic revenue growth of 15% in the quarter and 17% year to date; Adjusted EPS increased 17% in the quarter a ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to Commission File Number 1-38962 FISERV, INC. (Exact Name of Registrant as Specified in Its Charter) Wisconsin 39-1506125 (State or Other Jurisdiction ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to Commission File Number 1-38962 FISERV, INC. (Exact Name of Registrant as Specified in Its Charter) Wisconsin 39-1506125 (State or Other Jurisdiction ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 1-38962 Fiserv, Inc. (Exact Name of Registrant as Specified in Its Charter) Wisconsin 39-1506125 (State or Other Jurisdiction of I ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from to Commission File Number 1-38962 FISERV, INC. (Exact Name of Registrant as Specified in Its Charter) Wisconsin 39-1506125 (State or Other Jurisdic ...