文章核心观点 Affirm与Brittain Resorts & Hotels合作，拓展零售伙伴网络，有望增加融资解决方案使用，获取更高费用，且顺应旅游趋势，其股价表现良好，同时推荐了另一只排名靠前的股票 [1][3][4] 合作情况 - Affirm与Brittain Resorts & Hotels合作，让获批客人可在超15家酒店和度假村预订住宿并分期支付 [1] - 获批客人结账时选Affirm灵活支付方案，可将超150美元的消费分18个月按月支付，无逾期或隐藏费用 [1] - Affirm有292,000个零售合作伙伴，新加入的是Brittain Resorts & Hotels，其他还有亚马逊、美国航空等 [2] - 不久前Affirm与Alterra Mountain Company拓展合作，5月与加拿大旅行社FlightHub合作提供灵活透明支付选项 [3] 合作影响 - 合作可能扩大公司零售伙伴网络，增加融资解决方案使用，从商家处获更高费用 [1] - 类似合作能为零售伙伴带来更高销售额、提高平均订单价值和获得新客户等好处 [2] - Brittain Resorts & Hotels发现使用Affirm解决方案后客人消费更高，未来几个月将在客服中心推广 [2] - 分期付款减轻消费者财务压力，利于Affirm融资产品广泛采用，2024财年第三季度旅行和票务同比增长35% [3] 股价表现与评级 - Affirm过去一年股价飙升109.8%，而行业下跌7.1%，目前Zacks排名为2（买入） [4] 另一只推荐股票 - 商业服务领域的西联汇款公司目前Zacks排名为1（强力买入） [5] - 西联汇款过去四个季度盈利均超预期，平均惊喜为15.66% [5] - Zacks对西联汇款2024年盈利的共识估计较去年增长1.2%，过去60天盈利共识估计上升4.8% [5] - 西联汇款过去一年股价上涨7.3% [5]

文章核心观点 - 金融科技行业竞争激烈但前景广阔，当前行业不确定性使许多有潜力公司股价低迷，为长期投资带来机会，介绍了三家股价低且潜力大的公司 [1] 行业情况 - 全球金融科技市场目前价值约3000亿美元，到2032年将增长至超1.1万亿美元 [1] - 先买后付（BNPL）行业未来十年将快速增长，美国到2030年将以超24%的年增长率增长 [4] SoFi Technologies公司情况 - 数字银行和金融科技公司，从学生贷款业务起步，吸引年轻客户，一季度银行客户超810万，同比增长44% [2] - 其“全能应用程序”提供金融教育、贷款产品、银行和投资服务及支付功能，应用程序评分为4.8星，超34万条评论，可交叉销售产品和服务 [2] - 2022年获得银行牌照后净利润（净利息收入）开始激增，市净率稳步下降，目前较账面价值溢价26% [3] Affirm公司情况 - 先买后付（BNPL）行业头部企业，与亚马逊、Shopify等超29.2万家零售商合作，利用数据评估每笔交易，不收取滞纳金 [4] - 最近一个季度收入同比增长51%，推出Affirm卡吸引线下交易，自2021年推出以来已积累超100万用户 [4][5] Marqeta公司情况 - 作为现代发卡机构在金融科技中起关键作用，其技术连接金融科技应用与现有支付网络，为Instacart等公司提供支付卡解决方案 [6] - 第一季度支付交易量同比增长33%，业务涉及加密货币、先买后付和数字银行等快速增长行业 [7] - 市值仅27亿美元，资产负债表上有12亿美元现金，占市值的44%，续约合同改变收入确认方式使股票估值复杂 [7]

文章核心观点 投资者看好Affirm与苹果合作将其先买后付服务集成到Apple Pay中，认为这会促进销售，但先买后付市场仍存在不确定性，合作能否提升Affirm业绩有待观察 [1][2][3] 合作进展 - Affirm与苹果扩大合作，其先买后付支付服务将集成到Apple Pay，用户今年晚些时候可通过iPhone和iPad直接使用先买后付贷款 [1] 市场反应 - 投资者庆祝Affirm与苹果扩大合作，Affirm股价上涨，截至美国东部时间下午2点44分涨6.5% [1] - 苹果本周初推出新人工智能功能，投资者积极响应，自周一以来苹果股价上涨12.6% [2] 行业前景 - 摩根士丹利、Evercore和美国银行分析师认为苹果新人工智能功能或刺激新设备销售，带来销售“超级周期” [2] - 投资者乐观认为Affirm先买后付贷款扩展到Apple Pay可受益于苹果设备销售“超级周期”，推动其贷款业务 [2] 行业挑战 - 前几年先买后付市场因消费者有刺激支票资金且利率低而兴起，但通胀和高利率抑制了消费，Affirm受影响 [3] - Affirm 2022财年收入增长55%，2023年仅增长18% [3] - 通胀降温，美联储预计今年降息一次，但可能不足以刺激消费或推动Affirm先买后付贷款业务 [3]

The first few days of Apple’s annual developer conference, stretching from Monday (June 10) to Friday (June 14), may seemingly be all about artificial intelligence.But a set of announcements Tuesday (June 11) highlights some key ways the tech giant is stretching the reach of Apple Pay and Apple Wallet beyond the iPhone or credit and debit. By doing so, Apple will be expanding its services ecosystem beginning this fall, coinciding with releases of iOS 18 and iPadOS 18.Expanding the HardwareThe payment functi ...

Key TakeawaysAffirm Holdings shares gained Tuesday when Apple announced that the fintech firm's buy now, pay later loans would be available to users of Apple Pay.The tech giant explained that Affirm's BNPL would be available along with other updated Apple services in the fall.Affirm said teaming with Apple provides its users additional payment choices and gives them the benefits of Apple Pay. Affirm Holdings (AFRM) shares jumped Tuesday after Apple (AAPL) announced the company’s buy now, pay later (BNPL) lo ...

Affirm (NASDAQ:AFRM) stock is in the news Tuesday after the point-of-sale payment solution company announced its services are coming to Apple (NASDAQ:AAPL) Pay later this year.This will allow users of Apple Pay to take out buy now, pay later loans with Affirm when making purchases. This opens up longer-term payment options for loans compared to what’s already available through Apple Pay.News of the addition of Affirm to Apple Pay shows the strength of the company’s services. Mizuho Securities analyst Dan Do ...

文章核心观点 - 隐藏的成长型股票可能为投资组合带来良好的回报,这些公司通常不受华尔街青睐,但如果表现超出预期,可能会带来可观的股东回报[1][2][3] - 这些隐藏的成长型股票通常期望较低,因此回报可能较高,但同时也承担较高的风险[3] 行业和公司总结 Occidental Petroleum (OXY) - 俄罗斯入侵乌克兰突出了碳氢化合物和碳氢化合物来源的重要性,尽管关注可再生能源,但世界仍然依赖石油[5] - 分析师预计2025年OXY的销售额将达到324亿美元,增长10.9%,每股收益将达到4.68美元,大幅高于2023年的3.69美元[6] Oshkosh (OSK) - 作为军事/安全应用的主要业务部门之一,OSK可能是隐藏的成长型股票之一,因为地缘政治紧张局势可能会增加对军事解决方案的需求[8] - 2023年第二季度至2024年第一季度,OSK的平均每股收益接近2.80美元,超出预期36.73%,2023财年净利润达6.89亿美元,每股收益10.45美元,销售额达99.3亿美元[9] - 分析师预计2024财年每股收益将达11.27美元,增长近13%,销售额将达106.3亿美元,增长10%[10] Qualys (QLYS) - Qualys提供云端IT、安全和合规解决方案,其网络安全资产管理服务使其成为重要的隐藏成长型股票[11] - 过去4个季度,Qualys的平均每股收益接近1.41美元,超出预期近21%[12] - 2023财年,Qualys的净利润为1.62亿美元,每股收益4.31美元,收入达5.70亿美元,分析师预计2024财年收入将达6.05亿美元,增长9.2%[13] Guess? (GES) - 尽管年轻消费者对品牌的关注度下降,但分析师预计GES 2025财年的收入将达31亿美元,增长11.5%[16] - 2023财年,GES的净利润为2.21亿美元,每股收益3.54美元,收入达28亿美元[16] Lyft (LYFT) - Lyft管理层预计2024-2027年总预订量将以15%的复合年增长率增长,显示出消费者经济的强劲[17][18] - 2023财年,Lyft的收入达46.8亿美元,同比增长27.6%,分析师预计2024财年收入将达55.1亿美元,增长25.2%[19] Affirm (AFRM) - Affirm提供"先买后付"(BNPL)服务,这在去年假期季节非常流行[22][23] - 2023财年,Affirm的收入达21.1亿美元,同比增长51.2%,分析师预计2024财年收入将达22.6亿美元,增长42.6%[24] Aurora Innovation (AUR) - Aurora Innovation专注于自动驾驶技术,虽然全自动驾驶一直是一个挑战,但企业仍在不断投入[25][26] - 分析师预计2025财年AUR的销售额将达1761万美元,这是一个风险,但如果想找隐藏的成长型股票,这可能是一个选择[27]

Affirm Holdings (AFRM) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.Over the past month, shares of this operator of digital commerce platform have returned -4.9%, compared to the Zacks S&P 500 composite's +3.3% change. During this period, the Zacks Business - Services industry, which Affirm Holdings falls in, has lost 2.6%. The key question now is: What could be ...

Affirm Holdings, Inc. (AFRM) recently announced two new payment options, Pay in 2 and Pay in 30, enhancing its payment solutions portfolio. The move from the buy now, pay later (BNPL) solution provider is expected to give consumers more flexibility during payments.Affirm’s Head of Product, Vishal Kapoor, said that 80% of the domestic market’s e-commerce transactions are for purchases below $150. Providing the new payment options will enable the company to better meet consumers’ individual preferences accord ...

Affirm Holdings, Inc. (AFRM) is a digital and mobile-first commerce platform operator that has performed extremely well over the past year and has the potential to sustain momentum in the near term. Consequently, if you haven’t taken advantage of the share price appreciation yet, it’s time you add the stock to your portfolio.What Makes AFRM an Attractive Pick?An Outperformer: A glimpse at the company’s price trend reveals that the stock has had an impressive run over the year. Shares of AFRM have returned 9 ...