Bank of America appointed Dean Athanasia and Jim DeMare as co-presidents, the U.S. lender said on Friday, as CEO Brian Moynihan reinforced his commitment to lead the second-largest bank in the country... ...

核心人事任命 - 公司宣布任命Dean Athanasia和Jim DeMare为联席总裁，并任命Alastair Borthwick为执行副总裁兼首席财务官 [1][2] - 此次任命旨在进一步构建和提升公司的全球服务能力，以服务于客户、股东及当地社区 [1] 新任联席总裁的职责与背景 - 两位联席总裁将推动公司范围内的举措，专注于长期增长和回报，并监督公司的八条业务线及其负责人 [2] - Dean Athanasia和Jim DeMare在金融服务领域拥有合计近60年的经验，覆盖所有客户细分市场、市场、职能和行业 [3][8] - 在Dean Athanasia的领导下，公司已连续26个季度实现净支票账户增长，存款自2019年至上一季度增长约32%，并在消费和财富管理领域实现创纪录的数字工具采用率 [8] - 在Jim DeMare的领导下，其团队连续13个季度实现销售和交易的同比增长，在此期间显著提高了净收入和回报 [8] 首席财务官的职责与贡献 - Alastair Borthwick在过去四年担任首席财务官期间，作为战略顾问，负责公司的财务管理和与全球投资者基础的定位 [2][9] - 在其任期内，公司加强了资产负债表的各个方面，战略性地将资本部署到关键增长和投资领域，并推动费用管理 [9] - 在今年第二季度，公司通过普通股股息和股票回购向股东返还了73亿美元 [9] 战略重点与公司运营 - 公司的核心战略是“负责任增长”，即通过客户驱动的策略，在风险框架内以可持续的方式实现市场增长 [4] - 联席总裁将专注于增加市场份额和回报、利用规模效应、管理成本和费用、扩展基于人工智能的工具和创新、推动本地和全球市场增长计划，以及持续运营卓越努力 [6] - 公司管理团队在董事长兼首席执行官Brian Moynihan的领导下保持不变，包括八条业务线的负责人 [2][7] - 公司拥有213,000名员工，致力于推动“负责任增长”进入第二个十年 [3][10] 公司业务规模与行业地位 - 公司在美国为约6900万消费者和小企业客户提供服务，拥有约3700家零售金融中心、约15,000台自动取款机以及约5900万经过验证的数字用户 [13] - 公司在财富管理、公司和投资银行以及跨多种资产类别的交易方面是全球领导者，为全球公司、政府、机构和个人提供服务 [13] - 公司通过一系列创新、易用的在线产品和服务，为约400万小企业家庭提供行业领先的支持 [13] - 近期公司获得的行业认可包括被《欧洲货币》评为全球最佳市场银行和全球最佳贸易融资银行，被《全球金融》评为最佳消费者数字银行，并在客户服务、零售银行等多个领域获得J.D. Power的众多奖项 [8]

Key Takeaways Bank of America projects 6-7% NII growth for 2025, supported by loan demand and easing capital rules.The bank plans 150 new financial centers by 2027 and is investing heavily in digital initiatives.BAC approved a $40B buyback, boosted its dividend 8% and maintains nearly $1T in liquidity sources.Bank of America (BAC) remains one of the most rate-sensitive U.S. banks. With the September Fed rate cut a done deal on the back of a softening labor market and other data indicating slowing economic g ...

Accessibility StatementSkip Navigation CHARLOTTE, N.C., Sept. 12, 2025 /PRNewswire/ -- Bank of America Corporation announced today that it will redeem on September 22, 2025 all €2,000,000,000 principal amount outstanding of its Floating Rate Senior Notes, due September 22, 2026 (ISIN: XS2387929834; Common Code: 238792983) (the "Notes"). The Notes were issued under the Bank of America Corporation U.S. $65,000,000,000 Euro Medium-Term Note Program. The redemption price for the Notes will be equal to the Opti ...

When it comes to finance, it's no longer New York or nowhere — and construction on Goldman Sachs' sprawling new campus is the clearest sign yet. The firm's new campus adds to a growing list of Wall Street names betting on Texas, drawn by low taxes, light regulations, and a cheaper cost of living. Banks and financial institutions are among hundreds of businesses hopping on the trend, setting up flashy campuses in Dallas, which some have coined "Y'all Street." Others, like Vanguard, are opening up regional ...

Key Points Stablecoin deposits have soared, but banks and brokerages are still by far the dominant players. If stablecoin transaction volume maintains this growth rate, they could overtake existing payment systems in a decade. There are still a lot of unknowns about how the industry will develop and which approach will dominate. 10 stocks we like better than Circle Internet Group › A decade ago, many people hadn't even heard of stablecoins. Now Standard Chartered (LSE: STAN) predicts the market c ...

零售销售总体表现 - 8月不含汽车的总零售销售额同比增长19% 较7月的11%显著加速[1] - 基于银行卡消费数据显示消费者活动呈现韧性 尽管存在通胀担忧[1] 服装类别表现分化 - 服装采购额同比增长44% 高于7月的35% 反映返校季需求强劲[2] - 高收入家庭增加服装支出 而低收入家庭减少购买 导致消费差距扩大[2] - 折扣服装渠道增速从7月的08%提升至8月的13%[3] 百货与专业渠道表现 - 百货商店销售额进一步恶化 8月下降08% 较7月降幅04%扩大[3] - 专业跑步渠道相比7月明显降温[4] - 直销鞋类渠道跌幅较前期水平收窄[4] 珠宝与美妆类别领跑 - 珠宝采购增长86%[4] - 美妆销售额扩张90% 保持零售品类最佳表现地位[4] 运动品类持续疲软 - 运动鞋服销售额下降24% 较前月跌幅进一步扩大[4] 行业趋势与消费者行为 - 新关税开始影响供应链 对价格敏感型消费者造成更大压力[3] - 折扣零售商因消费者从全价渠道转向而受益[3]

I am an individual investor with over five years of experience in personal investing, holding a PhD in Economics from UCEMA. My investment approach focuses on value companies with solid long-term potential. I share my knowledge with the community by offering analysis to support individual investors. My articles reflect personal opinions and do not constitute financial advice.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to init ...

I am an individual investor with over five years of experience in personal investing, holding a PhD in Economics from UCEMA. My investment approach focuses on value companies with solid long-term potential. I share my knowledge with the community by offering analysis to support individual investors. My articles reflect personal opinions and do not constitute financial advice.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to init ...

服贸会金融服务专题 - 2025年服贸会于9月10日至14日在北京首钢园举行 金融服务专题以"数智驱动开放共赢"为主题 [1] 监管政策更新 - 国家金融监督管理总局于2025年6月20日发布《商业银行市场风险管理办法》 共五章四十三条 [3] - 新办法较20年前的《商业银行市场风险管理指引》强化监管政策协同和精细化管理水平 系统性增强商业银行抵御市场波动的韧性 [3] 商业银行风险管理建议 - 落实主体责任提升市场风险管理意识 从被动合规应对转向主动价值管理 明确风险边界和治理要求 [3] - 完善计量体系提升精细化管理水平 将市场风险限定在利率、汇率、股票和商品价格不利变动导致的损失风险 [4] - 加大资源投入提升专业化管理能力 加强团队建设并防范信用风险、流动性风险、操作风险对市场风险的传染 [4] - 以客户为中心提升产品管理能力 加强客户准入、适当性评估和风险揭示等关键环节管控 [5]