2025.09. 10 本文字数：2247，阅读时长大约4分钟 作者 | 第一财经 樊志菁 2025年下半年以来，全球经济形势日趋多变，特朗普所谓"对等关税"主张令国际贸易环境依然紧 张，全球经济复苏动能尚不明朗，地缘政治因素纷繁复杂，避险情绪推动国际金价再创历史新高。 近日，美国银行中国区行政总裁暨大中华地区固定收益、货币及商品市场销售部主管王伟在接受第一 财经记者专访时表示，美联储可能在9月和12月分别降息25个基点。同时，她预计近期表现强劲的 黄金在2026年上半年末有望达到4000美元/盎司，并建议投资者关注债券的机会。 总的来说，美银全球研究部对美国增长仍持建设性态度，但也在密切关注政策走向。 第一财经： 自4月以来，美国通胀开始回升。你如何评估关税对通胀的影响？是一次性冲击还是长期 趋势？通胀何时见顶？ 王伟： 我们从美国银行数以百万计的客户消费数据中观察到，关税虽带来成本压力，但对通胀整体 影响有限。 从结构上看，关税确实推高了部分商品类别的价格，但企业并未将全部成本转嫁给终端消费者，导致 价格温和上涨与利润率压缩并存。尽管消费者在调查中表现出一定谨慎态度，但其实际行为则传递出 更为积极的信号— ...

Key Takeaways Bank of America expects Q3 NII of $15.2B, up 2.5% sequentially, with Q4 at $15.5-$15.7B.BAC projects 2025 NII to grow 6-7% assuming two 25-basis-point rate cuts.Loan growth, deposit inflows and asset repricing are set to support BAC's NII despite Fed easing.Bank of America (BAC) remains one of the most rate-sensitive U.S. banks, and with the Federal Reserve expected to resume interest rate cuts later this month, its net interest income (NII) could face near-term headwinds.Speaking at the Barcl ...

I'm a personal investor. I am a financial journalist with special knowledge of the real estate market. I also closely follow technology stocks. I would like to mention that I'm a friend of Ignacio Zorzoli, an article writer for Seeking Alpha, but we don't have any business or economic associations. I cover different sectors and companies than he does, and all the articles published reflect my opinions. I live in Buenos Aires, Argentina, and have over 10 years of experience in communications. I have worked f ...

Question-and-Answer SessionIt's interesting. We always reach out to the investor community and say, oh, what questions should we ask? We ask this for each company and it's usually NII, expenses, what's the trading update for the quarter. I'm sure we'll get to all that. But interestingly, the #1 question was is it's Investor Day. It's been 15 years since Bank of America's last Investor Day. Why now? What are you hoping to accomplish? And maybe kind of what do you want us to learn?Alastair BorthwickChief Fina ...

公司业绩预期 - 美国银行预计第三季度投行业务费用同比增长10%至15% [1]

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Bank of America (NYSE:BAC) FY Conference September 08, 2025 02:00 PM ET Unknown Speakertextnumber_of_speakersparagraphs ...

A top U.S. banking regulator said Monday it was rolling out new guidance to discourage banks from cutting off, or "debanking", customers on political and religious grounds, a month after President Don... ...

Key Takeaways Bank of America Private Bank and Merrill launch Alts Expanded Access for UHNW clients.The program targets clients with $50M+ net worth, offering tailored alt investment access.BAC also grew Premium Access Strategies to $60B and will open 110 new centers by 2026.In order to expand its affluent client base, Bank of America’s (BAC) subsidiary, Bank of America Private Bank, has introduced the Alts Expanded Access Program in collaboration with Merrill Wealth Management. This program will be availab ...

黄金价格走势 - 现货黄金价格创历史新高 美东时间9月5日一度突破3600美元/盎司 [1][2] - 今年以来现货黄金价格累计上涨达36.65% [2] - 高盛调查显示看多黄金与看空者比例接近8:1 为首次成为最受欢迎多头交易 [1][4] 央行黄金储备动态 - 中国央行连续第10个月增持黄金 8月末储备达7402万盎司（约2098吨） 环比增加6万盎司（约1.7吨） [1][2] - 自去年11月至今累计购买122万盎司黄金（约38吨） [2] - 全球央行已连续十四个季度净购入黄金 黄金在除美联储外央行的储备占比自1996年来首次超过美债 [3] 机构价格预测与观点 - 摩根士丹利将黄金年底目标价设定为3800美元/盎司 [5] - 高盛重申2026年中期金价将达到4000美元/盎司的预测 [5] - 美国银行预计2026年上半年国际金价将触及4000美元/盎司 [5] - 中信建投期货指出黄金正处于历史上第三轮大牛市 [3] 美联储政策预期 - 市场预期美联储9月降息概率为100% 其中89%概率降息25个基点 11%概率降息50个基点 [1][6] - 市场预期2025年全年降息75个基点 较一周前预期50个基点有所上升 [1][6] - 美国银行策略师指出政治压力可能迫使美联储采取收益率曲线控制工具 [6] 黄金需求驱动因素 - 各国央行持续增持黄金以降低对美元资产的依赖 分散单一储备货币风险 [3] - 黄金与美元强负相关性仍是关键定价逻辑 美元指数贬值直接利好美元计价贵金属 [5] - 地缘政治风险持续支撑官方部门黄金需求 [3] - 对冲货币贬值的最佳工具 独立于主权信用的价值储存手段 [7]