BUFFALO, N.Y., April 30, 2024 /PRNewswire/ -- M&T Bank Corporation (NYSE: MTB) today released its 2023 Sustainability Report, Committed to our Communities. This fourth annual report highlights the progress the company has made toward its sustainability goals including environmental and social finance solutions for customers as well as initiatives that support the bank's business and community relationships. Key highlights from the 2023 Sustainable Report include over $3.1 billion in financing aligned to pos ...

BUFFALO, N.Y., April 29, 2024 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE:MTB) will participate in the Barclays Americas Select Franchise Conference being held in London. Representatives of M&T are scheduled to deliver a presentation to investors and analysts on May 8, 2024, at 4:00 a.m. ET (9:00 a.m. BST). A link to the webcast will be available at https://ir.mtb.com/events-presentations. The webcast may contain material information as well as forward-looking information, and cautionary statements r ...

太阳能融资计划 - Sunstone Credit与M&T Bank合作推出太阳能融资计划，帮助更多企业获得易于支付、实惠的太阳能融资选项[1] - M&T Bank的高级业务银行信贷总监Jeff Balcom表示，与Sunstone合作将为客户提供简单、竞争力强的太阳能融资选择，加速企业采用清洁能源的兴趣增长[3] - Sunstone Credit在2023年已在美国发起的贷款申请超过50亿美元，通过与M&T Bank的合作，将更容易帮助企业转向太阳能能源，加速商业太阳能市场的增长[4]

M&T银行 - M&T银行将参加RBC Capital Markets美国银行固定收益投资者研讨会[1] - M&T银行总部位于纽约布法罗，主要银行子公司M&T银行在美国东部12个州提供银行产品和服务[2] - 投资者联系人是Brian Klock，联系电话为(716) 842-5138[3]

财务数据和关键指标变化 - 第一季度PPNR为8.91亿美元 [11] - 调整后的每股收益为3.15美元,ROA和ROCE分别为1.05%和8.49% [11] - 普通股一级资本充足率增至11.07% [27] - 有形净值增长1%至99.54美元 [11] 各条业务线数据和关键指标变化 - 商业贷款和消费贷款增长强劲,抵消了商业房地产和住房贷款的下降 [14] - 商业贷款增长主要来自中型企业、设备融资、公司和机构以及基金银行业务的新增贷款 [14] - 消费贷款收益率上升12个基点至6.54% [15] 各个市场数据和关键指标变化 - 马萨诸塞州、新泽西州、费城和西纽约是贷款增长的亮点地区 [53] - 非自动车经销商和制造业行业的不良贷款有所上升 [25][26] - 医疗保健行业的不良贷款有所上升,但入住率和员工配备有所改善 [26] 公司战略和发展方向及行业竞争 - 公司继续专注于增加核心存款,并取得了一定成果 [83] - 公司将继续谨慎管理资本,在适当时候恢复股票回购 [30][31] - 公司将继续专注于有机增长和拓展新客户关系 [31] 管理层对经营环境和未来前景的评论 - 经济表现良好,就业市场保持强劲,尽管企业和消费者面临挑战 [28] - 公司对2024年的收益前景保持乐观,净利息收入可能超出此前预期 [28] - 公司将继续密切关注宏观经济环境、资产质量等因素,谨慎管理资本 [30] 问答环节重要的提问和回答 问题1 **Manan Gosalia 提问** 询问净利息收入指引的具体因素 [37][38][39][40][41][42][43][44] **Daryl Bible 回答** 公司对利率走势保持中性,无论是否降息,净利息收入都将保持在6.8亿美元左右的水平 [39][40][41][42][43][44] 问题2 **John Pancari 提问** 询问商业贷款增长的具体情况 [52][53][54] **Daryl Bible 回答** 公司商业贷款增长来自多个行业和地区,包括经销商金融服务、中型企业、公司和机构以及基金银行等 [53][54] 问题3 **Ebrahim Poonawala 提问** 询问商业房地产组合在利率大幅上升情况下的风险 [68][69] **Daryl Bible 回答** 公司已压力测试了商业房地产组合,即使利率上升100个基点,预计影响也有限,主要集中在建筑贷款领域 [68][69]

业绩总结 - M&T的净收入为5.31亿美元，同比下降24%[10][11] - M&T的调整后每股收益为3.15美元，净利润为5.53亿美元[10] - M&T的资产回报率为1.05%，普通股权益回报率为8.49%[10] - M&T的净营运收入为5.43亿美元，净营运每股收益为3.09美元[11] - M&T的净利息收入下降至17.32亿美元，净利息率为3.52%[12] 贷款情况 - M&T的平均贷款总额为1338亿美元，较上季度增加1%[14] - 商业和工业贷款增长3%，房地产贷款下降2%[14] - 居民抵押贷款下降1%，消费者贷款增长3%[14] - 商业地产总体批评率为26.4%[22] 资本和预测 - CET1资本比率在2024年第一季度增加了9个基点至11.07%[23] - 预计2024年净利息收入将达到68亿美元以上[24] - 预计2024年税前利润率将达到40个基点左右[24] - 预计2024年税率将在24.0%至24.5%之间[24] 资产情况 - 总资产在2023年3月31日至2024年3月31日期间从202,956百万美元增长至215,137百万美元[35] - 总股东权益在2023年3月31日至2024年3月31日期间从25,377百万美元增长至27,169百万美元[35] - 无形资产中的商誉从8,490百万美元持平[35] - 总有形普通股权益在2023年3月31日至2024年3月31日期间从14,731百万美元增长至16,595百万美元[35]

One M&T Plaza, Buffalo, NY 14203 April 15, 2024 M&T Bank Corporation (NYSE:MTB) announces first quarter 2024 results Exhibit 99.1 News Release (1) March 31, 2024 CET1 capital ratio is estimated. Financial Highlights Chief Financial Officer Commentary "We are off to a solid start in 2024 as we were able to grow certain sectors of our commercial and consumer loan portfolios, while continuing to shrink our commercial real estate exposure. Expenses were prudently managed in the recent quarter and our selective ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 Commission file number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York 16-0968385 (State of incorporation) (I.R.S. Employer Identification No.) One M&T Plaza, Buffalo, New York 14203 (Address of principal executive of ices) (Zip Code) Registrant's telepho ...

This presentation may contain forward-looking statements regarding M&T Bank Corporation ("M&T") within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission ("SEC"). Any statement that does not describe historical or current facts is a forward-looking statement, including statements based on current expectations, estimates and projections about M&T's business, and management's beliefs and assumptions. cost/financial risks ...

M&T Bank Corporation (NYSE:MTB) Q4 2023 Earnings Conference Call January 18, 2024 8:00 AM ET Company Participants | --- | |-----------------------------------------------------| | | | Conference Call Participants | | Gerard Cassidy - RBC | | Manan Gosalia - Morgan Stanley | | John Pancari - Evercore ISI | | Ebrahim Poonawala - Bank of America | | Frank Schiraldi - Piper Sandler | | Erika Najarian - UBS | | Bill Carcache - Wolfe Research | | Brian Foran - Autonomous | | Steven Alexopoulos - JPMorgan Ken Usdi ...