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X Financial: The Most Likely Path Forward Is Still Pointing Higher
Seeking Alpha· 2025-10-20 23:23
X Financial (NYSE: XYF ), a fintech platform in China where borrowers connect with lenders, is still up for the year, but it is fair to say the stock has lost the strong momentum it had earlierWelcome to my author's site. As an avid follower of SeekingAlpha, I take great interest in articles posted as the subject matter is often something that appeals to me. However, I will sometimes encounter an article that I might not agree with. My purpose is to present an alternative view to readers that they may want ...
跟 Stripe 聊聊:AI 应用出海,如何高效搞定跨境支付?
Founder Park· 2025-10-20 20:45
支付问题是每个 AI 产品出海要解决的问题。 账户资格、全球收款、不同地区的税率和合规问题,以及应该选择什么样的定价模式,都是需要面对的 实际难题。 一家靠谱的支付服务商尤为重要。 Lovart、Manus 等知名 AI 产品使用的支付平台 Stripe 很合适来聊这个话题, 我们邀请了 Stripe 大中华 区企业客户总监 Pamela Chung、Stripe 大中华区解决方案架构师 Stan Wang,聊一聊跨境支付如何更 快落地。 你关于跨境支付的问题,这里都可以解答。 10 月 28 日,晚 20 点,线上闭门,欢迎来聊。 名额有限,欢迎扫描下方海报二维码报名。 真实案例分享:AI 产品如何简单、快速地集成支付功能? 税务合规难、费率高,出海生意中的「隐藏成本」 怎么解决? 按量定价,还是混合模式?不同业务的定价模式怎么搞? 真实案例分享:AI 产品如何简单、快速地集成支付功能? 税务合规难、费率高,出海生意中的「隐藏成本」怎么解决? 按量定价,还是混合订阅?不同业务的定价模式怎么搞? Al 应用H 如何高效搞定 竟東付? Pamela Chung Stripe 大中华区 企业客户总监 Stan W ...
This week in business: Cinnamon scares, AI badges, and gold's big glow-up
Fastcompany· 2025-10-20 20:17
SUBSCRIBE | FastCo Works LOGIN The FDA turned everyone's favorite spice into a hazard warning, while the world's wealthiest got a new credit card that skips the whole Social Security number thing. Washington's still stuck in neutral—though a few lucky borrowers are finally seeing their student loans disappear—and airports are feeling the fallout. Meanwhile, Bitcoin's on a downward spiral, gold's having a moment, and the housing market's math still doesn't add up no matter how many times you punch the calcul ...
Plaid names Seun Sodipo CFO as it enters next phase of fintech growth
Fortune· 2025-10-20 20:09
Good morning. Seun Sodipo is the new chief financial officer at Plaid, a fintech startup that connects financial institutions. Sodipo brings a seasoned background in guiding high-growth businesses through strategic transformation and scaling.Seun Sodipo, CFO of Plaid Courtesy of PlaidPreviously, Sodipo served as CFO at Glossier, where she led the company’s evolution from a direct-to-consumer pioneer to a fast-growing omnichannel beauty brand across North America and Europe. Before Glossier, Sodipo was head ...
AI is changing the way startups hire. Here's how
Yahoo Finance· 2025-10-20 17:00
As startups bet on AI tools to rapidly grow, one expert says we should look to entrepreneurs to understand the “economic implications” of the tech for the workforce. “If innovation comes disproportionately from startups — and it does — then startups are enormously important to economic growth, job creation, [and] opportunity expansion,” said John Dearie, president of the nonprofit Center for American Entrepreneurship, which advocates for founders. Founders say their AI budgets are still growing. More tha ...
反思态度不佳 支付宝发布首页AQ广告下架整改的声明
凤凰网· 2025-10-20 15:36
凤凰网科技讯 10月20日,支付宝发布的《关于支付宝首页AQ广告下架整改的声明》称,经审慎研究决 定,自本周起,暂停AI健康管家AQ在支付宝首页的广告投放,具体恢复时间将另行通知。 ...
India Bans Crypto Talk at World's Largest Fintech Summit—And That Silence Says Everything About Its Market Strategy
Yahoo Finance· 2025-10-19 20:30
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. The world’s biggest fintech conference just wrapped in Mumbai with over 100,000 attendees, more than 800 speakers, and one glaring omission: any meaningful discussion of cryptocurrencies or stablecoins—despite Bitcoin hitting an all-time high above $125,000 the same week. At the three-day Global Fintech Fest in Mumbai that kicked off Oct. 7, organizers instructed speakers to steer clear of "political, cryp ...
Small Business Technology News: Windows 10 Support Ends, Gemini Adds A Great New Feature, Xero Automates Accounts Payable
Forbes· 2025-10-19 19:00
Windows 10支持终止 - Windows 10操作系统将于2025年10月14日后不再获得安全更新,继续使用存在安全风险[2] - 微软敦促用户升级至Windows 11或考虑其他替代方案,因为不再提供安全补丁[2] - 延迟升级将使Windows 10用户面临恶意软件、勒索软件和其他网络威胁的风险[2] Gmail集成AI日程安排功能 - 谷歌在Gmail中推出由Gemini AI驱动的新功能“Help me schedule”,用于简化会议时间安排[4] - 该功能与谷歌日历集成,在回复涉及安排会议的邮件时,会显示“Help me schedule”按钮[4] - Gemini AI分析邮件上下文并检查日历可用性后,会直接将建议的会议时间插入邮件回复中,收件人选择时间后会议将自动在谷歌日历上创建[4][5] Xero收购支付处理器以整合应付账款流程 - Xero有限公司于2025年10月15日完成对美国中小型企业账单支付平台Melio Limited的收购[6] - Melio平台支持更便捷的应付账款工作流程和多种支付选项[6] - 此次收购意味着Xero将应付账款自动化功能整合到其自身功能集中,旨在提供一站式服务并实现更好集成[6] Coinbase与三星合作推动加密货币主流化 - Coinbase与三星合作,将其高级服务Coinbase One集成到三星钱包中[7] - 该合作将向7500万三星Galaxy设备用户提供Coinbase One的三个月免费试用以及完成首笔交易后的25美元USDC奖励[7] - 此次集成允许用户在三星钱包中管理加密货币与传统支付方式,是建立加密货币在主流金融中合法地位的一项举措[7] 餐饮行业部署AI烹饪机器人以提升效率 - TFS Burger Works部署了由自动化公司Aniai开发的AI驱动烹饪机器人Alpha Grill[9] - 该机器人将汉堡烹饪时间减少了70%,并显著降低了劳动力成本[9] - Alpha Grill系统一次可烹饪最多8个肉饼,每小时可处理200个肉饼,在提高食品安全和质量控制的同时减少了人为错误[10]
Fintech can be catalyst to make Hong Kong a next-level financial hub: Broadridge CEO
Yahoo Finance· 2025-10-19 17:30
Embracing technology platforms for applications such as electronic proxy voting, private debt underwriting and trading of repurchase (repo) agreements can help Hong Kong elevate its standing as Asia's top financial hub, according to a leading US fintech firm. Technologies that simplified investor engagement had been a catalyst for growth in other markets, said Tim Gokey, CEO of New York-listed Broadridge Financial Solutions, adding that fintech could enhance corporate governance and product innovation to ...
Companies are blaming AI for job cuts. Critics say it's a 'good excuse'
CNBC· 2025-10-19 13:19
文章核心观点 - 多家全球性公司宣布因采用人工智能而进行裁员 但批评者认为人工智能已成为公司寻求裁员的便捷借口 实际的大规模AI裁员尚未发生 [1][2][3][4][7][14][17] 公司裁员案例与声明 - 技术咨询公司埃森哲宣布重组计划 包括对未能快速掌握AI技能的员工实行快速离职 [2] - 汉莎航空计划到2030年削减4000个职位 依靠AI提高效率 [2] - Salesforce在9月份裁减了4000个客户支持岗位 称AI可以完成公司50%的工作 [3] - 金融科技公司Klarna在积极采用AI工具后 员工数量减少了40% [3] - 语言学习平台Duolingo表示将逐步停止依赖承包商 并使用AI来填补空缺 [3] - Salesforce澄清其部署了自有AI代理Agentforce 减少了客户支持案例数量 并成功将数百名员工重新部署到专业服务、销售和客户成功等其他领域 [11][12] - Klarna联合创始人兼CEO解释 公司员工数在两年内从5500人缩减至3000人 但AI只是部分原因 并将裁员与精简分析团队和客户成功团队联系起来 [12] 对AI驱动裁员的质疑 - 专家质疑当前裁员是否真的源于AI带来的效率提升 认为公司可能将AI作为具有挑战性商业举措(如裁员)的“替罪羊” [4][5] - 公司可以利用AI将自身定位在技术前沿 以显得具有创新性和竞争力 同时掩盖裁员的真实原因 例如疫情期间过度招聘后的“市场清理” [5][6] - 有观点指出AI的应用速度远低于宣称的水平 在大公司中AI项目甚至因成本或安全问题被叫停 在此背景下宣布因AI大规模裁员更像是一个借口 [7][8] 行业数据与研究 - 耶鲁大学无党派政策研究中心的报告显示 自2022年ChatGPT发布以来 美国劳动力市场实际上很少受到AI自动化的干扰 尚未造成大规模失业 [14][15] - 纽约联储经济学家9月初的研究表明 在纽约-新泽西北部地区 服务业和制造业公司的AI使用并未导致就业人数显著减少 [16] - 数据显示 今年40%的服务业公司使用AI(高于去年的25%) 制造业公司从去年的16%增至今年的26% 但极少公司使用AI进行裁员 [16] - 过去六个月中 仅1%的服务业公司报告因AI裁员(低于2024年使用AI裁员的10%) 12%的服务业公司表示AI导致其在2025年减少招聘 相比之下 35%的服务业公司使用AI对员工进行再培训 11%的公司因此招聘了更多员工 [17]