Swiss financial market supervisory authority FINMA has ruled that HSBC Private Bank (Suisse) SA violated money laundering regulations. "HSBC Private Bank (Suisse) SA operated two high-risk business relationships where it failed to carry out an adequate check of either the origins, purpose or background of the assets involved," FINMA said in the release. "In addition, a number of high-risk transactions were insufficiently clarified and documented, making it impossible to establish the legitimate nature of th ...

After almost two years of negotiations, HSBC Holdings plc (HSBC) has finally completed the sale of its Russia Unit to Expobank. The lender confirmed that it transferred the ownership of its Russia unit, HSBC Bank (RR) LLC, to Expobank for an undisclosed fee. HSBC stated, "Economic ownership of HSBC Russia has been transferred to Expobank. The transaction will formally complete once the legal title transfer has been registered in the State Corporate Register." HSBC first announced its intention to sell 100% ...

HSBC Bank USA has introduced a checking account for business clients that combines an earnings credit rate (ECR) with credit interest. The new HSBC Hybrid Checking Account earns interest on every dollar deposited into the account, the bank said in a Thursday (May 16) press release. "Every organization has complex needs, and the HSBC Hybrid Checking Account provides an important solution to our clients by both offsetting service fees and growing account balances at the same time," Thomas Halpin, head of glob ...

There are several options including "further share sales, similar to the $50 million sale it disclosed last week." Ping An sold HSBC shares worth 391.49 million Hong Kong dollars ($50.19 million) on May 7, cutting its stake from 8.01% to 7.98%. The sale marked the first disposal of shares from Ping An since it backed a 2023 shareholder motion that sought to spin off its Asia business and establish fixed dividends. That motion was eventually defeated. Customers use automated teller machines (ATM) at an HSBC ...

Amid the current financial backdrop, HSBC stock has seen extremely strong gains of 80% from levels of $25 in early January 2021 to around $45 now, vs. an increase of about 40% for the S&P 500 over this roughly 3- year period. HSBC is one of a handful of stocks that have increased their value in each of the last 3 years, but that still wasn't enough for it to consistently beat the market. Returns for the stock were 16% in 2021, 3% in 2022, and 30% in 2023. In comparison, returns for the S&P 500 have been 27% ...

财报发布 - 汇丰控股发布2024年第一季度财报，收入达208亿美元，同比增长3%[4] CEO辞职 - CEO诺尔·奎恩宣布辞职，将继续担任职务直至找到继任者[3] 股息和股票回购计划 - 公司宣布每股ADR派发0.10美元的中期股息和0.21美元的特别股息[6] - 公司启动高达30亿美元的股票回购计划[6]

HSBC Holdings’ (HSBC) shares rose Tuesday after the London-based bank surprised the market and said its group chief executive (CEO), Noel Quinn, was stepping down after nearly five years at the helm. The bank said Quinn, a 37-year-veteran at the lender, will stay on as it looks for a successor.  First-Quarter Pretax Profit Declined HSBC, which makes most of its profit from Hong Kong and has pivoted more of its business to Asia under Quinn, also announced Tuesday that pretax profit fell to $12.7 billion ...

财务数据和关键指标变化 - 报告期内,公司实现利润总额127亿美元,同比下降0.3亿美元,剔除特殊项目后利润总额为90亿美元,同比下降0.4亿美元 [17][21] - 公司实现税后净利润率16.4%,剔除特殊项目后达到该水平 [18] - 公司完成了20亿美元的股票回购计划,并宣布新的88亿美元的资本分配计划,包括100亿美元的股息和30亿美元的新一轮股票回购 [18][19] 各条业务线数据和关键指标变化 - 银行净息差收入113亿美元,环比增加0.6亿美元,主要受益于阿根廷银行净息差的增加以及上一季度现金流对冲重分类的非重复性影响 [22][23][24] - 交易银行手续费收入同比下降9%,主要由于外汇收入的正常化,但全球支付解决方案收入增长6% [26] - 财富管理业务收入增长14%,其中私人银行业务增长34%,主要受益于亚洲客户交易活动的增加 [27][28] - 保险新业务价值增长一倍,达到0.8亿美元 [29] 各个市场数据和关键指标变化 - 香港地区贷款需求疲软,主要由于与中国内地的利率差异较大 [35][36] - 除香港外,公司在英国、中东、墨西哥和亚洲其他地区的贷款均实现了良好增长 [35] - 公司存款总额下降2%,主要由于季节性因素、香港客户从定期存款转向理财产品以及公司有意放弃一些高价敏感存款 [36][37] 公司战略和发展方向及行业竞争 - 公司已完成对加拿大业务的出售,并计划在未来12个月内完成对阿根廷业务的出售 [39] - 公司将继续专注于国际化核心业务,包括财富管理、交易银行和全球批发银行等领域,并准备在企业贷款需求回升时抓住机遇 [66][67] - 公司在香港以外地区的业务表现良好,如英国、中东、墨西哥和亚洲其他市场,体现了公司国际化战略的成效 [71] 管理层对经营环境和未来前景的评论 - 管理层对英国经济前景保持乐观,认为通胀和就业形势良好,公司在该市场的地位不断提升 [130][131][132] - 管理层对阿根廷业务的表现持谨慎态度,由于通胀和汇率波动导致该业务的收益存在高度不确定性 [137][138][139] - 管理层表示将继续保持成本纪律,并确认将限制2024年成本增长约5% [32][33][134] 问答环节重要的提问和回答 问题1 **Joseph Dickerson 提问** 香港存款迁移趋势是否好于预期 [44][45] **Georges Elhedery 回答** 公司已对部分私人银行定期存款进行了重新分类,但整体趋势保持稳定,迁移速度有所放缓,但仍为时尚早,无法确定是否已见顶 [47][48] 问题2 **Raul Sinha 提问** 公司风险加权资产增长的原因,以及未来资本分配的考虑 [54][55] **Georges Elhedery 回答** 风险加权资产增长主要由于贷款和资产规模增长、市场活动正常化以及资产质量下调等因素,公司将继续密切监控资产质量,保持充足的资本水平以支持未来的资本分配 [58][59][60][61][62][63] 问题3 **Jeremy Hugh 提问** 香港存款变动的原因,以及公司对冲收益的情况 [74][75] **Georges Elhedery 回答** 香港存款变动主要受季节性因素和客户从存款转向理财产品的影响,公司将继续保持强大的存款基础。同时,公司正在增加结构性对冲规模,这将对净息差产生温和的负面影响,但将带来更高的再投资收益,整体将为净息差贡献正面影响 [76][77][78][79][80]

HSBC on Tuesday announced the surprise departure of Group Chief Executive Officer Noel Quinn after nearly five years at the helm.In a statement released by the bank, Quinn said:"It has been a privilege to lead HSBC. I never imagined when I started 37 years ago that I would have the honour of becoming Group Chief Executive of this great bank. I am proud of what we have achieved, and it has only been possible because of the talent, dedication, and commitment of the people at HSBC. I want to thank them wholehe ...

汇丰银行裁员情况 - 汇丰银行在亚洲投资银行部门进行裁员，主要集中在香港和新加坡[2] - 中国和香港股市由于中国经济结构问题一直在困境中，导致投资银行纷纷裁员[3] - 汇丰银行并未直接回应路透社的报道，但表示公司的员工规模每年都会波动[4]