MINNEAPOLIS, July 25, 2025 (GLOBE NEWSWIRE) -- Celcuity Inc. (Nasdaq: CELC), a clinical-stage biotechnology company pursuing development of targeted therapies for oncology, today announced the Company will hold a conference call and webcast on Monday, July 28, 2025 at 8:00 AM ET to disclose the topline results of the PIK3CA Wild-Type Cohort from the Phase 3 VIKTORIA-1 trial. Webcast and Conference Call Information The Celcuity management team will host a webcast/conference call on Monday, July 28, 2025 at 8 ...

Shares of iconic brand house LVMH Moët Hennessy (LVMUY 5.39%) rallied 5.3% on Friday, as of 3:28 p.m. ET.The luxury goods giant reported earnings last night for the first half of 2025, which showed continued year-over-year declines in revenue and profits. And yet, LVMH's stock rose, as results were apparently better than feared, and investors may believe the stock has already bottomed after being cut in half from its highs.Revenue and profits down but so was the stockComing into the day, LVMH's stock had fa ...

PCB Bancorp (PCB 3.66%), a California-based community bank focused on small business and consumer clients, released its second quarter 2025 results on July 24, 2025. The bank reported earnings per share of $0.62, beating the analyst estimate of $0.56. Net interest income was $26.0 million, which fell short of the $28.63 million consensus. The quarter saw notable improvements in profitability and operational efficiency, but also some emerging credit quality concerns, especially in consumer lending. Overall, ...

Rocket Pharmaceuticals, Inc. RCKT, a firm focused on developing cardiovascular gene therapy, announced a strategic corporate reorganization to extend its runway.The restructuring and reprioritization initiative focuses Rocket’s resources on the adeno-associated virus (AAV) cardiovascular platform, comprised of clinical programs in Danon disease, PKP2-associated arrhythmogenic cardiomyopathy (PKP2-ACM), and BAG3-associated dilated cardiomyopathy (BAG3-DCM), as well as submitting the completed responses to th ...

财务数据和关键指标变化 - 二季度税前预拨备调整后收益同比增长13%，每股收益增长10%，资产回报率与上一季度和去年同期持平，有形账面价值每股较去年增长14% [5] - 二季度净利息收入中代替利息的费用较第一季度下降37.9万美元，调整后的净利息利润率较上一季度和去年同期上升1个基点至3.47% [15] - 二季度其他费用收入中SBIC费用收入减少36.9万美元，预计下半年会改善 [16] - 二季度重新分类的C&I贷款费用约为56.7万美元，一季度为50万美元，对总收入无影响，预计长期费用收入将以10%的年增长率增长 [17] - 二季度费用得到良好控制，年初至今有效税率为15.8%，处于预期范围16% - 18%的低端 [18] - 与2024年同期和2025年前6个月相比，运营收入增长10%，税前预拨备收益增长18%，净收入增长17%，有形账面价值增长14% [20] 各条业务线数据和关键指标变化 核心存款业务 - 核心存款较第一季度增加7000万美元，年化增长11%，较去年二季度增长10%，存款服务手续费较去年二季度增长16% [7] 贷款业务 - 贷款余额较去年同期增长约2.67亿美元，增幅约9%，C&I贷款余额增加3000万美元，年化增长10% [8] - 资产抵押贷款增长1300万美元，库存融资增长1000万美元，设备融资增长700万美元，资产抵押贷款业务活动水平超过过去两年 [9] 私人财富业务 - 私人财富管理资产在本季度年化增长36%，较去年增长15%，过去12个月约63%的管理资产增长来自新老客户的转移 [11] SBA贷款业务 - SBA贷款销售溢价和费用收入减少，本季度贷款关闭和全额融资的时间影响了收入，且SBA建设贷款比例较高拉长了贷款销售时间，市场竞争激烈 [12] 资产质量 - 本季度净冲销处于较低水平，新增460万美元不良资产是由于传统C&I投资组合中运输和物流行业的一笔单一信贷，该行业总敞口为7500万美元，传统投资组合中的敞口有充分抵押 [13] 各个市场数据和关键指标变化 未提及相关内容 公司战略和发展方向和行业竞争 - 公司致力于实现五年战略计划，推动年度两位数增长，注重长期关系发展，采用滚动四个季度的评估方式 [4][7] - 计划将市场存款占比目标设定为75%，批发资金占比为25%，并根据匹配资金需求和借款人融资情况有所波动 [49] - 持续投入SBIC基金和BOLI，作为长期收入催化剂和有效利用资本的方式 [16] - 市场竞争激烈，公司在存款和贷款业务中面临竞争，但能够通过合理定价资产维持3.6% - 3.65%的净利息利润率目标 [29][56] - 战略上注重C&I贷款业务增长，其收益率比CRE贷款高约200个基点，有助于在存款成本上升的情况下维持利润率 [57] 管理层对经营环境和未来前景的评论 - 管理层对2025年及以后的前景持乐观态度，认为专注战略举措将继续带来良好效果 [20] - 认为经济不确定性和犹豫情绪有所缓解，借款人将维持正常业务状态 [26] - 预计费用能够实现年度正运营杠杆，即费用增长低于10%的年度收入增长目标 [18] - 认为SBA贷款销售收益会反弹，接近第一季度水平 [36] 其他重要信息 - 公司首席执行官Corey Chembes计划于2026年5月退休，总裁兼首席运营官Dave Siler将接任首席执行官 [5] 问答环节所有提问和回答 问题: 贷款增长能否达到10%的目标 - 目前贷款增长率在8% - 8.9%，距离10%不远，交易的波动可能使季度增长率有所变化，公司认为目标仍可实现，且在传统市场和专业领域有广泛增长 [23][24][25] 问题: 商业借款人是否有更多积极迹象，下半年贷款增长是否会更强 - 认为经济不确定性和犹豫情绪有所缓解，借款人将维持正常业务状态，贷款增长将保持稳定 [26] 问题: 存款竞争加剧和成本上升是否会威胁净利息利润率目标 - 公司一直支付市场顶级利率以保持竞争力和建立关系，目前高利率持续时间更长，但不认为这对3.6% - 3.65%的净利息利润率目标有负面影响 [29] 问题: 导致NPAs增加的特定贷款金额及目前贷款与准备金的情况 - 导致NPAs增加的特定贷款金额约为600万美元，该贷款已进行减值分析并专门计提准备金，目前已充分抵押 [32] 问题: SBA贷款销售收益在年度的预期情况 - 认为SBA贷款销售收益会波动，第一季度高于预期，第二季度下降，预计会反弹，接近第一季度水平 [34][36] 问题: 运输投资组合剩余部分的情况 - 设备融资运输贷款正在减少，传统投资组合表现良好，且传统投资组合的抵押覆盖率更强 [40][41] 问题: 下半年费用的增长情况 - 预计费用将适度增长，公司有能力在2025年实现年度正运营杠杆 [42] 问题: 拨备的预期情况 - 认为在无其他贷款变为不良的情况下，拨备足以支持增长并保持准备金水平稳定，过去三个季度拨备在250万 - 270万美元的范围内是合理的，经济预测对CECL模型的输入是不确定因素 [44][45] 问题: 核心存款增长趋势及批发资金目标 - 公司目标是市场存款占比75%，批发资金占比25%，预计下半年核心存款增长将与贷款增长相匹配，通过积极的客户拓展和服务费用增长来衡量存款增长情况 [49][51][53] 问题: 目前市场竞争情况 - 市场竞争激烈，但公司能够支付所需利率并合理定价资产，维持3.6% - 3.65%的净利息利润率目标 [56] 问题: 短期利率变化对利润率的影响 - 截至第二季度公司略微资产敏感，主要是由于资产负债表上的短期现金，计划在下半年将其投入使用，模型显示利率变化对利润率的影响较小，公司有能力管理存款贝塔值以维持利润率目标 [59][60] 问题: 批发资金到期对近期利润率的影响 - 本季度约1000万美元的短期批发资金到期后被核心存款替代，加权平均利率基本一致，对净利息利润率有积极推动作用，公司有信心维持利润率目标 [69] 问题: 本季度特色贷款与传统贷款的组合情况及未来趋势 - 希望特色贷款占比有所提高，近期ABL和库存融资业务有望增长，预计未来一年特色贷款占比接近25%，长期可能达到30%，目前特色贷款业务基本与其他投资组合保持一致，库存融资业务增长较快 [71][74][77] 问题: 本季度批评贷款或分类贷款的变化情况 - 未发现重大变化，相关趋势在报告中较为稳定 [78]

Pool (POOL -0.07%), the world's largest wholesale distributor of swimming pool and related backyard products, reported its earnings for the second quarter of fiscal 2025 on July 24, 2025. The most notable takeaway from the release was a modest beat on both revenue and earnings per share (EPS), with GAAP EPS and revenue exceeding analyst estimates. Revenue totaled $1.79 billion, and adjusted EPS was $5.17. These figures surpassed analyst expectations of $1.78 billion for revenue and $5.09 for EPS. Despite th ...

Key Takeaways DECK delivered a strong Q1 fiscal 2026, with results exceeding expectations and rising year over year.HOKA and UGG brands led growth, backed by expanded brand presence and direct-to-consumer strength.Despite solid results, DECK withheld FY26 guidance due to ongoing macroeconomic uncertainties.Deckers Outdoor Corporation ((DECK) delivered an impressive first-quarter fiscal 2026 performance, surpassing expectations and increasing year over year. The standout performances of its HOKA and UGG bran ...

United Bankshares (UBSI -1.23%), a regional banking company with deep roots in commercial lending and a significant presence across the Mid-Atlantic and Southeast regions, reported record results for the second quarter on July 24, 2025. The company delivered higher-than-expected earnings and revenue, posting $0.85 in GAAP earnings per share on $306.0 million in GAAP revenue, both beating analyst expectations of $0.76 and $298.8 million. The quarter saw continued growth from its acquisition strategy and impr ...

Key Takeaways PSX posted Q2 earnings of $2.38 per share and revenues of $33.5B, beating consensus estimates.Higher global refining margins and increased volumes drove refining segment profits higher.Marketing & Specialties saw strong margin gains, while Chemicals and Renewables weakened.Phillips 66 (PSX) reported second-quarter 2025 adjusted earnings of $2.38 per share, which topped the Zacks Consensus Estimate of $1.66. The bottom line also improved from the year-ago quarter’s level of $2.31.Total quarterl ...

I focus on long-term investments while incorporating short-term shorts to uncover alpha opportunities. My investment approach revolves around bottom-up analysis, delving into the fundamental strengths and weaknesses of individual companies. My investment duration is the medium to long-term. Ultimately, I aim to identify companies with solid fundamentals, sustainable competitive advantages, and growth potential.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the compa ...