UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ COMMISSION FILE NUMBER 001-12307 ZIONS BANCORPORATION, NATIONAL ASSOCIATION (Exact name of registrant as specified in its charter) United States of A ...

Zions Bancorporation, National Association (NASDAQ:ZION) Q4 2022 Earnings Conference Call January 23, 2023 5:30 PM ET Company Participants James Abbott - Director, IR Harris Simmons - Chairman and CEO Paul Burdiss - CFO Scott McLean - President and COO Michael Morris - Chief Credit Officer Conference Call Participants Manan Gosalia - Morgan Stanley Ebrahim Poonawala - Bank of America John Pancari - Evercore ISI Chris McGratty - KBW Peter Winter - D.A. Davidson Ken Usdin - Jefferies Operator Greetings, and w ...

2022 Fourth Quarter Investor Update ZIONS BANCORPORATION November 2022 Forward-Looking Statements; Use of Non-GAAP Financial Measures 2 Forward Looking Information This earnings presentation includes "forward-looking statements" as that term is defined in the Private Securities Litigation Reform Act of 1995. These statements, often accompanied by words such as "may," "might," "could," "anticipate," "expect," and similar terms, are based on management's current expectations and assumptions regarding future e ...

2022 Fourth Quarter Investor Update ZIONS BANCORPORATION November 2022 Forward-Looking Statements; Use of Non-GAAP Financial Measures 2 Forward Looking Information This earnings presentation includes "forward-looking statements" as that term is defined in the Private Securities Litigation Reform Act of 1995. These statements, often accompanied by words such as "may," "might," "could," "anticipate," "expect," and similar terms, are based on management's current expectations and assumptions regarding future e ...

Zions Bancorporation, National Association (NASDAQ:ZION) Q3 2022 Earnings Conference Call October 24, 2022 5:30 PM ET Company Participants Ryan Richards - Corporate Controller Harris Simmons - Chairman and CEO Paul Burdiss - CFO Scott McLean - President and COO Keith Maio - Chief Risk Officer Michael Morris - Chief Credit Officer Conference Call Participants John Pancari - Evercore ISI Ebrahim Poonawala - Bank of America Dave Rochester - Compass Point Ken Usdin - Jefferies Brad Milsaps - Piper Sandler Jenni ...

Second Quarter 2022 Financial Review ZIONS BANCORPORATION July 26, 2022 Forward-Looking Statements; Use of Non-GAAP Financial Measures 2 Forward Looking Information This earnings presentation includes "forward-looking statements" as that term is defined in the Private Securities Litigation Reform Act of 1995. These statements, often accompanied by words such as "may," "might," "could," "anticipate," "expect," and similar terms, are based on management's current expectations and assumptions regarding future ...

Zions Bancorporation, National Association (NASDAQ:ZION) Q2 2022 Results Conference Call July 26, 2022 5:30 PM ET Company Participants James Abbott - Director of Investor Relations Harris Simmons - Chairman and Chief Executive Officer Paul Burdiss - Chief Financial Officer Scott McLean - President and Chief Operating Officer Keith Maio - Chief Risk Officer Michael Morris - Chief Credit Officer Conference Call Participants Ken Usdin - Jefferies Dave Rochester - Compass Point John Pancari - Evercore ISI Peter ...

First Quarter 2022 Financial Review ZIONS BANCORPORATION April 25, 2022 Forward-Looking Statements; Use of Non-GAAP Financial Measures 2 Forward Looking Information This earnings presentation includes "forward-looking statements" as that term is defined in the Private Securities Litigation Reform Act of 1995. These statements, often accompanied by words such as "may," "might," "could," "anticipate," "expect," and similar terms, are based on management's current expectations and assumptions regarding future ...

Zions Bancorporation, National Association (NASDAQ:ZION) Q1 2022 Earnings Conference Call April 25, 2022 5:30 PM ET Company Participants James Abbott - SVP, IR and Exterior Communications Harris Simmons - Chairman and CEO Scott McLean - President and COO Paul Burdiss - CFO Keith Maio - Chief Risk Officer Michael Morris - Chief Credit Officer Conference Call Participants Christ McGratty - KBW Ebrahim Poonawala - Bank of America Ken Usdin - Jefferies Jennifer Denba - Truist Securities John Pancari - Evercore ...

Fourth Quarter 2021 Financial Review ZIONS BANCORPORATION January 24, 2022 Forward-Looking Statements; Use of Non-GAAP Financial Measures 2 Forward Looking Information This earnings presentation includes "forward-looking statements" as that term is defined in the Private Securities Litigation Reform Act of 1995. These statements, often accompanied by words such as "may," "might," "could," "anticipate," "expect," and similar terms, are based on management's current expectations and assumptions regarding futu ...