For Rivian's chief of autonomy, the decision to put in lidar for the EV company's coming R2 SUV was obvious. James Philbin, Rivian's VP of autonomy and AI, told Business Insider that the price of lidar has decreased significantly enough in recent years to be able to put the sensor inside a personally-owned, mass-production vehicle."It's been on this incredible cost curve, where 10 years ago, it would be just unimaginable that you could put a lidar on a consumer vehicle. And now it's getting into that price ...

Over the last few months, we've written about where billionaires live and how the uber-rich spend their money. What about how they invest?A new report from UBS has the answers. This year, the bank conducted its annual survey of billionaire clients on several topics, including where they plan to invest their money for 12-month and five-year periods. Optimism in the near term seems to be highest around two areas in particular compared to 2024: Western Europe and China.Forty percent of respondents said they ...

公司销售策略与激励措施 - 公司在美国市场推出了一系列激励措施，包括为特定Model Y标准版提供长达72个月的0%年利率融资，并在其网站上宣传无需首付即可租赁Model Y的选项 [1] - 公司为买家提供以燃油车置换可获得2000英里免费超级充电的优惠，并为特定库存车辆提供价值高达1500美元的免费升级，包括高级车漆、拖车钩和19英寸“Nova”轮毂 [2] - 公司通常在年底提供更多激励，但此次举措旨在避免连续第二年出现销量下滑，此前公司在2024年首次出现年度销量同比下降 [2] 公司销售业绩与目标 - 公司需要在2024年最后三个月销售55.5万辆电动汽车，才能与去年销量持平，这一季度销量目标将超过其历史任何季度的销量 [3] - 若销量再次下滑，将提供更多证据表明公司在多年快速增长后势头正在停滞 [3] - 公司首席执行官曾预测2025年销量将增长20-30% [3] 公司面临的市场挑战 - 公司在欧洲市场销量因对其首席执行官政治立场的抵制而大幅下滑 [4] - 在中国市场，公司受到来自本土竞争对手的激烈挤压 [4] - 在美国市场，特朗普政府在9月取消了7500美元的新电动汽车税收抵免，导致公司9月至10月间的美国销量下降了35% [4] 公司战略重心转移 - 公司正日益将战略重点转向人工智能和机器人技术 [5] - 公司首席执行官将无方向盘的Cybercab和Optimus机器人描述为公司的未来，两者均计划于明年投入生产 [5]

When you spend a dollar at Apple's App Store, up to 30 cents of that goes to Apple. Now, a US court ruling may change that radically — opening up a future where Apple collects almost none of the money users spend on apps.Emphasis on may: Developers and regulators have been complaining about Apple's App Store fees for years. And while they've won some battles, Apple has been able to keep its business more or less intact — which is a big reason Apple's services business, a core part of the company's financia ...

Warren Buffett will soon be out of a job, but at age 95, he's probably not looking for a new one. Longtime admirer Jamie Dimon may have sprung for the next best thing by hiring his understudy. The JPMorgan CEO has hired Todd Combs, one of Buffett's two investment managers at Berkshire Hathaway, to head up a new $10 billion group at the bank and be his special advisor.Bringing Combs into the JPMorgan fold might be as near as Dimon can get to having Buffett himself on his team. "Dimon may very well have vie ...

标普500指数前景与风险情景 - 投资机构Stifel的核心观点是 若美国经济在2026年保持良好 标普500指数有9%的上涨空间 但若经济衰退发生 该基准指数可能快速下跌20% [1] - 经济衰退并非Stifel及多数主要银行的基本情景预测 美联储已上调2026年增长预测 Stifel评估经济衰退发生的概率约为25% [2] 潜在经济风险因素 - 劳动力市场基础不稳 失业率和裁员人数上升 新工作机会稀缺 若就业市场显著恶化 消费者可能缩减支出 而消费支出占美国GDP的68% [3] - 股票估值处于历史高位 自二战以来 经济衰退期间股市的中位数回撤幅度为20% 平均跌幅为23% [4] - 股市风险溢价（股票预期回报超出国债无风险回报的部分）正接近1990年代末至2000年代初互联网泡沫时期的水平 [5] 市场下行时的传导路径与防御策略 - 若熊市来临 投机性最强的资产将首当其冲下跌 随后波及整个市场 一个由Palantir、Strategy和GameStop等七只高波动性股票组成的篮子 作为投机情绪的代理指标 在过去几个月已大幅下跌 [5] - 尽管基本情景是标普500在2026年实现正回报 但考虑到上述风险 建议构建防御性股票的对冲头寸 [6] - 可关注的传统防御性资产基金包括 Consumer Staples Select Sector SPDR Fund (XLP)、Invesco S&P 500 Low Volatility ETF (SPLV)、JPMorgan Equity Premium Income ETF (JEPI) 以及 iMGP DBi Managed Futures Strategy ETF (DBMF) [6]

When Mody Khan lost his job at Microsoft last December, he was hopeful he'd bounce back quickly. But the tech job market had other ideas. Now, a year later, he's still looking. Despite a five-year run at Microsoft as a cloud solution architect, he said, even landing interviews has been a struggle."I've been constantly applying, and I've had interviews, but I've been turned down everywhere," said Khan, who is in his 50s and lives in Texas. In the meantime, he's exhausted his rainy day fund and fallen behind ...

It's likely just a matter of time before we see the wisened duo of Rafiki and Jiminy Cricket weilding lightsabers on the icy plains of Arendelle. That's courtesy of artificial intelligence, of course, and a new deal between Disney and OpenAI.OpenAI said Thursday it had struck a licensing agreement to use Disney's characters and other intellectual property. Disney will also invest $1 billion in OpenAI and will purchase ChatGPT Enterprise for its employees. It's a major shift for Disney, which has historica ...

Uber is preparing for a robotaxi surge, and its CEO says one market will drive it. Dara Khosrowshahi said in an interview with Bloomberg Television published Friday that robotaxis are a "trillion-dollar-plus" opportunity and Asia is a huge growth market for the ride-hailing giant."I expect to be in 10-plus markets by next year. And we want those markets to be in the Asia-Pacific region as well," Khosrowshahi said. Uber has self-driving vehicles in the US and the Middle East. Analysts have long touted auto ...

Costco just keeps cruising. The wholesale club delivered net sales of $65.98 billion for the quarter, up 8.2% from $60.99 billion for the same period last year.US stores saw strong comparable sales growth of 5.9%, propelled by a 2.6% increase in traffic and a 3.2% increase in transaction size. CFO Gary Millerchip also said the holiday season has been a record-setting one for its US warehouses.The food court sold 358,000 whole pizzas for Halloween, and more than 4.5 million pies in the three days leading u ...