Key TakeawaysWells Fargo & Co. warned of declining interest income this year on expected Federal Reserve interest rate cuts.Wells Fargo said it sees 2024 net interest income falling by 7% to 9%.In its fiscal 2023 fourth quarter, Wells Fargo beat profit and sales estimates on gains in corporate and investment banking and commercial banking.Shares of Wells Fargo & Co. (WFC) were down almost 4% Friday after the bank warned interest income could fall significantly in 2024 as borrowing costs decline.The company ...

公司财报表现 - 公司的财报表现不错，营收和每股收益均超过分析师预期，管理层对新一年持乐观态度，CEO Charlie Scharf表示公司受益于强劲的经济环境和效率提升[4] - 公司正在执行战略重点，早期迹象显示在某些领域增长和市场份额增加，新的信用卡产品推动了消费者支出超过行业平均水平，公司的企业和投资银行部门收入增长达到26%[5] 股价波动原因 - 银行在两项主要指标上超过了分析师的预期，但由于对净利息收入的下调预期，股价有所下跌[1],[2] - 尽管公司在营收和每股收益方面超过预期，但市场对其财报的反应并不乐观，股价出现了3%的下跌[2] - 股价下跌的原因可能是由于联邦存款保险公司对大型银行和其保险基金进行的特别评估，导致公司预计2024年的净利息收入将比2023年低9%[6] 投资者展望 - 对于观望的投资者来说，这次股价下跌可能是一个入场机会，公司在去年年底表现良好，预计未来有长期投资机会[3] - 公司股价在圣诞节前一直处于高位，现在股价回调到更为中性的水平，一旦股价再次上涨，将有更多的上涨空间[8] 市场预测 - 市场预测工具将公司评级为“中等买入”，目标股价为66美元，预计下周股价将开始稳定，并有望向近期高点回升[9]

智通财经APP获悉，1月12日，富国银行(WFC.US)公布2023年第四季度业绩。数据显示，该公司Q4总营收为205亿美元，同比增长2%，市场预期203亿美元;净利润为34亿美元，较上年同期的31.6亿美元增长了9%，与市场预期相符;摊薄后每股收益为0.86美元，较上年同期每股收益0.67美元增长了28.36%。 其中，净利息收入为128亿美元，同比下降5%，但超出了预期，表明该公司仍然受益于较高的利率;非利息收入为77亿美元，同比增长17%。 值得一提的是，富国银行在一份声明中表示，第四季度的支出为158亿美元，较上年同期下降了2%，而分析师此前预计将下降11%。其中包括11亿美元的裁员费用和向FDIC支付的19亿美元特别评估费。 据了解，富国银行第四季度的成本超出了预期，主要因为裁员费用的增加以及为补充联邦存款保险公司(FDIC)主要基金支付的特别评估费，后者是由于去年银行业的失败案例所致。 当前，该银行预计今年将再削减10亿美元的开支，全年成本预计降至526亿美元。与此同时，富国银行表示，今年的净利息收入可能下降高达9%，分析师此前预期下降6%。 此外，富国银行报告称，第四季度的净坏账核销额(Net ...

About this content About Stephen Gunnion Stephen Gunnion is a senior financial journalist and broadcaster at Proactive Investors. He has more than 25 years of experience in television, radio and print media, anchoring on a number of television channels including South Africa's Business Day TV, CNBC Africa and the South African Broadcasting Corporation, where he was the economics editor. He has also worked for Daily Maverick, Bloomberg, the Business Day newspaper and Investors' Chronicle. Read more About ...

Wells Fargo shares fell Friday even after fourth-quarter profit rose from a year ago, as the bank benefited from higher interest rates and cost-cutting efforts.Here's what the bank reported versus what Wall Street was expecting based on a survey of analysts by LSEG, formerly known as Refinitiv:·       Revenue: $20.48 billion vs. $20.30 billion expectedWells Fargo's stock fell 1% before the bell.Total revenue came in at $20.48 billion for the period. That's a 2% increase from the fourth quarter of 2022 when ...

Wells Fargo & Co (NYSE: WFC), on January 12th, reported a 9.0% increase in its fourth-quarter net income on the back of a 17% jump in noninterest income.Why is Wells Fargo stock trending down?Copy link to sectionThe financial services behemoth saw its net income come in at $3.44 billion – down 40% versus the previous quarter. On a per-share basis, Wells Fargo earned 86 cents in its Q4. Charlie Scharf – its chief executive said in a press release today: We continue to execute on our strategic priorities. We ...

Shares of Wells Fargo & Co. WFC, -0.08% dropped 1.8% toward a one-month low after the California-based bank reported fourth-quarter profit that just matched expectations and credit-loss provisions climbed, while revenue rose above forecasts. Net income rose to $3.45 billion, or 86 cents a share, from $3.16 billion, or 75 cents a share, in the year-ago period. The FactSet consensus for earnings per share was 86 cents. Revenue grew 2.2% to $20.48 billion, above the FactSet consensus of $20.30 billion. Provis ...

December was a huge month for major bank stocks, with Bank of America (BAC -0.40%) and Wells Fargo (WFC -0.68%) both gaining 10.4%, and PNC (PNC 0.19%) charging 15.6% higher, according to data provided by S&P Global Market Intelligence.The banking sector was lifted by the Federal Reserve's commentary following its Open Market Committee meeting on Dec. 13. The central bank had a more dovish tone than anticipated, openly suggesting that a shift away from restrictive monetary policy could be around the corner. ...

"Our Secret Numbers: Women, Men, and the Taboo Nature of Financial Health" finds 1 in 4 surveyed adults have never shared financial numbers like savings, spending and credit score with anyoneSurvey reveals 43% of women grapple with financial anxiety, compared to only 29% of menSAN FRANCISCO, Jan. 10, 2024 /PRNewswire/ -- For National Financial Wellness Month, Wells Fargo & Company (NYSE: WFC) and The Female Quotient (The FQ) are releasing the findings from a new research study conducted by The FQ, "Our Secr ...

女性企业增长趋势 - 女性拥有的企业在疫情期间增加了140万个工作岗位和5796亿美元的收入，表现出强大的韧性和适应能力[2] - 在2020年疫情期间，女性创办的企业数量增加，增长速度超过了男性的94.3%[2] - 女性拥有的企业在2019年至2023年间的增长速度超过了男性的94.3%，就业人数增长了252.8%，收入增长了82.0%[2] 不同族裔女性企业增长 - 黑人/非裔美国人和西班牙裔/拉丁裔女性拥有的企业在疫情期间增长速度远高于所有女性拥有的企业，收入增长分别为32.7%和17.1%[4] 女性企业规模和行业分布 - 拥有50名或以上员工的女性拥有的企业占所有女性拥有企业就业人数和收入的近一半，如果她们达到男性拥有的同等规模企业的平均收入水平，将为美国经济增加1.2万亿美元的收入[5] - 女性拥有的企业主要集中在其他服务、专业、科学和技术服务、行政、支持和废物管理以及医疗保健和社会援助等四个行业，但在2019年至2023年间，金融、保险、房地产、交通和仓储行业增长最为显著[7] 地区经济影响力 - 女性拥有的企业在全国范围内呈现增长趋势，纽约、北卡罗来纳、乔治亚、佛罗里达和加利福尼亚等州对女性拥有的企业具有重要的经济影响力[8] - 在迈阿密、达拉斯、波士顿、洛杉矶和凤凰城等地区，女性拥有的企业也表现出强劲的经济增长势头[9] 女性企业贡献潜力 - 女性企业主虽然占美国企业的39.1%，但仅占就业人数的9.2%和收入的5.8%，如果缩小女性和男性企业之间的平均收入差距，有望为国家经济带来7.9万亿美元的额外收入[10]