As Apple Inc. accelerates internal discussions around leadership succession, hardware engineering chief John Ternus has emerged as the leading candidate to eventually succeed Chief Executive Officer T... ...

交易核心公告 - 摩根大通将成为苹果卡的新发卡行，取代高盛，预计过渡期约为24个月，需获得常规监管批准 [1] - 公司预计在2025年第四季度确认一笔22亿美元的信贷损失拨备，这与苹果卡贷款组合的远期购买承诺相关 [2] - 根据协议条款，公司将收购苹果卡贷款组合，预计过渡完成后将为摩根大通平台带来超过200亿美元的信用卡余额 [3] 交易背景与动因 - 苹果卡于2019年与高盛合作推出，标志着高盛进入消费信用卡领域；2023年，高盛因消费银行业务亏损加剧而表示有意退出该合作 [4] - 苹果在2023年底探索将项目转移给新发卡行，鉴于摩根大通通过Apple Pay的现有合作关系及其在苹果零售店的大量交易业务，成为自然接替者 [5] - 高盛作为其缩减消费银行业务战略调整的一部分，已同意将苹果卡项目转移给摩根大通 [5] 对摩根大通的战略意义 - 该协议通过扩大其联名卡组合并增加消费支付业务规模，加强了公司在美国信用卡市场的地位 [6] - 通过引入庞大且成熟的持卡人基础，公司有望加速信用卡交易量并扩大其美国消费者覆盖范围 [6] - 公司卡片业务近年来持续增长，每年新增数百万账户；2025年前九个月，卡片销售额同比增长7.6%；苹果卡组合的加入将进一步增强这一势头，带来具有战略价值的客户和余额基础，巩固公司在卡片业务的长期增长轨迹 [7] 财务与市场表现 - 交易将为摩根大通平台带来超过200亿美元的信用卡余额 [3][9] - 在过去六个月中，摩根大通股价上涨了15.6%，而同期行业增长为22.6% [8]

Follow Apple on Seeking Alpha! Learn more about Seeking Alpha Quant Ratings Get Started With Seeking Alpha Premium Now This video's transcript was generated by a third party. It is not curated or reviewed and is provided for convenience and information purposes only. The accuracy and completeness of the transcript are not guaranteed. Welcome to 2 Minute Analysis. Our goal is to not only entertain, but provide value and insights about the investments you care about. So, let's throw 2 minutes on the clock a ...

Stock image. China’s threats this week to restrict rare earths exports to Japan could harm the Japanese economy and manufacturers, which heavily depend on China for supplies of the critical minerals.China’s Ministry of Commerce announced Tuesday a ban on the export to Japan of dual-use items that have civilian and military applications, the state-run China Daily reported.But Beijing is also considering curbs on export permits for some rare earth-related products, according to the Daily.The move appears to b ...

Key Takeaways Chase will take over as issuer for Apple Card, with the transition completing in about 24 months. AAPL's Services revenue rose 14% in fiscal 2025, driven by Apple Pay, TV , and Arcade expansion. AAPL faces fintech pressure from GOOGL's Wallet and AFRM's growing buy now, pay later offerings.Apple (AAPL) and Chase announced that the latter will assume the role of issuer for Apple Card, with the transition expected to be completed in roughly 24 months. During this period and beyond, Apple Card us ...

And, underneath the hood, we've seen Apple's lucrative services business consistently grow at double-digit rates year over year. With the segment commanding a gross margin about twice as high as its products business, this (along with an aggressive share repurchase program) has helped the tech company's earnings per share grow at an even faster rate than revenue. Even more, with Apple's services business growing as a percentage of total revenue, it will likely help the company accelerate its overall earning ...

投资者商业日报网站信息 - 网站提供多种股票市场分析工具，包括IBD股票图表、IBD股票检查、股票报价、今日股市、大图景和我的股票列表 [3] - 网站提供高级投资研究平台和服务，包括IBD Live、Leaderboard、SwingTrader、MarketSurge、IBD Digital和MarketDiem [4] - 网站隶属于道琼斯公司，提供其旗下媒体的连接，包括《华尔街日报》、《巴伦周刊》、MarketWatch和道琼斯聪明钱 [4] 公司商标与版权 - IBD、IBD Digital、IBD Live、IBD Weekly、Investor's Business Daily、Leaderboard、MarketDiem、MarketSurge等商标归投资者商业日报有限责任公司所有 [6] - 网站内容版权归2026年投资者商业日报有限责任公司所有 [6]

市值排名变动 - 谷歌母公司Alphabet市值超越苹果，成为全球第二大公司 [1] - 这是自2019年以来Alphabet的市值首次超过苹果 [1] - 英伟达仍是全球市值最大的股票，市值约4.6万亿美元 [1] Alphabet市值表现 - Alphabet股价周三上涨2.4%，收盘市值达到3.89万亿美元 [1] - 周四开盘后，Alphabet股价进一步上涨1.1% [1] 苹果市值表现 - 苹果周三收盘市值为3.85万亿美元，低于Alphabet [1] - 苹果股价经历六连跌，累计跌幅近5%，市值蒸发近2000亿美元 [1] - 周四开盘后，苹果股价下跌1.2% [1]

Apple is one of the largest companies in the world. From television to tablets, its products are everywhere, so it's no surprise that Apple created its own credit card, too. In partnership with Goldman Sachs, a leading financial services company, Apple launched the Apple Card in 2019. Like you might expect, the Apple Card is ideal for Apple devotees who use Apple products and want to save on their tech spending. But this no-annual-fee cash-back credit card has a lot to offer for your regular spending, too ...

John Ternus, a low-profile but influential executive at Apple, could be next in line to replace the company's longtime chief executive, Tim Cook, if he steps aside. ...